Mortgage Rates: Current Mortgage Rates Mostly Lower, 30 Year Mortgage Rates at 4.32%

Mortgage rates are mostly lower, current 30 year mortgage rates are averaging 4.32%, an increase yesterday's average 30 year mortgage rate of 4.29%. Current mortgage rates on 15 year mortgage loans are averaging 3.46%, down from yesterday's average 15 year mortgage rate of 3.49%.  Today's mortgage rates on 30 year jumbo loans are averaging 4.65%, down from yesterday's average 30 year jumbo mortgage rate of 4.70%. 15 year jumbo rates are averaging 3.89%, down from yesterday's average 15 year jumbo rate of 3.96%.

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Following is an average mortgage rate survey released by Monitor Bank Rates earlier this week.

Mortgage Rates

Average mortgage rates increased this week over last week. Current mortgage rates on 30 year home loans are averaging 4.30%, up from the previous week’s average 30 year mortgage rate of 4.14%. Last week’s average of 4.14% was a record low for 30 year rates on MonitorBankRates’ Weekly Average Mortgage Rate Survey. Mortgage rates today on 15 loans are averaging 3.51%, up from last week’s average 15 year rate of 3.36%.

Mortgage rates today on 30 year jumbo loans are averaging 4.68%, an increase from last week’s average 30 year jumbo mortgage rate of 4.70%.  15 year jumbo mortgage rates are at 3.98%, up from last week’s average 15 year jumbo rate of 3.87%.

Current Conforming Adjustable Mortgage Rates

1 year adjustable mortgage rates today are averaging 3.68%, up from last week’s average 1 year adjustable jumbo mortgage rate of 3.58%.

Current 3 year adjustable mortgage rates today are averaging 3.14%, up from last week’s average 3 year adjustable mortgage rate of 2.98%.

5 year adjustable mortgage rates are averaging 3.05%, up from the prior week’s average 5 year adjustable rate of 2.99%.

Today’s 7 year adjustable mortgage rates are averaging 3.19%, up from the previous week’s average 7 year adjustable mortgage rate of 3.17%.

10 year adjustable mortgage rates currently are averaging 3.67%, up from last week’s average 10 year adjustable rate of 3.60%.

Today's Adjustable Jumbo Mortgage Rates

Current 1 year jumbo adjustable mortgage rates are averaging 3.12%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging higher at 3.64%, up from last week’s average 3 year jumbo adjustable rate of 3.42%.

5 year adjustable jumbo mortgage rates current are averaging 3.25%, up from last week’s average jumbo adjustable rate of 3.23%.

7 year jumbo adjustable mortgage loan rates are averaging 3.58%, down from last week’s average 7 year adjustable home loan rate of 3.61%.

10 year jumbo loan rates are averaging 4.14%, up from the prior week’s average 10 year jumbo home mortgage loan rate of 4.13%. 

Conforming Interest Only Adjustable Mortgage Rates Today's

3 year interest only adjustable mortgage loan rates are averaging 3.39%, up from last week’s average interest only mortgage loan rate of 3.25%.

5 year IO adjustable loan mortgage rates are averaging 3.14%, up last week’s average five year interest only mortgage rate of 3.06%.

7 year interest only adjustable mortgage loan rates are averaging 3.32%, up from last week’s average 7 year interest-only mortgage interest rate of 3.29%. 

Interest Only Jumbo Mortgage Rates Current

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.72%, up from last week’s average jumbo adjustable interest only rate of 3.52%.

Current 5 year adjustable jumbo interest only rates are averaging 3.51%, down from last week’s average IO home mortgage interest rate of 3.56%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.78%, down from last week’s average jumbo 7 year home mortgage loan rate of 3.83%.

Current Home Equity Loan Rates

10 year home equity loan rates are averaging 6.66%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.65%, down from last week’s average home equity loan rate of 6.68%.

Today's HELOC Rates

Home equity line of credit rates are averaging 5.04%, unchanged from last week’s average rate HELOC rate.

 
Author: Robert Till
September 1st, 2011

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