Mortgage Rates and Refinance Rates 3/4: 30 Year Jumbo Rates at 5.48%, 15 Year Jumbo Rates at 4.66%

Today's mortgage rates and refinancing rates are mixed. 30 year conforming mortgage rates and refinance rates are averaging 4.85 percent, up from yesterday's average 30 year home loan rate and mortgage refinance rate of 4.78 percent.  30 year mortgage rates and refinance rates in California are currently higher than the national average 30 year rate. 30 year rates in CA are averaging 4.96 percent.

Current conforming 15 year mortgages rates and refinance mortgage rates are averaging 4.13 percent, down from yesterday when 15 year mortgage rates and refinance rates averaged 4.22 percent. In Ohio, 15 year mortgage rates and refinance rates are slightly higher than the national average interest rate. Current Ohio 15 year refinancing rates and mortgage rates are averaging 4.17 percent.

30 year jumbo rates are averaging 5.48 percent, up from yesterday's average jumbo rate of 5.41 percent. 30 year jumbo loan rates and jumbo refi rates in New York are higher than the national average jumbo rate. Current New York 30 year jumbo rates are averaging 5.54 percent.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Surety Home Loans
NMLS #1981224
4.924%
15-Year Fixed
4.625%
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
$3,086 /mo
Solidify Mortgage Advisors
NMLS #1283930
License: 01970483
5.445%
15-Year Fixed
5.250%
$5,125
Includes 1.000 points for $4,000
Lender Fees: $1,125
$3,216 /mo
Watermark Capital
NMLS #1838
5.455%
15-Year Fixed
5.250%
$5,395
Includes 0.974 points for $3,896
Lender Fees: $1,499
$3,216 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.548%
15-Year Fixed
5.375%
$4,512
Includes 0.953 points for $3,812
Lender Fees: $700
$3,242 /mo
Surety Home Loans
NMLS #1981224
5.921%
30-Year Fixed
5.750%
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$2,335 /mo
PenFed Credit Union
NMLS #401822
6.039%
15-Year Fixed
5.750%
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,322 /mo
Rocket Mortgage
NMLS #3030
6.146%
15-Year Fixed
5.990%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,374 /mo
Watermark Capital
NMLS #1838
6.231%
30-Year Fixed
6.125%
$4,535
Includes 0.759 points for $3,036
Lender Fees: $1,499
$2,431 /mo
PenFed Credit Union
NMLS #401822
6.289%
30-Year Fixed
6.125%
$7,000
Includes 0.750 points for $3,000
Lender Fees: $4,000
$2,431 /mo
Solidify Mortgage Advisors
NMLS #1283930
License: 01970483
6.347%
30-Year Fixed
6.250%
$4,125
Includes 0.750 points for $3,000
Lender Fees: $1,125
$2,463 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.477%
30-Year Fixed
6.375%
$4,284
Includes 0.896 points for $3,584
Lender Fees: $700
$2,496 /mo
Surety Home Loans
NMLS #1981224
6.533%
5-Year ARM
6.375%
$6,740
Includes 0.915 points for $3,660
Lender Fees: $3,080
$2,496 /mo
Rocket Mortgage
NMLS #3030
6.949%
30-Year Fixed
6.875%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,628 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

15 year jumbo rates are averaging 4.66 percent, down from yesterday's average jumbo mortgage loan rate of 4.73 percent. 15 year jumbo rates in Washington D.C. are also averaging 4.66 percent.

 
Author: Robert Till
March 4th, 2011

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