Current Mortgage Rates at 5.18% – 10-Year Treasury Yields at 3.45%

current-mortgage-rates-at-518-10-year-treasury-yields-at-345 Current mortgage rates are stable today as 10-year Treasury yields hover just below 3.50 percent. Today's conforming fixed 30-year mortgage rates have risen slightly to 5.18 percent from yesterday's rate of 5.15 percent. 15-year mortgage rates are averaging 4.58 percent currently, up from an average mortgage rate of 4.57 percent on Monday.

Looking for the lowest mortgage rates? MonitorBankRates.com has mortgage rate tables you can use to find the best mortgage rates in your zip code. Find Mortgage Interest Rates here

Average jumbo mortgage rates are mixed today, 30-year jumbo rate mortgages are lower and 15-year jumbo mortgage rates are higher. Current 30-year jumbo mortgage rates are just under 6.00 percent at 5.99 percent, down from last week’s average mortgage rate of 6.02 percent. The average rate for 15-year jumbo mortgages is up to 5.53 percent this week, a slight increase from last week's average rate of 5.46 percent.

Loan Type

State

FICO Score

Loan Amount

Points

LTV

Loan Term 15-Year Fixed 20-Year Fixed 30-Year Fixed 5-Year ARM 7-Year ARM 10-Year ARM

