Fixed Mortgage Rates and Adjustable Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.81%

Fixed mortgage rates and adjustable mortgage rates are mixed in the latest mortgage survey released this morning. In Freddie Mac’s Primary Mortgage Market Survey, conforming fixed 30 year mortgage rates averaged 4.81 percent with 0.8 mortgage discount points for the week ending February 3, 2011, up from the previous week’s average rate of 4.80 percent. 15 year fixed conforming mortgage rates averaged 4.08 percent with 0.8 points for the week ending February 3, 2011, down from the previous week’s survey when rates on 15 year mortgages averaged 4.09 percent with 0.7 mortgage points.

Current 5 year U.S Treasury-indexed adjustable mortgage rates averaged 3.69 percent for the week ending February 3, 2011, down slightly from the previous week’s average 5 year adjustable home mortgage rate of 3.70 percent. Average mortgage discount points on 5 year adjustable mortgages was 0.7 points, unchanged from the previous week’s average.

Today's 1 year U.S. Treasury- indexed adjustable rates averaged 3.26 percent for the week ending February 3, 2011, no change from the prior week’s average 1 year adjustable home mortgage rate. Average mortgage points on 1 year adjustable home loans was 0.6 points, unchanged from the prior week’s average.

Loan Term
Show Advertiser Disclosure
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.440%
15-Year Fixed
5.250%
$5,000
Includes 0.750 points for $3,000
Lender Fees: $2,000
$3,216 /mo
Next >
Tomo Mortgage, LLC.
NMLS #2059741
5.606%
15-Year Fixed
5.490%
$3,032
Includes 0.758 points for $3,032
Lender Fees: $0
$3,267 /mo
Next >
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.650%
15-Year Fixed
5.490%
$4,172
Includes 0.868 points for $3,472
Lender Fees: $700
$3,267 /mo
Next >
New American Funding, LLC.
NMLS #6606
5.773%
15-Year Fixed
5.625%
$3,848
Includes 0.962 points for $3,848
Lender Fees: $0
$3,295 /mo
Next >
District Lending
NMLS #1835285
6.262%
5-Year ARM
6.125%
$5,860
Includes 0.965 points for $3,860
Lender Fees: $2,000
$2,431 /mo
Next >
District Lending
NMLS #1835285
6.356%
30-Year Fixed
6.250%
$4,500
Includes 0.625 points for $2,500
Lender Fees: $2,000
$2,463 /mo
Next >
Tomo Mortgage, LLC.
NMLS #2059741
6.569%
30-Year Fixed
6.490%
$3,292
Includes 0.823 points for $3,292
Lender Fees: $0
$2,526 /mo
Next >
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.600%
30-Year Fixed
6.490%
$4,592
Includes 0.973 points for $3,892
Lender Fees: $700
$2,526 /mo
Next >
New American Funding, LLC.
NMLS #6606
6.714%
30-Year Fixed
6.625%
$3,684
Includes 0.921 points for $3,684
Lender Fees: $0
$2,562 /mo
Next >
PenFed Credit Union
NMLS #401822
6.734%
30-Year Fixed
6.625%
$4,495
Includes 0.625 points for $2,500
Lender Fees: $1,995
$2,562 /mo
Next >
PenFed Credit Union
NMLS #401822
7.698%
15-Year Fixed
7.375%
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
$3,680 /mo
Next >
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
 
Author: Brian McKay
February 3rd, 2011

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