Mortgage rates changed little today as a Greece Default is more likely which will drive interest rates and mortgage rates lower in the U.S.. Today's mortgage rates on 30 year conforming mortgages are averaging 4.20%, an increase from yesterday's all-time average low mortgage rate of 4.09%. Current mortgage rates on 15 year mortgages are averaging 3.37%, up from yesterday's average 15 year mortgage rate of 3.35%

Search and compare mortgage rates today by using our mortgage rate tables here: Mortgage Rates Today. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #2473786

4.934%

15-Year Fixed

4.750%

$4,887

Includes 0.948 points for $3,792

Lender Fees: $1,095

$3,112 /mo

Next >

NMLS #1835285

5.026%

15-Year Fixed

4.875%

$4,000

Includes 1.000 points for $4,000

Lender Fees: $0

$3,138 /mo

Next >

NMLS #613839

5.192%

15-Year Fixed

4.990%

$5,351

Includes 0.866 points for $3,464

Lender Fees: $1,887

$3,162 /mo

Next >

NMLS #757416

5.226%

15-Year Fixed

5.125%

$2,652

Includes 0.663 points for $2,652

Lender Fees: $0

$3,190 /mo

Next >

NMLS #1067

5.241%

15-Year Fixed

5.125%

$3,044

Includes 0.761 points for $3,044

Lender Fees: $0

$3,190 /mo

Next >

NMLS #1312186

5.277%

15-Year Fixed

5.125%

$4,000

Includes 1.000 points for $4,000

Lender Fees: $0

$3,190 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.305%

15-Year Fixed

5.125%

$4,791

Includes 0.921 points for $3,684

Lender Fees: $1,107

$3,190 /mo

Next >

NMLS #2433973

5.309%

15-Year Fixed

5.125%

$4,965

Includes 0.750 points for $3,000

Lender Fees: $1,965

$3,190 /mo

Next >

NMLS #2473786

5.354%

5-Year ARM

5.250%

$4,671

Includes 0.894 points for $3,576

Lender Fees: $1,095

$2,209 /mo

Next >

NMLS #6606

5.398%

15-Year Fixed

5.250%

$3,880

Includes 0.970 points for $3,880

Lender Fees: $0

$3,216 /mo

Next >

NMLS #1835285

5.459%

5-Year ARM

5.375%

$3,767

Includes 0.817 points for $3,268

Lender Fees: $499

$2,240 /mo

Next >

NMLS #1025894

5.535%

15-Year Fixed

5.375%

$4,176

Includes 0.869 points for $3,476

Lender Fees: $700

$3,242 /mo

Next >

NMLS #2561451

5.840%

30-Year Fixed

5.750%

$3,926

Includes 0.794 points for $3,176

Lender Fees: $750

$2,335 /mo

Next >

NMLS #1835285

5.842%

30-Year Fixed

5.750%

$4,019

Includes 0.880 points for $3,520

Lender Fees: $499

$2,335 /mo

Next >

NMLS #2473786

5.858%

30-Year Fixed

5.750%

$4,731

Includes 0.909 points for $3,636

Lender Fees: $1,095

$2,335 /mo

Next >

NMLS #1067

5.931%

30-Year Fixed

5.875%

$2,420

Includes 0.605 points for $2,420

Lender Fees: $0

$2,367 /mo

Next >

NMLS #757416

5.949%

30-Year Fixed

5.875%

$3,220

Includes 0.805 points for $3,220

Lender Fees: $0

$2,367 /mo

Next >

NMLS #1312186

5.955%

5-Year ARM

5.875%

$3,480

Includes 0.870 points for $3,480

Lender Fees: $0

$2,367 /mo

Next >

NMLS #1312186

6.081%

30-Year Fixed

6.000%

$3,500

Includes 0.875 points for $3,500

Lender Fees: $0

$2,399 /mo

Next >

NMLS #613839

6.086%

30-Year Fixed

5.990%

$4,143

Includes 0.564 points for $2,256

Lender Fees: $1,887

$2,396 /mo

Next >

NMLS #1954591

License: 60DBO-113383

6.096%

30-Year Fixed

5.990%

$4,631

Includes 0.881 points for $3,524

Lender Fees: $1,107

$2,396 /mo

Next >

NMLS #1954591

License: 60DBO-113383

6.097%

5-Year ARM

5.990%

$4,663

Includes 0.889 points for $3,556

Lender Fees: $1,107

$2,396 /mo

Next >

NMLS #399799

6.099%

30-Year Fixed

6.000%

$4,396

Includes 0.767 points for $3,068

Lender Fees: $1,328

$2,399 /mo

Next >

NMLS #1025894

6.099%

30-Year Fixed

5.990%

$4,700

