Home mortgage rates were mixed this week over last week. 30 year conforming mortgage rates made another record low this week and 15 year conforming mortgage rates remained at a record low made last week. 30 year jumbo mortgage rates and 15 year jumbo mortgage rates were higher this week over last week.

We might see higher mortgage rates this coming week since 10 year bond yields bounced off a low of 2.47 percent last Tuesday and closed the week at 2.70 percent.

Mortgage Rates

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are MRC's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #135622

4.762%

15-Year Fixed

4.500%

$7,035

Includes 0.760 points for $3,040

Lender Fees: $3,995

$3,060 /mo

Next >

NMLS #2473786

4.808%

15-Year Fixed

4.625%

$4,883

Includes 0.947 points for $3,788

Lender Fees: $1,095

$3,086 /mo

Next >

NMLS #2059741

4.888%

15-Year Fixed

4.750%

$3,684

Includes 0.921 points for $3,684

Lender Fees: $0

$3,112 /mo

Next >

NMLS #135622

4.914%

5-Year ARM

4.750%

$7,635

Includes 0.910 points for $3,640

Lender Fees: $3,995

$2,087 /mo

Next >

NMLS #1067

5.008%

15-Year Fixed

4.875%

$3,520

Includes 0.880 points for $3,520

Lender Fees: $0

$3,138 /mo

Next >

NMLS #757416

5.019%

15-Year Fixed

4.875%

$3,816

Includes 0.954 points for $3,816

Lender Fees: $0

$3,138 /mo

Next >

NMLS #1025894

5.078%

15-Year Fixed

4.875%

$5,404

Includes 0.851 points for $3,404

Lender Fees: $2,000

$3,138 /mo

Next >

NMLS #2473786

5.088%

5-Year ARM

5.000%

$4,031

Includes 0.734 points for $2,936

Lender Fees: $1,095

$2,148 /mo

Next >

NMLS #1928741

5.098%

15-Year Fixed

4.990%

$2,840

Includes 0.710 points for $2,840

Lender Fees: $0

$3,162 /mo

Next >

NMLS #6606

5.386%

15-Year Fixed

5.240%

$3,820

Includes 0.955 points for $3,820

Lender Fees: $0

$3,214 /mo

Next >

NMLS #135622

5.636%

30-Year Fixed

5.500%

$6,035

Includes 0.510 points for $2,040

Lender Fees: $3,995

$2,272 /mo

Next >

NMLS #2473786

5.702%

30-Year Fixed

5.625%

$3,367

Includes 0.568 points for $2,272

Lender Fees: $1,095

$2,303 /mo

Next >

NMLS #2059741

5.714%

30-Year Fixed

5.625%

$3,936

Includes 0.984 points for $3,936

Lender Fees: $0

$2,303 /mo

Next >

NMLS #1025894

5.760%

30-Year Fixed

5.625%

$5,924

Includes 0.981 points for $3,924

Lender Fees: $2,000

$2,303 /mo

Next >

NMLS #757416

5.829%

30-Year Fixed

5.750%

$3,448

Includes 0.862 points for $3,448

Lender Fees: $0

$2,335 /mo

Next >

NMLS #1067

5.921%

30-Year Fixed

5.875%

$1,992

Includes 0.498 points for $1,992

Lender Fees: $0

$2,367 /mo

Next >

NMLS #1928741

5.926%

30-Year Fixed

5.875%

$2,208

Includes 0.552 points for $2,208

Lender Fees: $0

$2,367 /mo

Next >

NMLS #6606

6.091%

30-Year Fixed

6.000%

$3,892

Includes 0.973 points for $3,892

Lender Fees: $0

$2,399 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Current 30 year mortgage rates are averaging 4.36 percent, a decline from last week’s average 30 year mortgage interest rate of 4.38 percent. 30 year mortgage refinance rates today are also lower averaging 4.36 percent.

15 year mortgage rates today are averaging 3.83 percent, no change from the prior week’s average 15 year mortgage rate. 15 year mortgage refinance rates currently are also averaging 3.83 percent.

Jumbo Mortgage Rates Today

Current 30 year jumbo mortgage rates are just under 5.00 percent averaging 4.99 percent, an increase from the previous week’s average 30 year jumbo mortgage rate of 4.92 percent. Today's 30 year jumbo refinance mortgage rates are also up averaging 4.99 percent.

15 year jumbo bank mortgage rates are averaging 4.39 percent, an increase from last week’s average jumbo mortgage interest rate of 4.36 percent. 15 year jumbo refinance mortgage rates today are also averaging 4.39 percent.

