Home Mortgage Rates: 30 Year Home Mortgage Rates at 4.28%, 15 Year Home Mortgage Rates at 3.81%

Mortgage rates headed lower today, continuing the downtrend of the past several months. 30 year fixed mortgage rates hit a new low today of 4.28 percent, down from an average 30 year home mortgage interest rate of 4.40 percent. 30 year fixed mortgage rates in Rhode Island are slightly higher averaging 4.32 percent.

Current Fixed 15 year conforming mortgage rates are averaging 3.81 percent, down from an average 15 year home mortgage interest rate of 3.86 percent this past Monday. Current 15 year mortgage rates in Washington State are a little higher averaging 3.83 percent.  

Current 30 year jumbo mortgage interest rates averaging 4.86 percent, down from an average 30 year jumbo rate of 5.01 percent this past Monday. The average 30 year jumbo rate in Ohio is higher averaging 5.16 percent.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Loan Pronto
NMLS #1661781
5.760%
15-Year Fixed
5.625%
$3,673
Includes 0.625 points for $2,500
Lender Fees: $1,173
$3,295 /mo
Bison State Bank
NMLS #757416
5.868%
15-Year Fixed
5.750%
$3,060
Includes 0.765 points for $3,060
Lender Fees: $0
$3,322 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.886%
15-Year Fixed
5.750%
$3,512
Includes 0.703 points for $2,812
Lender Fees: $700
$3,322 /mo
Allied Mortgage Group, Inc.
NMLS #1067
5.891%
15-Year Fixed
5.750%
$3,652
Includes 0.913 points for $3,652
Lender Fees: $0
$3,322 /mo
Rocket Mortgage
NMLS #3030
6.532%
15-Year Fixed
6.375%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,458 /mo
Loan Pronto
NMLS #1661781
6.620%
30-Year Fixed
6.500%
$5,173
Includes 1.000 points for $4,000
Lender Fees: $1,173
$2,529 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.735%
30-Year Fixed
6.625%
$4,564
Includes 0.966 points for $3,864
Lender Fees: $700
$2,562 /mo
Bison State Bank
NMLS #757416
6.822%
30-Year Fixed
6.750%
$2,968
Includes 0.742 points for $2,968
Lender Fees: $0
$2,595 /mo
Allied Mortgage Group, Inc.
NMLS #1067
6.838%
30-Year Fixed
6.750%
$3,620
Includes 0.905 points for $3,620
Lender Fees: $0
$2,595 /mo
Loan Pronto
NMLS #1661781
7.244%
5-Year ARM
7.125%
$4,977
Includes 0.951 points for $3,804
Lender Fees: $1,173
$2,695 /mo
Rocket Mortgage
NMLS #3030
7.338%
30-Year Fixed
7.250%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$2,729 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

15 year jumbo mortgage rates are averaging 4.31 percent, down from an average 15 year jumbo home mortgage rate of 4.39 percent eariler this week. 15 year jumbo mortgage rates in Nevada are higher than the current national average jumbo interest rate.

 
Author: Brian McKay
September 24th, 2010

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