Includes 1.000 points for $4,000

Lender Fees: $700

$2,396 /mo

Next >

NMLS #2433973

6.101%

30-Year Fixed

6.000%

$4,465

Includes 0.625 points for $2,500

Lender Fees: $1,965

$2,399 /mo

Next >

NMLS #6606

6.328%

30-Year Fixed

6.240%

$3,732

Includes 0.933 points for $3,732

Lender Fees: $0

$2,461 /mo

Next >

NMLS #2433973

6.376%

5-Year ARM

6.250%

$5,465

Includes 0.875 points for $3,500

Lender Fees: $1,965

$2,463 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Current mortgage rates on 30 year jumbo mortgages are averaging 4.53%, down from yesterday's average 30 year jumbo mortgage rate of 4.57%. 15 year jumbo mortgage rates today are averaging 3.83%, down from last week’s average 15 year jumbo mortgage rate of 3.86%.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com yesterday:

Mortgage Rates

Conforming Adjustable Mortgage Rates

1 year adjustable mortgage rates today are averaging 3.62%, down from last week’s average 1 year adjustable jumbo mortgage rate of 3.63%.

Current 3 year adjustable mortgage rates today are averaging 2.88%, down from last week’s average 3 year adjustable mortgage rate of 3.11%.

5 year adjustable mortgage rates are averaging 3.29%, up from the prior week’s average 5 year adjustable rate of 3.03%.

Today’s 7 year adjustable mortgage rates are averaging 3.10%, down from the previous week’s average 7 year adjustable mortgage rate of 3.16%.

10 year adjustable mortgage rates currently are averaging 3.52%, down from last week’s average 10 year adjustable rate of 3.58%.

Adjustable Jumbo Mortgage Rates Currently

Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, up from last week’s average adjustable jumbo mortgage rate of 3.46%.

3 year adjustable jumbo rates today are averaging lower at 3.56%, up from last week’s average 3 year jumbo adjustable rate of 3.36%.

5 year adjustable jumbo mortgage rates current are averaging 3.12%, down from last week’s average jumbo adjustable rate of 3.17%.

7 year jumbo adjustable mortgage loan rates are averaging 3.45%, down from last week’s average 7 year adjustable home loan rate of 3.49%.

10 year jumbo loan rates are averaging 3.95%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 4.03%.

Today's Conforming IO Adjustable Mortgage Rates

3 year interest only adjustable mortgage loan rates are averaging 3.17%, down from last week’s average interest only mortgage loan rate of 3.21%.

5 year IO adjustable loan mortgage rates are averaging 2.95%, down from last week’s average five year interest only mortgage rate of 3.09%.

7 year interest only adjustable mortgage loan rates are averaging 3.17%, down from last week’s average 7 year interest-only mortgage interest rate of 3.20%.

IO Jumbo Mortgage Rates Todays 

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.59%, down from last week’s average jumbo adjustable interest only rate of 3.64%.

Current 5 year adjustable jumbo interest only rates are averaging 3.32%,  down from last week’s average IO home mortgage interest rate of 3.33%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.64%, down from last week’s average jumbo 7 year home mortgage loan rate of 3.71%.

Home Equity Loan Rates Current

10 year home equity loan rates are averaging 6.73%, up from last week’s average home equity loan rate of 6.72%.

15 year home equity rates are averaging 6.62%, down from last week’s average home equity loan rate of 6.67%.

Home Equity Line of Credit Rates Today

Home equity line of credit rates currently are averaging 5.03%, unchanged from last week’s average rate HELOC rate.