Conforming Adjustable Mortgage Rates Today

Today's 1 year adjustable mortgage rates are averaging 3.17 percent, unchanged from last week’s average 1 year adjustable home mortgage rate. 1 year conforming adjustable refinance mortgage rates today are also unchanged, averaging 3.17 percent.

3 year adjustable mortgage rates today are averaging 3.74 percent, down from last week’s average 3 year adjustable rate mortgage of 3.79 percent. Current 3 year mortgage refinance rates are also down to 3.74 percent.

5 year adjustable mortgage rates are averaging 3.34 percent, down slightly from the prior week’s average mortgage rate of 3.44 percent. 5 year refinance mortgage rates today are averaging 3.34 percent.

7 year adjustable mortgage interest rates today are averaging 3.66 percent, up slightly from the previous week’s average 7 year home mortgage rate of 3.65 percent. 7 year mortgage refinance rates today are also slightly higher averaging 3.66 percent.

10 year adjustable mortgage rates today are averaging 4.02 percent this week, up from last week’s average 10 year adjustable mortgage rate of 3.97 percent. 10 year home mortgage refinance rates today are also higher averaging 4.02 percent.

Jumbo Adjustable Mortgage Rates Today

1 year jumbo adjustable mortgage rates today are averaging 5.32 percent, down from the prior week’s average 1 year jumbo adjustable mortgage interest rate of 5.35 percent. 1 year jumbo refinance mortgage rates today are also averaging 5.32 percent.

3 year adjustable jumbo mortgage rates today are averaging 4.20 percent, up from last week’s average jumbo mortgage rate of 4.13 percent.  3 year jumbo refinance mortgage rates today are also up to 4.20 percent.

Current 5 year adjustable jumbo mortgage rates are averaging 3.80 percent, up from last week’s average mortgage rate of 3.73 percent. 5 year jumbo mortgage refinance rates today are also higher averaging 3.80 percent.

Today's 7 year jumbo adjustable mortgage rates are averaging 4.50 percent, an increase last week’s average 7 year home mortgage rate of 4.29 percent. 7 year jumbo refinance mortgage rates are also higher averaging 4.50 percent.

Current 10 year jumbo mortgage rates are averaging 5.03 percent, up from the prior week’s average 10 year jumbo home mortgage rate of 4.99 percent. 10 year jumbo home refinance interest rates today are also higher averaging 5.02 percent.

Conventional Interest Only Adjustable Mortgage Rates Today

3 year interest only adjustable mortgage rates today are averaging 3.92 percent, down from last week’s average interest only mortgage loan rate of 4.08 percent. 3 year interest only adjustable refinance mortgage rates today are also down averaging 3.92 percent.

5 year interest only adjustable bank mortgage rates today are averaging 3.50 percent, down from last week’s average five year interest only mortgage loan rate of 3.59 percent. 5 year interest only adjustable refinance mortgage rates today are also lower averaging 3.50 percent.

Today's 7 year interest only adjustable mortgage rates are averaging 3.75 percent, down slightly from last week’s average 7 year interest-only mortgage interest rate of 3.76 percent. 7 year adjustable refinance rate mortgages today are lower averaging 3.75 percent.

Jumbo Interest Only Adjustable Mortgage Rates Today

3 year jumbo interest only adjustable mortgage rates today are averaging 4.61 percent, up from last week’s average jumbo adjustable interest only mortgage rate of 3.59 percent. Current 3 year interest only adjustable jumbo refinance rates are also higher averaging 4.61 percent.

5 year adjustable jumbo interest only mortgage rates today are averaging 4.32 percent, up from last week’s average IO home mortgage interest rate of 4.29 percent. 5 year jumbo adjustable IO loan rates are also higher averaging 4.32 percent.

Current 7 year jumbo IO adjustable mortgage rates are averaging 4.90 percent, up from an average jumbo 7 year home mortgage rate of 4.67 percent last week. 7 year jumbo adjustable interest-only mortgage rates today are also higher averaging 4.90 percent.

Home Equity Loan Rates Today

Current 10 year home equity loan rates are averaging 6.884 percent, unchanged from the previous week’s average home equity loan rate.

15 year home equity rates today are averaging 6.56 percent, down considerably from last week's average home equity rate of 7.175 percent.

Home Equity Line of Credit Rates Today

Home equity line of credit rates are averaging 4.763 percent this week, unchanged from last week’s average HELOC rate.