Fixed Mortgage Rates and Adjustable Mortgage Rates Higher: 30 Year Mortgage Rates Averaging 4.81%

Both fixed mortgage rates and adjustable mortgage rates are higher in this week's Primary Mortgage Market Survey released by Freddie Mac. Conforming fixed 30 year mortgage rates are averaging 4.81 percent with 0.7 discount points for the week ending March 24, 2011. In the previous week's survey 30 year mortgage rates averaged 4.76 percent with 0.7 mortgage points.

Conforming fixed 15 year mortgage rates are back above 4.00 percent, averaging 4.04 percent with 0.7 points for the week ending March 24, 2011. Last week’s survey saw 15 year mortgage rates at 3.97 percent with 0.7 points.

5 year U.S. Treasury indexed adjustable mortgage rates averaged 3.62 percent with 0.6 points for the week ending March 24, 2011, up from the previous week’s average 5 year adjustable home mortgage rate of 3.57 percent with 0.6 points.

Loan Term
Show Advertiser Disclosure
Lender
APR / Rate
Fees / Points
Payment
Solidify Mortgage Advisors
NMLS #1283930
License: 01970483
5.445%
15-Year Fixed
5.250%
$5,125
Includes 1.000 points for $4,000
Lender Fees: $1,125
$3,216 /mo
Next >
Watermark Capital
NMLS #1838
5.455%
15-Year Fixed
5.250%
$5,395
Includes 0.974 points for $3,896
Lender Fees: $1,499
$3,216 /mo
Next >
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.548%
15-Year Fixed
5.375%
$4,512
Includes 0.953 points for $3,812
Lender Fees: $700
$3,242 /mo
Next >
PenFed Credit Union
NMLS #401822
6.039%
15-Year Fixed
5.750%
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,322 /mo
Next >
Rocket Mortgage
NMLS #3030
6.146%
15-Year Fixed
5.990%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,374 /mo
Next >
Watermark Capital
NMLS #1838
6.231%
30-Year Fixed
6.125%
$4,535
Includes 0.759 points for $3,036
Lender Fees: $1,499
$2,431 /mo
Next >
PenFed Credit Union
NMLS #401822
6.289%
30-Year Fixed
6.125%
$7,000
Includes 0.750 points for $3,000
Lender Fees: $4,000
$2,431 /mo
Next >
Solidify Mortgage Advisors
NMLS #1283930
License: 01970483
6.347%
30-Year Fixed
6.250%
$4,125
Includes 0.750 points for $3,000
Lender Fees: $1,125
$2,463 /mo
Next >
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.477%
30-Year Fixed
6.375%
$4,284
Includes 0.896 points for $3,584
Lender Fees: $700
$2,496 /mo
Next >
Rocket Mortgage
NMLS #3030
6.949%
30-Year Fixed
6.875%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,628 /mo
Next >
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

1 year U.S. Treasury-indexed adjustable rates averaged 3.21 percent with 0.6 points for the week ending March 24, 2011, down from the prior week’s average 1 year adjustable home mortgage rate of 3.17 percent with 0.6 points.

 
Author: Brian McKay
March 25th, 2011

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