Mortgage Rates: Current Mortgage Rates at 5.15% Today

current-mortgage-rates-mortgage-rates-at-515-today30-year mortgage rates are at 5.15 percent this morning, lower than last week's average mortgage rate of 5.23 percent. Today's 15-year mortgage rates are averaging 4.57 percent, down from the prior week's average rate of 4.75 percent.

Current jumbo mortgage rates are also lower this morning, 30-year jumbo mortgage rates are at 6.00 percent, down from the prior week's average rate of 6.02 percent. 15-year jumbo rate mortgages are up this week over last, current 15-year jumbo mortgage rates are at 5.55 percent, up from 5.46 percent.

15-year home equity loans had a big move down this week, the average rate for a 15-year home equity loan is 7.74 percent, down from the prior week's average rate of 8.53 percent.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.353%
15-Year Fixed
5.125%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,190 /mo
PenFed Credit Union
NMLS #401822
5.554%
15-Year Fixed
5.250%
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
$3,216 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.634%
15-Year Fixed
5.490%
$3,760
Includes 0.765 points for $3,060
Lender Fees: $700
$3,267 /mo
New American Funding, LLC.
NMLS #6606
5.884%
15-Year Fixed
5.740%
$3,732
Includes 0.933 points for $3,732
Lender Fees: $0
$3,320 /mo
District Lending
NMLS #1835285
6.266%
30-Year Fixed
6.125%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$2,431 /mo
District Lending
NMLS #1835285
6.371%
5-Year ARM
6.250%
$5,112
Includes 0.778 points for $3,112
Lender Fees: $2,000
$2,463 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.582%
30-Year Fixed
6.490%
$3,856
Includes 0.789 points for $3,156
Lender Fees: $700
$2,526 /mo
New American Funding, LLC.
NMLS #6606
6.715%
30-Year Fixed
6.625%
$3,708
Includes 0.927 points for $3,708
Lender Fees: $0
$2,562 /mo
PenFed Credit Union
NMLS #401822
6.746%
30-Year Fixed
6.625%
$4,995
Includes 0.750 points for $3,000
Lender Fees: $1,995
$2,562 /mo
Rocket Mortgage
NMLS #3030
6.784%
15-Year Fixed
6.625%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,512 /mo
Rocket Mortgage
NMLS #3030
7.476%
30-Year Fixed
7.375%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,763 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Current Mortgage Rates as of 9/13/09

Description This Week Last Week
Home Equity Line of Credit 4.859% 4.875%
Home Equity Loan - 10 Years 7.621% 7.644%
Home Equity Loan - 15 Years 7.747% 8.532%
15 Year Fixed Conforming 4.577% 4.753%
15 Year fixed Jumbo 5.555% 5.461%
30 Year Fixed Conforming 5.153% 5.238%
30 Year Fixed Jumbo 6.009% 6.023%
1 Year ARM Conforming 4.306% 4.484%
1 Year ARM Jumbo 4.614% 4.625%
3/1 Year ARM Conforming 4.652% 4.649%
3/1 Year ARM Jumbo 5.080% 5.406%
5/1 Year ARM Conforming 4.326% 4.323%
5/1 Year ARM Jumbo 5.156% 5.172%
7/1 Year ARM Conforming 4.763% 4.875%
7/1 Year ARM Jumbo 5.722% 5.688%
10/1 Year ARM Conforming 5.117% 5.163%
10/1 Year ARM Jumbo 6.033% 6.000%
Interest Only: 3/1 Year ARM Conforming 4.772% 4.731%
Interest Only: 3/1 Year ARM Jumbo 5.306% 5.563%
Interest Only: 5/1 Year ARM Conforming 4.426% 4.472%
Interest Only: 5/1 Year ARM Jumbo 5.501% 5.542%
Interest Only: 7/1 Year ARM Conforming 4.954% 4.915%
Interest Only: 7/1 Year ARM Jumbo 5.925% 5.788%

 
Author: Brian McKay
September 13th, 2009

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