Mortgage Rates Ascend Today

Mortgage rates moved higher today but there were no big change in average mortgage rates. Current mortgage rates on 30 year home loans are averaging 4.10%, a slight from yesterday’s average 30 year mortgage rate of 4.09%. Mortgage rates today on 15 year home loans are averaging 3.38%, up from yesterday’s average 15 year mortgage rate of 3.37%. 

Compare mortgage rates from several lenders by using our rate tables here: Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Current mortgage rates on 30 year jumbo home mortgage loans are averaging 4.52%, a decline from yesterday’s average 30 year jumbo mortgage rate of 4.54%. 15 year jumbo mortgage rates are averaging 3.76%, an increase from yesterday’s average 15 year jumbo mortgage rate of 3.72%.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.456%
15-Year Fixed
5.250%
$5,412
Includes 0.853 points for $3,412
Lender Fees: $2,000
$3,216 /mo
Price Mortgage, LLC
NMLS #1429043
License: DBO - 60DBO85836
5.642%
15-Year Fixed
5.375%
$7,000
Includes 0.750 points for $3,000
Lender Fees: $4,000
$3,242 /mo
Truss Financial Group
NMLS #2006915
License: 60DBO-149268
5.675%
15-Year Fixed
5.500%
$4,565
Includes 0.655 points for $2,620
Lender Fees: $1,945
$3,269 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
5.700%
15-Year Fixed
5.500%
$5,389
Includes 0.859 points for $3,436
Lender Fees: $1,953
$3,269 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.806%
15-Year Fixed
5.625%
$4,692
Includes 0.998 points for $3,992
Lender Fees: $700
$3,295 /mo
Bison State Bank
NMLS #757416
5.870%
15-Year Fixed
5.750%
$3,112
Includes 0.778 points for $3,112
Lender Fees: $0
$3,322 /mo
FBC Mortgage
NMLS #152859
5.896%
15-Year Fixed
5.750%
$3,780
Includes 0.945 points for $3,780
Lender Fees: $0
$3,322 /mo
PenFed Credit Union
NMLS #401822
5.932%
15-Year Fixed
5.625%
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
$3,295 /mo
District Lending
NMLS #1835285
6.356%
30-Year Fixed
6.250%
$4,504
Includes 0.626 points for $2,504
Lender Fees: $2,000
$2,463 /mo
Price Mortgage, LLC
NMLS #1429043
License: DBO - 60DBO85836
6.403%
30-Year Fixed
6.250%
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
$2,463 /mo
Truss Financial Group
NMLS #2006915
License: 60DBO-149268
6.618%
30-Year Fixed
6.500%
$4,945
Includes 0.750 points for $3,000
Lender Fees: $1,945
$2,529 /mo
FBC Mortgage
NMLS #152859
6.683%
30-Year Fixed
6.625%
$2,384
Includes 0.596 points for $2,384
Lender Fees: $0
$2,562 /mo
Bison State Bank
NMLS #757416
6.710%
30-Year Fixed
6.624%
$3,548
Includes 0.887 points for $3,548
Lender Fees: $0
$2,561 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.721%
30-Year Fixed
6.625%
$3,984
Includes 0.821 points for $3,284
Lender Fees: $700
$2,562 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
6.738%
30-Year Fixed
6.625%
$4,853
Includes 0.725 points for $2,900
Lender Fees: $1,953
$2,562 /mo
District Lending
NMLS #1835285
6.893%
5-Year ARM
6.750%
$5,876
Includes 0.969 points for $3,876
Lender Fees: $2,000
$2,595 /mo
Price Mortgage, LLC
NMLS #1429043
License: DBO - 60DBO85836
6.941%
5-Year ARM
6.750%
$7,872
Includes 0.968 points for $3,872
Lender Fees: $4,000
$2,595 /mo
PenFed Credit Union
NMLS #401822
7.010%
30-Year Fixed
6.875%
$5,495
Includes 0.875 points for $3,500
Lender Fees: $1,995
$2,628 /mo
Rocket Mortgage
NMLS #3030
7.130%
15-Year Fixed
6.990%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,594 /mo
Rocket Mortgage
NMLS #3030
7.200%
30-Year Fixed
7.125%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,695 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates

Conforming Adjustable Home  Loans – Mortgage Rates Today

1 year adjustable mortgage rates today are averaging 3.79%, up from last week’s average 1 year adjustable jumbo mortgage rate of 3.77%.

3 year adjustable today’s mortgage rates are averaging 2.60%, down from last week’s average 3 year adjustable mortgage rate of 2.74%.

5 year adjustable mortgage rates are averaging 2.78%, a decrease from the prior week’s average 5 year adjustable rate of 2.82%.

Current 7 year adjustable mortgage rates currently are averaging 3.12%, no changed from the previous week’s average 7 year adjustable mortgage rate.

10 year adjustable mortgage rates currently are averaging 3.60%, unchanged from last week’s average 10 year adjustable rate.

Adjustable Jumbo Home Mortgage Loans – Mortgage Rates Today

Current 1 year jumbo adjustable mortgage rates are averaging 4.50%, up from last week’s average adjustable jumbo mortgage rate of 4.05%.

3 year adjustable jumbo mortgage rates today are averaging lower at 3.42%, down from last week’s average 3 year jumbo adjustable rate of 3.49%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.03%, up from last week’s average jumbo adjustable rate of 3.02%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.57%, unchanged from last week’s average 7 year adjustable home loan rate.

10 year jumbo loan rates and refi rates are averaging 3.97%, up from the prior week’s average 10 year jumbo home mortgage loan rate of 3.96%.

Conforming Interest Only Adjustable Mortgage Lending Rates – Current Mortgage Rates

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.85%, down from last week’s average interest only mortgage loan rate of 3.15%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.93%, down from last week’s average five year interest only home mortgage rate of 3.18%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.44%, down from last week’s average 7 year interest-only mortgage lending rate of 3.54%. Of course you can find mortgage lenders and mortgage brokers offering mortgage lending rates below the averages.

Interest Only Jumbo Loan Interest Rates – Today's Mortgage Rates

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.58%, down from last week’s average jumbo adjustable interest only rate of 3.67%

Current 5 year adjustable jumbo interest only rates are averaging 3.43%, a decrease from last week’s average IO home mortgage interest rate of 3.44%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.79%, unchanged from last week’s average jumbo 7 year home mortgage loan rate.

Home Equity Loan Interest Rates 

10 year home equity loan rates are averaging 6.45%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.41%, no change from last week’s average home equity loan rate.

Home Equity Line of Credit Rates

Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

 
Author: Brian McKay
November 4th, 2011

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