Mortgage Rates: 30 Year Mortgage Rates Under 5.00%
10 year U.S. Treasury yields hit a low of 3.27 percent last week as the European Union was dealing with the spreading government debt crisis. The EU and the IMF are working on a $1 trillion dollar rescue package to save the Euro and the economic recovery. Lower Treasury yields also drove 15 year mortgage rates lower, current 15 year mortgage rates are averaging 4.35 percent, down from the prior week's average 15 year mortgage rate of 4.42 percent. Lender
APR / Rate
Fees / Points
Payment
$3,650
Includes 0.650 points for $2,600
Lender Fees: $1,050
$3,216 /mo
$3,520
Includes 0.880 points for $3,520
Lender Fees: $0
$3,242 /mo
$3,688
Includes 0.747 points for $2,988
Lender Fees: $700
$3,267 /mo
$3,696
Includes 0.924 points for $3,696
Lender Fees: $0
$3,295 /mo
$4,650
Includes 0.900 points for $3,600
Lender Fees: $1,050
$2,463 /mo
$2,412
Includes 0.603 points for $2,412
Lender Fees: $0
$2,526 /mo
$4,460
Includes 0.940 points for $3,760
Lender Fees: $700
$2,526 /mo
$5,495
Includes 0.875 points for $3,500
Lender Fees: $1,995
$2,562 /mo
$3,392
Includes 0.848 points for $3,392
Lender Fees: $0
$2,592 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
15 year jumbo mortgage rates are back below 5.00 percent at 4.95 percent this week. This is the lowest point for 15 year jumbo mortgage rates since March 15, 2010. Searching for current mortgage rates and current refinance rates? Search our mortgage rate tables here: MortgageRates.MonitorBankRates.com Current Mortgage RatesCurrent 30 year jumbo mortgage rates are averaging 5.52 percent this week, down from the previous week's average jumbo mortgage rate of 5.54 percent. Today's jumbo mortgage refinance rates are also averaging 5.52 percent this week. Today's 15 year jumbo mortgage rates are back under 5.00 percent at 4.95 percent, down from the prior week's average jumbo loan rate of 5.03 percent. Current 15 year jumbo mortgage refinance rates are also averaging 4.95 percent this week. Adjustable Mortgage Rates, CurrentCurrent 1 year conforming adjustable mortgage rates are averaging 3.85 percent, unchanged from the prior week's average 1 year adjustable mortgage rate. Two weeks ago 1 year adjustable rate mortgages were averaging 4.67 percent. Current 3 year conforming adjustable mortgage rates are averaging 4.54 percent, up from last week's average home loan rate of 4.47 percent. 3 year refinance mortgage rates are also averaging 4.54 percent this week. Today's 5 year conforming adjustable mortgage interest rates are averaging 3.67 percent, down slightly from last week’s average home loan rate of 3.68 percent. 5 year mortgage refinance rates are currently averaging 3.67 percent this week. 7 year conforming adjustable rates are averaging 4.16 percent this week, down from an average 7 year loan interest rate of 4.31 percent. Today, 7 year refinance mortgage loan rates are also averaging 4.16 percent this week. Current conforming 10 year adjustable loan rates are averaging 4.52 percent, down from last week’s average mortgage interest rate of 4.55 percent. 10 year home loan refinance rates are currently averaging 4.52 percent. Today's Jumbo Adjustable Mortgage RatesCurrent 1 year jumbo ARMs are averaging in at 5.95 percent, unchanged from the prior week’s average 1 year jumbo loan rate of 5.59 percent. Current 1 year jumbo refinance rates are also unchanged at 5.95 percent. Current 3 year jumbo adjustable loans are averaging 5.10 percent, down from last week’s average jumbo home loan rate of 5.14 percent. 3 year home jumbo refinance rates are also averaging 5.10 percent. 5 year jumbo ARMs are averaging 4.46 percent, down from an average mortgage rate of 4.51 percent. Current 5 year jumbo refinance loan rates are averaging 4.46 percent. 7 year jumbo ARMs are averaging 5.26 percent, down from the prior week’s average loan mortgage rate of 5.48 percent.7 year jumbo refinance rates are also averaging 5.26 percent this week. Average 10 year jumbo mortgage interest rates are at 5.72 percent, down from the previous week’s average 10 year jumbo mortgage rate of 5.76 percent. 10 year jumbo loan refinance rates are also down to 5.72 percent this week. Interest Only Mortgage Rates, CurrentConforming 3 year interest only mortgage rates are averaging 4.78 percent this week, up from last week’s average mortgage interest rate of 4.69%. Current 5 year interest only home loans are averaging 3.85 percent this week, unchanged from last week's average five year interest only mortgage rate. 7 year IO home loans are averaging 4.34 percent, down from an average interest rate of 4.49 percent last week. 3 year jumbo IO loans are averaging 5.43 percent this week, unchanged from last week’s average jumbo interest mortgage rate. Today's average 5 year jumbo IO loan rate is at 5.14 percent, down from the prior week’s average IO mortgage rate of 5.29 percent. The average 7 year jumbo IO loan is averaging 5.65 percent this week, down from last week’s average jumbo 7 year rate of 5.84 percent. Home Equity Loan Rates10 year home equity loan rates are averaging 7.297 percent, up from last week’s average home equity loan rate of 7.125. 15 year home equity rates are averaging 7.418 percent this week, down from last week’s average home equity rate of 7.431 percent. Home Equity Line of Credit Rates (HELOC)Average home equity line of credit rates are averaging 4.777 percent this week, down from last week's average HELOC rate of 4.806. Explore Other Mortgage and Refinance Offers
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