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Lender

APR / Rate

Fees / Points

Payment

NMLS #2562839

4.798%

15-Year Fixed

4.625%

$4,625

Includes 0.875 points for $3,500

Lender Fees: $1,125

$3,086 /mo

Next >

NMLS #2473786

4.888%

15-Year Fixed

4.750%

$3,671

Includes 0.644 points for $2,576

Lender Fees: $1,095

$3,112 /mo

Next >

NMLS #2126430

4.908%

15-Year Fixed

4.750%

$4,195

Includes 0.750 points for $3,000

Lender Fees: $1,195

$3,112 /mo

Next >

NMLS #135622

4.919%

15-Year Fixed

4.750%

$4,590

Includes 0.875 points for $3,500

Lender Fees: $1,090

$3,112 /mo

Next >

NMLS #2059741

4.963%

15-Year Fixed

4.750%

$5,668

Includes 0.917 points for $3,668

Lender Fees: $2,000

$3,112 /mo

Next >

NMLS #757416

5.011%

15-Year Fixed

4.875%

$3,596

Includes 0.899 points for $3,596

Lender Fees: $0

$3,138 /mo

Next >

NMLS #1067

5.014%

15-Year Fixed

4.875%

$3,688

Includes 0.922 points for $3,688

Lender Fees: $0

$3,138 /mo

Next >

NMLS #324599

License: 324599

5.026%

15-Year Fixed

4.875%

$4,070

Includes 0.750 points for $3,000

Lender Fees: $1,070

$3,138 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.050%

15-Year Fixed

4.875%

$4,695

Includes 0.897 points for $3,588

Lender Fees: $1,107

$3,138 /mo

Next >

NMLS #1025894

5.076%

15-Year Fixed

4.875%

$5,340

Includes 0.835 points for $3,340

Lender Fees: $2,000

$3,138 /mo

Next >

NMLS #613839

5.081%

15-Year Fixed

4.875%

$5,471

Includes 0.896 points for $3,584

Lender Fees: $1,887

$3,138 /mo

Next >

NMLS #2473786

5.090%

5-Year ARM

5.000%

$4,119

Includes 0.756 points for $3,024

Lender Fees: $1,095

$2,148 /mo

Next >

NMLS #2126430

5.110%

5-Year ARM

5.000%

$5,119

Includes 0.956 points for $3,824

Lender Fees: $1,295

$2,148 /mo

Next >

NMLS #1312186

5.239%

15-Year Fixed

5.125%

$3,000

Includes 0.750 points for $3,000

Lender Fees: $0

$3,190 /mo

Next >

NMLS #2562839

5.358%

5-Year ARM

5.250%

$4,849

Includes 0.931 points for $3,724

Lender Fees: $1,125

$2,209 /mo

Next >

NMLS #6606

5.392%

15-Year Fixed

5.240%

$4,000

Includes 1.000 points for $4,000

Lender Fees: $0

$3,214 /mo

Next >

NMLS #1312186

5.573%

5-Year ARM

5.500%

$3,260

Includes 0.815 points for $3,260

Lender Fees: $0

$2,272 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.609%

5-Year ARM

5.500%

$4,903

Includes 0.949 points for $3,796

Lender Fees: $1,107

$2,272 /mo

Next >

NMLS #2473786

5.705%

30-Year Fixed

5.625%

$3,499

Includes 0.601 points for $2,404

Lender Fees: $1,095

$2,303 /mo

Next >

NMLS #2562839

5.719%

30-Year Fixed

5.625%

$4,125

Includes 0.750 points for $3,000

Lender Fees: $1,125

$2,303 /mo

Next >

NMLS #324599

License: 324599

5.726%

5-Year ARM

5.625%

$4,522

Includes 0.863 points for $3,452

Lender Fees: $1,070

$2,303 /mo

Next >

NMLS #2126430

5.743%

30-Year Fixed

5.625%

$5,195

Includes 1.000 points for $4,000

Lender Fees: $1,195

$2,303 /mo

Next >

NMLS #135622

5.830%

30-Year Fixed

5.750%

$3,590

Includes 0.625 points for $2,500

Lender Fees: $1,090

$2,335 /mo

Next >

NMLS #757416

5.830%

30-Year Fixed

5.750%

$3,480

Includes 0.870 points for $3,480

Lender Fees: $0

$2,335 /mo

Next >

NMLS #324599

License: 324599

5.853%

30-Year Fixed

5.750%

$4,570

Includes 0.875 points for $3,500

Lender Fees: $1,070

$2,335 /mo

Next >

NMLS #2059741

5.865%

30-Year Fixed

5.750%

$5,012

Includes 0.753 points for $3,012

Lender Fees: $2,000

$2,335 /mo

Next >

NMLS #1025894

5.874%

30-Year Fixed

5.750%

$5,400

Includes 0.850 points for $3,400

Lender Fees: $2,000

$2,335 /mo

Next >

NMLS #1067

5.924%

30-Year Fixed

5.875%

$2,116

Includes 0.529 points for $2,116

Lender Fees: $0

$2,367 /mo

Next >

NMLS #1312186

5.956%

30-Year Fixed

5.875%

$3,500

Includes 0.875 points for $3,500

Lender Fees: $0

$2,367 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.961%

30-Year Fixed

5.875%

$3,767

Includes 0.665 points for $2,660

Lender Fees: $1,107

$2,367 /mo

Next >

NMLS #613839

5.973%

30-Year Fixed

5.875%

$4,259

Includes 0.593 points for $2,372

Lender Fees: $1,887

$2,367 /mo

Next >

NMLS #6606

6.081%

30-Year Fixed

5.990%

$3,924

Includes 0.981 points for $3,924

Lender Fees: $0

$2,396 /mo

Next >

NMLS #399799

6.096%

30-Year Fixed

6.000%

$4,268

Includes 0.735 points for $2,940

Lender Fees: $1,328

$2,399 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Adjustable rate mortgages are lower today, current 5/1 adjustable mortgage rates are at 4.34 percent, up from the prior week's average rate of 4.32 percent. Wells Fargo is currently advertising conforming 5/1 adjustable rate mortgage at 4.00 percent.

Description	This Week	Last Week
Home Equity Line of Credit	4.862%	4.875%
Home Equity Loan - 10 Years	7.621%	7.644%
Home Equity Loan - 15 Years	7.748%	8.532%
15 Year Fixed Conforming	4.587%	4.753%
15 Year fixed Jumbo	5.532%	5.461%
30 Year Fixed Conforming	5.186%	5.238%
30 Year Fixed Jumbo	5.995%	6.023%
1 Year ARM Conforming	4.350%	4.484%
1 Year ARM Jumbo	4.625%	4.625%
3/1 Year ARM Conforming	4.573%	4.649%
3/1 Year ARM Jumbo	5.144%	5.406%
5/1 Year ARM Conforming	4.342%	4.323%
5/1 Year ARM Jumbo	5.130%	5.172%
7/1 Year ARM Conforming	4.704%	4.875%
7/1 Year ARM Jumbo	5.684%	5.688%
10/1 Year ARM Conforming	5.204%	5.163%
10/1 Year ARM Jumbo	6.006%	6.000%
Interest Only: 3/1 Year ARM Conforming	4.686%	4.731%
Interest Only: 3/1 Year ARM Jumbo	5.368%	5.563%
Interest Only: 5/1 Year ARM Conforming	4.453%	4.472%
Interest Only: 5/1 Year ARM Jumbo	5.460%	5.542%
Interest Only: 7/1 Year ARM Conforming	4.914%	4.915%
Interest Only: 7/1 Year ARM Jumbo	5.890%	5.788%

Author: Brian McKay

September 15th, 2009

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