Mortgage Rates – Today’s Mortgage Rates

Current mortgage rates updated September 9, 2009. To find the best mortgage rates in your zip code just click on a mortgage type, enter your zip code and loan amount and a table of mortgage rates will be displayed.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.383%
15-Year Fixed
5.250%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,216 /mo
Bison State Bank
NMLS #757416
5.520%
15-Year Fixed
5.375%
$3,788
Includes 0.947 points for $3,788
Lender Fees: $0
$3,242 /mo
PenFed Credit Union
NMLS #401822
5.535%
15-Year Fixed
5.250%
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,216 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.542%
15-Year Fixed
5.375%
$4,380
Includes 0.920 points for $3,680
Lender Fees: $700
$3,242 /mo
District Lending
NMLS #1835285
6.321%
30-Year Fixed
6.250%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,463 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.485%
30-Year Fixed
6.375%
$4,608
Includes 0.977 points for $3,908
Lender Fees: $700
$2,496 /mo
Bison State Bank
NMLS #757416
6.549%
30-Year Fixed
6.490%
$2,448
Includes 0.612 points for $2,448
Lender Fees: $0
$2,526 /mo
District Lending
NMLS #1835285
6.583%
5-Year ARM
6.500%
$3,444
Includes 0.861 points for $3,444
Lender Fees: $0
$2,529 /mo
HSBC Bank USA, N.A.
NMLS #399799
6.603%
30-Year Fixed
6.500%
$4,444
Includes 0.779 points for $3,116
Lender Fees: $1,328
$2,529 /mo
PenFed Credit Union
NMLS #401822
6.644%
30-Year Fixed
6.500%
$5,995
Includes 1.000 points for $4,000
Lender Fees: $1,995
$2,529 /mo
Rocket Mortgage
NMLS #3030
6.784%
15-Year Fixed
6.625%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,512 /mo
Rocket Mortgage
NMLS #3030
7.476%
30-Year Fixed
7.375%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,763 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Description This Week Last Week
Home Equity Line of Credit 4.683% 4.683%
Home Equity Loan - 10 Years 7.683% 7.683%
Home Equity Loan - 15 Years 7.691% 7.691%
15 Year Fixed Conforming 4.584% 4.690%
15 Year fixed Jumbo 5.716% 5.655%
30 Year Fixed Conforming 5.160% 5.242%
30 Year Fixed Jumbo 5.948% 6.035%
1 Year ARM Conforming 4.430% 4.474%
1 Year ARM Jumbo 5.067% 5.233%
3/1 Year ARM Conforming 4.649% 4.560%
3/1 Year ARM Jumbo 5.331% 5.461%
5/1 Year ARM Conforming 4.309% 4.395%
5/1 Year ARM Jumbo 5.173% 5.242%
7/1 Year ARM Conforming 4.726% 4.763%
7/1 Year ARM Jumbo 5.766% 5.938%
10/1 Year ARM Conforming 5.152% 5.201%
10/1 Year ARM Jumbo 6.094% 6.268%
Interest Only: 3/1 Year ARM Conforming 4.819% 4.694%
Interest Only: 3/1 Year ARM Jumbo 5.661% 5.857%
Interest Only: 5/1 Year ARM Conforming 4.525% 4.574%
Interest Only: 5/1 Year ARM Jumbo 5.569% 5.669%
Interest Only: 7/1 Year ARM Conforming 4.942% 5.029%
Interest Only: 7/1 Year ARM Jumbo 5.986% 6.167%

 
Author: Brian McKay
September 9th, 2009

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