Mortgage Rates and Refinance Rates Mixed This Morning: 30 Year Mortgage Rates at 4.79%

Mortgage loan rates are mixed this morning. 30 year mortgage interest rates and refinance rates are averaging 4.79 percent, unchanged from yesterday’s average 30 year mortgage rate and mortgage refinance rate. 30 year mortgage loan rates and mortgage refinance rates in Minnesota are higher averaging 4.87 percent.

Current 30 year jumbo mortgage interest rates and jumbo refinance rates are averaging 5.41 percent, down from yesterday’s average rate of 5.42 percent. Today's 30 year jumbo refinance rates and jumbo mortgage loan rates in Delaware are also averaging 5.41 percent.

15 year conforming mortgage interest rates and refinance rates are averaging 4.20 percent, up from yesterday’s average 15 year conforming mortgage rate and 15 year conforming refinance rate of 4.17 percent.15 year mortgage rates and refinance rates in Connecticut are higher averaging 4.23 percent.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
4.919%
15-Year Fixed
4.750%
$4,500
Includes 0.625 points for $2,500
Lender Fees: $2,000
$3,112 /mo
iheartloan
NMLS #2562839
4.942%
15-Year Fixed
4.750%
$5,125
Includes 1.000 points for $4,000
Lender Fees: $1,125
$3,112 /mo
Bison State Bank
NMLS #757416
5.226%
15-Year Fixed
5.125%
$2,672
Includes 0.668 points for $2,672
Lender Fees: $0
$3,190 /mo
Tomo Mortgage, LLC.
NMLS #2059741
5.231%
15-Year Fixed
5.125%
$2,792
Includes 0.698 points for $2,792
Lender Fees: $0
$3,190 /mo
Zoom Loans
NMLS #1312186
5.365%
15-Year Fixed
5.250%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$3,216 /mo
New American Funding, LLC.
NMLS #6606
5.382%
15-Year Fixed
5.240%
$3,732
Includes 0.933 points for $3,732
Lender Fees: $0
$3,214 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.503%
15-Year Fixed
5.375%
$3,348
Includes 0.662 points for $2,648
Lender Fees: $700
$3,242 /mo
District Lending
NMLS #1835285
5.625%
5-Year ARM
5.500%
$5,524
Includes 0.881 points for $3,524
Lender Fees: $2,000
$2,272 /mo
iheartloan
NMLS #2562839
5.739%
5-Year ARM
5.625%
$4,997
Includes 0.968 points for $3,872
Lender Fees: $1,125
$2,303 /mo
Zoom Loans
NMLS #1312186
5.831%
5-Year ARM
5.750%
$3,532
Includes 0.883 points for $3,532
Lender Fees: $0
$2,335 /mo
District Lending
NMLS #1835285
5.842%
30-Year Fixed
5.750%
$4,000
Includes 0.500 points for $2,000
Lender Fees: $2,000
$2,335 /mo
iheartloan
NMLS #2562839
5.856%
30-Year Fixed
5.750%
$4,625
Includes 0.875 points for $3,500
Lender Fees: $1,125
$2,335 /mo
Bison State Bank
NMLS #757416
5.961%
30-Year Fixed
5.875%
$3,724
Includes 0.931 points for $3,724
Lender Fees: $0
$2,367 /mo
Tomo Mortgage, LLC.
NMLS #2059741
6.034%
30-Year Fixed
5.990%
$1,876
Includes 0.469 points for $1,876
Lender Fees: $0
$2,396 /mo
Zoom Loans
NMLS #1312186
6.093%
30-Year Fixed
6.000%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,399 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.200%
30-Year Fixed
6.125%
$3,196
Includes 0.624 points for $2,496
Lender Fees: $700
$2,431 /mo
New American Funding, LLC.
NMLS #6606
6.343%
30-Year Fixed
6.250%
$3,944
Includes 0.986 points for $3,944
Lender Fees: $0
$2,463 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

15 year jumbo refinance rates and mortgage loan rates are averaging 4.76 percent, up from yesterday’s average 15 year jumbo home loan rate and 15 year home loan refinance rate of 4.60 percent. Today’s 15 year jumbo rates in Arizona are lower averaging 4.72 percent.

 
Author: Brian McKay
December 29th, 2010

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