Fixed Term Mortgage Rates Lower and Adjustable Mortgage Rates Mixed in Latest Mortgage Survey

Fixed rate mortgages are lower and adjustable rate mortgages are mixed the latest mortgage survey released this morning by Freddie Mac. In the Primary Mortgage Market Survey, fixed conforming 30 year mortgage rates are averaging 5.00 percent for the week ending February 17, 2011, down from the prior week's average of 5.05 percent. Average mortgage discount points on 30 year mortgages were unchanged at 0.7 points.

Conforming fixed 15 year mortgage rates averaged 4.27 percent with 0.7 points for the week ending February 17, 2011, a decrease from the previous week’s survey when 15 year mortgage rates averaged 4.29 percent with 0.7 mortgage discount points.

5 year U.S. Treasury-indexed adjustable mortgage rates averaged 3.87 percent for the week ending February 17, 2011, down from the previous week’s average 5 year adjustable home mortgage rate of 3.92 percent. Average mortgage discount points on 5 year adjustable mortgages were 0.6 points, unchanged from the previous week’s average.

Loan Term
Show Advertiser Disclosure
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.440%
15-Year Fixed
5.250%
$5,000
Includes 0.750 points for $3,000
Lender Fees: $2,000
$3,216 /mo
Next >
Tomo Mortgage, LLC.
NMLS #2059741
5.606%
15-Year Fixed
5.490%
$3,032
Includes 0.758 points for $3,032
Lender Fees: $0
$3,267 /mo
Next >
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.650%
15-Year Fixed
5.490%
$4,172
Includes 0.868 points for $3,472
Lender Fees: $700
$3,267 /mo
Next >
Zoom Loans
NMLS #1312186
5.652%
15-Year Fixed
5.500%
$3,968
Includes 0.992 points for $3,968
Lender Fees: $0
$3,269 /mo
Next >
Different Mortgage
NMLS #324599
License: 324599
5.673%
15-Year Fixed
5.500%
$4,570
Includes 0.875 points for $3,500
Lender Fees: $1,070
$3,269 /mo
Next >
New American Funding, LLC.
NMLS #6606
5.773%
15-Year Fixed
5.625%
$3,848
Includes 0.962 points for $3,848
Lender Fees: $0
$3,295 /mo
Next >
District Lending
NMLS #1835285
6.262%
5-Year ARM
6.125%
$5,860
Includes 0.965 points for $3,860
Lender Fees: $2,000
$2,431 /mo
Next >
District Lending
NMLS #1835285
6.356%
30-Year Fixed
6.250%
$4,500
Includes 0.625 points for $2,500
Lender Fees: $2,000
$2,463 /mo
Next >
Different Mortgage
NMLS #324599
License: 324599
6.494%
30-Year Fixed
6.375%
$5,070
Includes 1.000 points for $4,000
Lender Fees: $1,070
$2,496 /mo
Next >
Tomo Mortgage, LLC.
NMLS #2059741
6.569%
30-Year Fixed
6.490%
$3,292
Includes 0.823 points for $3,292
Lender Fees: $0
$2,526 /mo
Next >
Zoom Loans
NMLS #1312186
6.596%
30-Year Fixed
6.500%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,529 /mo
Next >
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.600%
30-Year Fixed
6.490%
$4,592
Includes 0.973 points for $3,892
Lender Fees: $700
$2,526 /mo
Next >
New American Funding, LLC.
NMLS #6606
6.714%
30-Year Fixed
6.625%
$3,684
Includes 0.921 points for $3,684
Lender Fees: $0
$2,562 /mo
Next >
PenFed Credit Union
NMLS #401822
6.734%
30-Year Fixed
6.625%
$4,495
Includes 0.625 points for $2,500
Lender Fees: $1,995
$2,562 /mo
Next >
Different Mortgage
NMLS #324599
License: 324599
6.743%
5-Year ARM
6.625%
$4,954
Includes 0.971 points for $3,884
Lender Fees: $1,070
$2,562 /mo
Next >
Zoom Loans
NMLS #1312186
6.968%
5-Year ARM
6.875%
$3,804
Includes 0.951 points for $3,804
Lender Fees: $0
$2,628 /mo
Next >
PenFed Credit Union
NMLS #401822
7.698%
15-Year Fixed
7.375%
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
$3,680 /mo
Next >
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

1 year U.S. Treasury-indexed adjustable rates averaged 3.39 percent for the week ending February 17, 2011, up from the prior week’s average 1 year adjustable home mortgage rate of 3.35 percent. Average mortgage points on 1 year adjustable home loans were 0.6 points, unchanged from the prior week.

 
Author: Brian McKay
February 17th, 2011

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