Mortgage Rates: Current Mortgage Rates This Week

There were no big changes in average mortgage rates this week over last. Both fixed mortgage rates and adjustable mortgage barely changed as bond yields traded in a tight range after running up considerably the week before. Conforming 30 year mortgage rates are averaging 4.12%, a decrease from last week’s average 30 year mortgage rate of 4.13%. Mortgage rates today on 15 year conforming mortgage loans are lower this week averaging 3.39%, down from last week’s average 15 year mortgage rate of 3.45%.

Search and compare mortgage rates and refinance rates from several lenders by using our rate tables here: Mortgage Rates . Unlike most websites, no personal information is needed to view a list of mortgage rates.

30 year jumbo mortgage rates averaging 4.55%, down from last week's average 30 year jumbo mortgage rate of 4.60%. 15 year jumbo mortgage rates currently are averaging 4.90%, up from last week’s average 15 year jumbo mortgage rate of 4.82%.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Equity Capital Home Loans
NMLS #1689962
License: 02053435
5.524%
15-Year Fixed
5.375%
$3,904
Includes 0.976 points for $3,904
Lender Fees: $0
$3,242 /mo
District Lending
NMLS #1835285
5.604%
15-Year Fixed
5.375%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,242 /mo
Pure Rate Mortgage
NMLS #2578474
5.662%
15-Year Fixed
5.500%
$4,218
Includes 0.792 points for $3,168
Lender Fees: $1,050
$3,269 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.794%
15-Year Fixed
5.625%
$4,392
Includes 0.923 points for $3,692
Lender Fees: $700
$3,295 /mo
New American Funding, LLC.
NMLS #6606
6.132%
15-Year Fixed
5.990%
$3,644
Includes 0.911 points for $3,644
Lender Fees: $0
$3,374 /mo
Pure Rate Mortgage
NMLS #2578474
6.479%
30-Year Fixed
6.375%
$4,350
Includes 0.825 points for $3,300
Lender Fees: $1,050
$2,496 /mo
District Lending
NMLS #1835285
6.482%
30-Year Fixed
6.375%
$4,500
Includes 0.625 points for $2,500
Lender Fees: $2,000
$2,496 /mo
Equity Capital Home Loans
NMLS #1689962
License: 02053435
6.545%
30-Year Fixed
6.490%
$2,296
Includes 0.574 points for $2,296
Lender Fees: $0
$2,526 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.706%
30-Year Fixed
6.625%
$3,332
Includes 0.658 points for $2,632
Lender Fees: $700
$2,562 /mo
New American Funding, LLC.
NMLS #6606
6.833%
30-Year Fixed
6.740%
$3,828
Includes 0.957 points for $3,828
Lender Fees: $0
$2,592 /mo
Rocket Mortgage
NMLS #3030
7.035%
15-Year Fixed
6.875%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,568 /mo
District Lending
NMLS #1835285
7.143%
5-Year ARM
7.000%
$5,804
Includes 0.951 points for $3,804
Lender Fees: $2,000
$2,662 /mo
Rocket Mortgage
NMLS #3030
7.200%
30-Year Fixed
7.125%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,695 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates

Conforming Adjustable - Current Mortgage Rates - Refinance Rates

1 year adjustable mortgage rates today are averaging 3.77%, up from last week’s average 1 year adjustable jumbo mortgage rate of 3.75%.

3 year adjustable mortgage rates today are averaging 2.74%, down from last week’s average 3 year adjustable mortgage rate of 2.75%.

5 year adjustable mortgage rates are averaging 2.82%, a decrease from the prior week’s average 5 year adjustable rate of 3.06%.

Current 7 year adjustable mortgage rates are averaging 3.12%, up from the previous week’s average 7 year adjustable mortgage rate of 3.11%.

10 year adjustable mortgage rates currently are averaging 3.60%, up from last week’s average 10 year adjustable rate of 3.58%.

Tip: Use our free mortgage calculator to calculate how much house you can afford or how much money you can save by refinancing.

Adjustable Jumbo Todays Mortgage Rates

Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.49%, down from last week’s average 3 year jumbo adjustable rate of 3.56%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.02%, no change from last week’s average jumbo adjustable rate.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.57%, down from last week’s average 7 year adjustable home loan rate of 3.66%.

10 year jumbo loan rates and refi rates are averaging 3.96%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.97%.

Conventional Interest Only Adjustable Mortgage Rates Currently

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.15%, up from last week’s average interest only mortgage loan rate of 3.11%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 3.18%, down from last week’s average five year interest only mortgage rate of 3.24%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.54%, up from last week’s average 7 year interest-only mortgage interest rate of 3.45%.

Interest Only Jumbo Mortgage Rates Today

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.67%, down from last week’s average jumbo adjustable interest only rate of 3.78%

Current 5 year adjustable jumbo interest only rates are averaging 3.44%, a decrease from last week’s average IO home mortgage interest rate of 3.53%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.79%, down from last week’s average jumbo 7 year home mortgage loan rate of 3.88%.

Home Equity Loan Rates Current

10 year home equity loan rates are averaging 6.45%, down from last week’s average home equity loan rate of 6.51%

15 year home equity rates are averaging 6.41%, down from last week’s average home equity loan rate of 6.48%.

Today's Home Equity Line of Credit Rates

Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

 
Author: Brian McKay
October 24th, 2011

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