Investors Bank Mortgage Rates

Investors Bank mortgage rates are currently some of the lowest mortgage rates available. The mortgage rates quoted at Investors Bank are competitive for both fixed mortgage rates and adjustable mortgage rates. The rates below all have no mortgage points, which makes the deal even better.

In addition to offering fixed and adjustable mortgage products, Investors Bank also offers home equity loan products. They also offer a Homeowner Consumer Loan that requires little or no equity in your home. The loan amounts for the Homeowner Consumer Loan are between $2,000 and $10,000 with a maximum 5 year loan term.

Investors Bank has over 140 branches in New York and New Jersey. Investors Bank's headquarters is at 101 JFK Parkway, Short Hills, New Jersey 07078. Investors Bank is a publically traded company on the NASDAQ under the ticker symbol ISBC.

Mortgage Rates at Investors Bank

• 30 Year Fixed Conforming 3.50%
• 30 Year Fixed Jumbo 3.50%
• 15 Year Fixed Jumbo 2.75%
• 7/1 Adjustable 2.75%
• 5/1 Adjustable 2.265%

Investors Bank Home Equity Loan Rates

• 10 Year Fixed Home Equity Loan 4.125%
• 15 Year Fixed Home Equity Loan 4.375%
• 20 Year Fixed Home Equity Loan 4.875%
• 25 Year Fixed Home Equity Loan 5.275%
• 30 Year Fixed Home Equity Loan 5.625%

Investors Bank Home Equity Line of Credit Rates

• HELOC 3.25% - with an automatic monthly payment withdrawal from Investors Bank checking account
• HELOC 3.50% - without an automatic monthly payment withdrawal from Investors Bank checking account

Home equity loan amounts and home equity line of credit amounts can be as high as $500,000.

Investors Bank Homeowners Consumer Loan Rates

• 7.00% - with automatic monthly payment withdrawal from Investors Bank checking account
• 7.25% - without an automatic monthly payment withdrawal from Investors Bank checking account

You can see how Investors Bank's mortgage interest rates compare with other lenders' rates by searching our rate database at Refinance Rates.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are MRC's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #1025894

5.177%

15-Year Fixed

5.000%

$4,692

Includes 0.998 points for $3,992

Lender Fees: $700

$3,164 /mo

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NMLS #1025894

5.972%

30-Year Fixed

5.875%

$4,192

Includes 0.873 points for $3,492

Lender Fees: $700

$2,367 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.