Fixed Mortgage Rates and Adjustable Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.81%

Fixed mortgage rates and adjustable mortgage rates are mixed in the latest mortgage survey released this morning. In Freddie Mac’s Primary Mortgage Market Survey, conforming fixed 30 year mortgage rates averaged 4.81 percent with 0.8 mortgage discount points for the week ending February 3, 2011, up from the previous week’s average rate of 4.80 percent. 15 year fixed conforming mortgage rates averaged 4.08 percent with 0.8 points for the week ending February 3, 2011, down from the previous week’s survey when rates on 15 year mortgages averaged 4.09 percent with 0.7 mortgage points.

Current 5 year U.S Treasury-indexed adjustable mortgage rates averaged 3.69 percent for the week ending February 3, 2011, down slightly from the previous week’s average 5 year adjustable home mortgage rate of 3.70 percent. Average mortgage discount points on 5 year adjustable mortgages was 0.7 points, unchanged from the previous week’s average.

Today's 1 year U.S. Treasury- indexed adjustable rates averaged 3.26 percent for the week ending February 3, 2011, no change from the prior week’s average 1 year adjustable home mortgage rate. Average mortgage points on 1 year adjustable home loans was 0.6 points, unchanged from the prior week’s average.

Loan Type

State

FICO Score

Loan Amount

Points

LTV

Loan Term 15-Year Fixed 20-Year Fixed 30-Year Fixed 5-Year ARM 7-Year ARM 10-Year ARM

Show Advertiser Disclosure

Lender

APR / Rate

Fees / Points

Payment

NMLS #2473786

4.894%

15-Year Fixed

4.750%

$3,839

Includes 0.686 points for $2,744

Lender Fees: $1,095

$3,112 /mo

Next >

NMLS #757416

5.005%

15-Year Fixed

4.875%

$3,436

Includes 0.859 points for $3,436

Lender Fees: $0

$3,138 /mo

Next >

NMLS #2473786

5.104%

5-Year ARM

5.000%

$4,755

Includes 0.915 points for $3,660

Lender Fees: $1,095

$2,148 /mo

Next >

NMLS #1928741

5.106%

15-Year Fixed

4.990%

$3,052

Includes 0.763 points for $3,052

Lender Fees: $0

$3,162 /mo

Next >

NMLS #6606

5.398%

15-Year Fixed

5.250%

$3,884

Includes 0.971 points for $3,884

Lender Fees: $0

$3,216 /mo

Next >

NMLS #2473786

5.719%

30-Year Fixed

5.625%

$4,127

Includes 0.758 points for $3,032

Lender Fees: $1,095

$2,303 /mo

Next >

NMLS #757416

5.828%

30-Year Fixed

5.750%

$3,404

Includes 0.851 points for $3,404

Lender Fees: $0

$2,335 /mo

Next >

NMLS #1928741

5.923%

30-Year Fixed

5.875%

$2,092

Includes 0.523 points for $2,092

Lender Fees: $0

$2,367 /mo

Next >

NMLS #399799

6.086%

30-Year Fixed

6.000%

$3,831

Includes 0.626 points for $2,504

Lender Fees: $1,327

$2,399 /mo

Next >

NMLS #6606

6.091%

30-Year Fixed

6.000%

$3,904

Includes 0.976 points for $3,904

Lender Fees: $0

$2,399 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Author: Brian McKay

February 3rd, 2011

Explore Other Mortgage and Refinance Offers

Biweekly Mortgage Payments: Pros and Cons Mortgage Rates December 1, 2011, 15 Year Mortgage Rates at 3.36% Mortgage Rates Head Lower After Run Up Of The Past Month: 30 Year Mortgage Rates & Refinance Rates Averaging 4.77% Mortgage Rates Mixed: Current Mortgage Rates on 30 Year Conforming Loans at 4.27% Future Direction of Mortgage Rates Refinance Applications Drop During Holiday Week as Refinance Rates Decline Fixed Rate Mortgage or Adjustable Rate Mortgage: Which is Best for Your Needs? Mortgage Rates Move Higher on a Strong Employment Report Weekly Mortgage Rates: Updated May 25, 2009 Mortgage Rates Near All-Time Low: 30 Year Mortgage Rates at 4.75%, 15 Year Mortgage Rates at 4.25%