Mortgage Rates – Today’s Mortgage Rates

Current mortgage rates updated September 9, 2009. To find the best mortgage rates in your zip code just click on a mortgage type, enter your zip code and loan amount and a table of mortgage rates will be displayed.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
4.831%
15-Year Fixed
4.625%
$5,500
Includes 0.875 points for $3,500
Lender Fees: $2,000
$3,086 /mo
LifeStone Mortgage
NMLS #1085173
4.949%
15-Year Fixed
4.750%
$5,370
Includes 1.000 points for $4,000
Lender Fees: $1,370
$3,112 /mo
Zoom Loans
NMLS #1312186
5.258%
15-Year Fixed
5.125%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,190 /mo
New American Funding, LLC.
NMLS #6606
5.400%
15-Year Fixed
5.250%
$3,944
Includes 0.986 points for $3,944
Lender Fees: $0
$3,216 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.426%
15-Year Fixed
5.250%
$4,612
Includes 0.978 points for $3,912
Lender Fees: $700
$3,216 /mo
District Lending
NMLS #1835285
5.625%
5-Year ARM
5.500%
$5,552
Includes 0.888 points for $3,552
Lender Fees: $2,000
$2,272 /mo
Zoom Loans
NMLS #1312186
5.708%
5-Year ARM
5.625%
$3,672
Includes 0.918 points for $3,672
Lender Fees: $0
$2,303 /mo
District Lending
NMLS #1835285
5.750%
30-Year Fixed
5.625%
$5,500
Includes 0.875 points for $3,500
Lender Fees: $2,000
$2,303 /mo
LifeStone Mortgage
NMLS #1085173
5.850%
5-Year ARM
5.750%
$4,422
Includes 0.763 points for $3,052
Lender Fees: $1,370
$2,335 /mo
LifeStone Mortgage
NMLS #1085173
5.860%
30-Year Fixed
5.750%
$4,870
Includes 0.875 points for $3,500
Lender Fees: $1,370
$2,335 /mo
Zoom Loans
NMLS #1312186
6.070%
30-Year Fixed
6.000%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,399 /mo
New American Funding, LLC.
NMLS #6606
6.090%
30-Year Fixed
6.000%
$3,860
Includes 0.965 points for $3,860
Lender Fees: $0
$2,399 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.097%
30-Year Fixed
5.990%
$4,620
Includes 0.980 points for $3,920
Lender Fees: $700
$2,396 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Description This Week Last Week
Home Equity Line of Credit 4.683% 4.683%
Home Equity Loan - 10 Years 7.683% 7.683%
Home Equity Loan - 15 Years 7.691% 7.691%
15 Year Fixed Conforming 4.584% 4.690%
15 Year fixed Jumbo 5.716% 5.655%
30 Year Fixed Conforming 5.160% 5.242%
30 Year Fixed Jumbo 5.948% 6.035%
1 Year ARM Conforming 4.430% 4.474%
1 Year ARM Jumbo 5.067% 5.233%
3/1 Year ARM Conforming 4.649% 4.560%
3/1 Year ARM Jumbo 5.331% 5.461%
5/1 Year ARM Conforming 4.309% 4.395%
5/1 Year ARM Jumbo 5.173% 5.242%
7/1 Year ARM Conforming 4.726% 4.763%
7/1 Year ARM Jumbo 5.766% 5.938%
10/1 Year ARM Conforming 5.152% 5.201%
10/1 Year ARM Jumbo 6.094% 6.268%
Interest Only: 3/1 Year ARM Conforming 4.819% 4.694%
Interest Only: 3/1 Year ARM Jumbo 5.661% 5.857%
Interest Only: 5/1 Year ARM Conforming 4.525% 4.574%
Interest Only: 5/1 Year ARM Jumbo 5.569% 5.669%
Interest Only: 7/1 Year ARM Conforming 4.942% 5.029%
Interest Only: 7/1 Year ARM Jumbo 5.986% 6.167%

 
Author: Brian McKay
September 9th, 2009

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