Lowest Mortgage Rate at 1.99% from Third Federal Savings and Loan

Third Federal Savings and Loan is offering some very competitive mortgage rates right now. Third Federal mortgage rates are competitive for both fixed and adjustable loans. The lowest quoted mortgage rate right now is on Third Federal's 3/1 Smart Rate Adjustable loan at 1.99 percent with no points.

Third Federal also offers a lower closing cost option on a 3/1 ARM but the rate is higher. Third Federal's 3/1 Smart Rate Adjustable Low Cost rate is 2.49 percent with only $249.00 in closing costs. The Low Cost closing cost option is also available on other loans at Third Federal.

Current Advertised Mortgage Rates at Third Federal Savings and Loan

Third Federal Rates

Refinance Mortgage	Term	Loan Amount	Points	Rates	APR
5/1 Low Cost Smart Rate	15 year	$110K-$417K	0 pts	2.74%	3.09%
5/1 Low Cost Smart Rate	30 year	$110K-$417K	0 pts	2.79%	3.27%
3/1 Low Cost Smart Rate	15 year	$110K-$417K	0 pts	2.44%	3.12%
3/1 Low Cost Smart Rate	30 year	$110K-$417K	0 pts	2.49%	3.29%
10 Year Low Cost Fixed	10 year	$110K-$417K	0 pts	2.79%	2.83%
10 Year Fixed	10 year		0 pts	2.39%	2.60%

See how these mortgage rates compare with other lender's rates by searching our rate database at Mortgage Rates.

Loan Type

State

FICO Score

Loan Amount

Points

LTV

Loan Term 15-Year Fixed 20-Year Fixed 30-Year Fixed 5-Year ARM 7-Year ARM 10-Year ARM

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Lender

APR / Rate

Fees / Points

Payment

NMLS #1835285

5.296%

15-Year Fixed

5.125%

$4,500

Includes 0.625 points for $2,500

Lender Fees: $2,000

$3,190 /mo

Next >

NMLS #2578474

5.370%

15-Year Fixed

5.250%

$3,150

Includes 0.525 points for $2,100

Lender Fees: $1,050

$3,216 /mo

Next >

NMLS #1067

5.486%

15-Year Fixed

5.375%

$2,888

Includes 0.722 points for $2,888

Lender Fees: $0

$3,242 /mo

Next >

NMLS #757416

5.513%

15-Year Fixed

5.375%

$3,616

Includes 0.904 points for $3,616

Lender Fees: $0

$3,242 /mo

Next >

NMLS #1025894

5.525%

15-Year Fixed

5.375%

$3,932

Includes 0.808 points for $3,232

Lender Fees: $700

$3,242 /mo

Next >

NMLS #6606

5.763%

15-Year Fixed

5.625%

$3,592

Includes 0.898 points for $3,592

Lender Fees: $0

$3,295 /mo

Next >

NMLS #401822

6.175%

15-Year Fixed

6.000%

$4,495

Includes 0.625 points for $2,500

Lender Fees: $1,995

$3,376 /mo

Next >

NMLS #1835285

6.259%

5-Year ARM

6.125%

$5,724

Includes 0.931 points for $3,724

Lender Fees: $2,000

$2,431 /mo

Next >

NMLS #1835285

6.266%

30-Year Fixed

6.125%

$6,000

Includes 1.000 points for $4,000

Lender Fees: $2,000

$2,431 /mo

Next >

NMLS #2578474

6.336%

30-Year Fixed

6.250%

$3,650

Includes 0.650 points for $2,600

Lender Fees: $1,050

$2,463 /mo

Next >

NMLS #1067

6.451%

30-Year Fixed

6.375%

$3,208

Includes 0.802 points for $3,208

Lender Fees: $0

$2,496 /mo

Next >

NMLS #757416

6.558%

30-Year Fixed

6.490%

$2,836

Includes 0.709 points for $2,836

Lender Fees: $0

$2,526 /mo

Next >

NMLS #1025894

6.577%

30-Year Fixed

6.490%

$3,604

Includes 0.726 points for $2,904

Lender Fees: $700

$2,526 /mo

Next >

NMLS #401822

6.632%

30-Year Fixed

6.500%

$5,495

Includes 0.875 points for $3,500

Lender Fees: $1,995

$2,529 /mo

Next >

NMLS #6606

6.717%

30-Year Fixed

6.625%

$3,828

Includes 0.957 points for $3,828

Lender Fees: $0

$2,562 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Author: Brian McKay

March 1st, 2016

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