Fixed Mortgage Rates and Adjustable Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.81%

Fixed mortgage rates and adjustable mortgage rates are mixed in the latest mortgage survey released this morning. In Freddie Mac’s Primary Mortgage Market Survey, conforming fixed 30 year mortgage rates averaged 4.81 percent with 0.8 mortgage discount points for the week ending February 3, 2011, up from the previous week’s average rate of 4.80 percent. 15 year fixed conforming mortgage rates averaged 4.08 percent with 0.8 points for the week ending February 3, 2011, down from the previous week’s survey when rates on 15 year mortgages averaged 4.09 percent with 0.7 mortgage points.

Current 5 year U.S Treasury-indexed adjustable mortgage rates averaged 3.69 percent for the week ending February 3, 2011, down slightly from the previous week’s average 5 year adjustable home mortgage rate of 3.70 percent. Average mortgage discount points on 5 year adjustable mortgages was 0.7 points, unchanged from the previous week’s average.

Today's 1 year U.S. Treasury- indexed adjustable rates averaged 3.26 percent for the week ending February 3, 2011, no change from the prior week’s average 1 year adjustable home mortgage rate. Average mortgage points on 1 year adjustable home loans was 0.6 points, unchanged from the prior week’s average.

Loan Term
Show Advertiser Disclosure
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.440%
15-Year Fixed
5.250%
$5,000
Includes 0.750 points for $3,000
Lender Fees: $2,000
$3,216 /mo
Next >
PenFed Credit Union
NMLS #401822
5.535%
15-Year Fixed
5.250%
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,216 /mo
Next >
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.762%
15-Year Fixed
5.625%
$3,544
Includes 0.711 points for $2,844
Lender Fees: $700
$3,295 /mo
Next >
District Lending
NMLS #1835285
6.128%
30-Year Fixed
6.000%
$5,500
Includes 0.875 points for $3,500
Lender Fees: $2,000
$2,399 /mo
Next >
Rocket Mortgage
NMLS #3030
6.407%
15-Year Fixed
6.250%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,430 /mo
Next >
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.590%
30-Year Fixed
6.490%
$4,168
Includes 0.867 points for $3,468
Lender Fees: $700
$2,526 /mo
Next >
PenFed Credit Union
NMLS #401822
6.758%
30-Year Fixed
6.625%
$5,495
Includes 0.875 points for $3,500
Lender Fees: $1,995
$2,562 /mo
Next >
District Lending
NMLS #1835285
6.764%
5-Year ARM
6.625%
$5,780
Includes 0.945 points for $3,780
Lender Fees: $2,000
$2,562 /mo
Next >
Rocket Mortgage
NMLS #3030
7.187%
30-Year Fixed
7.125%
$2,500
Includes 0.625 points for $2,500
Lender Fees: $0
$2,695 /mo
Next >
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
 
Author: Brian McKay
February 3rd, 2011

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