Mortgage Rates and Refinance Rates Mixed This Morning: 30 Year Mortgage Rates at 4.79%

Mortgage loan rates are mixed this morning. 30 year mortgage interest rates and refinance rates are averaging 4.79 percent, unchanged from yesterday’s average 30 year mortgage rate and mortgage refinance rate. 30 year mortgage loan rates and mortgage refinance rates in Minnesota are higher averaging 4.87 percent.

Current 30 year jumbo mortgage interest rates and jumbo refinance rates are averaging 5.41 percent, down from yesterday’s average rate of 5.42 percent. Today's 30 year jumbo refinance rates and jumbo mortgage loan rates in Delaware are also averaging 5.41 percent.

15 year conforming mortgage interest rates and refinance rates are averaging 4.20 percent, up from yesterday’s average 15 year conforming mortgage rate and 15 year conforming refinance rate of 4.17 percent.15 year mortgage rates and refinance rates in Connecticut are higher averaging 4.23 percent.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.353%
15-Year Fixed
5.125%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,190 /mo
Evolve Capital Lending
NMLS #2273319
5.428%
15-Year Fixed
5.125%
$7,995
Includes 0.750 points for $3,000
Lender Fees: $4,995
$3,190 /mo
PenFed Credit Union
NMLS #401822
5.554%
15-Year Fixed
5.250%
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
$3,216 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.634%
15-Year Fixed
5.490%
$3,760
Includes 0.765 points for $3,060
Lender Fees: $700
$3,267 /mo
New American Funding, LLC.
NMLS #6606
5.884%
15-Year Fixed
5.740%
$3,732
Includes 0.933 points for $3,732
Lender Fees: $0
$3,320 /mo
District Lending
NMLS #1835285
6.266%
30-Year Fixed
6.125%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$2,431 /mo
Evolve Capital Lending
NMLS #2273319
6.312%
30-Year Fixed
6.125%
$7,995
Includes 0.750 points for $3,000
Lender Fees: $4,995
$2,431 /mo
Evolve Capital Lending
NMLS #2273319
6.315%
5-Year ARM
6.125%
$8,131
Includes 0.784 points for $3,136
Lender Fees: $4,995
$2,431 /mo
District Lending
NMLS #1835285
6.371%
5-Year ARM
6.250%
$5,112
Includes 0.778 points for $3,112
Lender Fees: $2,000
$2,463 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.582%
30-Year Fixed
6.490%
$3,856
Includes 0.789 points for $3,156
Lender Fees: $700
$2,526 /mo
New American Funding, LLC.
NMLS #6606
6.715%
30-Year Fixed
6.625%
$3,708
Includes 0.927 points for $3,708
Lender Fees: $0
$2,562 /mo
PenFed Credit Union
NMLS #401822
6.746%
30-Year Fixed
6.625%
$4,995
Includes 0.750 points for $3,000
Lender Fees: $1,995
$2,562 /mo
Rocket Mortgage
NMLS #3030
6.784%
15-Year Fixed
6.625%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,512 /mo
Rocket Mortgage
NMLS #3030
7.476%
30-Year Fixed
7.375%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,763 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

15 year jumbo refinance rates and mortgage loan rates are averaging 4.76 percent, up from yesterday’s average 15 year jumbo home loan rate and 15 year home loan refinance rate of 4.60 percent. Today’s 15 year jumbo rates in Arizona are lower averaging 4.72 percent.

 
Author: Brian McKay
December 29th, 2010

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