IBC Bank Mortgage Rates
These two mortgage rates quoted above are just a small sample of mortgage products offered by IBC Bank. In fact, IBC offers over 40 different types of loan programs for home purchases and refinancing. IBC also offers home equity loans with up to 80 percent financing and up to 90 percent financing in the state of Oklahoma. Applying for a mortgage, home equity loan, or home equity line of credit from IBC can be easily done online at IBC Bank Mortgage Loan Application. Lender
APR / Rate
Fees / Points
Payment
 NMLS #2473786
5.045%
15-Year Fixed
4.875%
$4,523
Includes 0.857 points for $3,428
Lender Fees: $1,095
$3,138 /mo
 NMLS #1085173
5.056%
15-Year Fixed
4.875%
$4,870
Includes 0.875 points for $3,500
Lender Fees: $1,370
$3,138 /mo
 NMLS #2059741
5.117%
15-Year Fixed
4.990%
$3,360
Includes 0.840 points for $3,360
Lender Fees: $0
$3,162 /mo
 NMLS #757416
5.141%
15-Year Fixed
4.990%
$3,988
Includes 0.997 points for $3,988
Lender Fees: $0
$3,162 /mo
 NMLS #324599
License: 324599
5.239%
15-Year Fixed
5.125%
$3,070
Includes 0.500 points for $2,000
Lender Fees: $1,070
$3,190 /mo
 NMLS #1312186
5.365%
15-Year Fixed
5.250%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$3,216 /mo
 NMLS #6606
5.392%
15-Year Fixed
5.240%
$3,992
Includes 0.998 points for $3,992
Lender Fees: $0
$3,214 /mo
 NMLS #1954591
License: 60DBO-113383
5.394%
15-Year Fixed
5.250%
$3,835
Includes 0.682 points for $2,728
Lender Fees: $1,107
$3,216 /mo
NMLS #2473786
5.466%
5-Year ARM
5.375%
$4,067
Includes 0.743 points for $2,972
Lender Fees: $1,095
$2,240 /mo
 NMLS #1025894
5.503%
15-Year Fixed
5.375%
$3,348
Includes 0.662 points for $2,648
Lender Fees: $700
$3,242 /mo
NMLS #1085173
5.866%
5-Year ARM
5.750%
$5,146
Includes 0.944 points for $3,776
Lender Fees: $1,370
$2,335 /mo
NMLS #2473786
5.947%
30-Year Fixed
5.875%
$3,135
Includes 0.510 points for $2,040
Lender Fees: $1,095
$2,367 /mo
NMLS #757416
5.954%
30-Year Fixed
5.875%
$3,436
Includes 0.859 points for $3,436
Lender Fees: $0
$2,367 /mo
NMLS #2059741
5.955%
30-Year Fixed
5.875%
$3,476
Includes 0.869 points for $3,476
Lender Fees: $0
$2,367 /mo
NMLS #1085173
5.963%
30-Year Fixed
5.875%
$3,870
Includes 0.625 points for $2,500
Lender Fees: $1,370
$2,367 /mo
NMLS #1312186
5.964%
5-Year ARM
5.875%
$3,876
Includes 0.969 points for $3,876
Lender Fees: $0
$2,367 /mo
NMLS #324599
License: 324599
5.990%
30-Year Fixed
5.875%
$5,070
Includes 1.000 points for $4,000
Lender Fees: $1,070
$2,367 /mo
NMLS #1954591
License: 60DBO-113383
6.094%
5-Year ARM
5.990%
$4,543
Includes 0.859 points for $3,436
Lender Fees: $1,107
$2,396 /mo
NMLS #324599
License: 324599
6.104%
5-Year ARM
5.990%
$5,006
Includes 0.984 points for $3,936
Lender Fees: $1,070
$2,396 /mo
NMLS #1025894
6.200%
30-Year Fixed
6.125%
$3,196
Includes 0.624 points for $2,496
Lender Fees: $700
$2,431 /mo
NMLS #1312186
6.207%
30-Year Fixed
6.125%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$2,431 /mo
NMLS #1954591
License: 60DBO-113383
6.207%
30-Year Fixed
6.125%
$3,567
Includes 0.615 points for $2,460
Lender Fees: $1,107
$2,431 /mo
 NMLS #399799
6.213%
30-Year Fixed
6.125%
$3,900
Includes 0.643 points for $2,572
Lender Fees: $1,328
$2,431 /mo
NMLS #6606
6.329%
30-Year Fixed
6.240%
$3,768
Includes 0.942 points for $3,768
Lender Fees: $0
$2,461 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
To get the best rate and deal on a home loan, see how other lenders' mortgage rates compare with IBC Bank mortgage rates. Explore Other Mortgage and Refinance Offers
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International Bank of Commerce (IBC) mortgage rates were recently lowered and are now even more competitive for home loans in Texas. Current 15 year mortgage rates today from IBC Bank are the best deal at 4.00 percent with no points and the same $1,258 in fees. 30 year conforming mortgage rates from IBC Bank are at 4.75 percent with zero points and only $1,258 in mortgage fees.
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