Mortgage Rates: Current Mortgage Rates Today

Current mortgage rates today are mixed, no real big change in average mortgage rates. Right now 30 year mortgage rates are averaging 4.17%, up from Thursday's average 30 year mortgage rate of 4.12%. 15 year mortgage rates today are averaging 3.41%, down from yesterday's average 15 year mortgage rate of 3.45%. The rates displayed are average rates. There are lenders offering mortgage rates lower than the averages. 30 year jumbo mortgage rates today are averaging 4.54%, unchanged from yesterday's average 30 year jumbo mortgage rate. Today's mortgage rates on 15 year jumbo mortgage rates are averaging 3.77%, up slightly from yesterday’s average 15 year jumbo mortgage rate of 3.76%.

1 year adjustable mortgage rates today are averaging 3.75%, an increase from last week’s average 1 year adjustable jumbo mortgage rate of 3.72%. 3 year adjustable mortgage rates are averaging 2.75%, a decrease from last week’s average 3 year adjustable mortgage rate of 2.76%. 5 year adjustable mortgage rates are averaging 3.06%, down from the prior week’s average 5 year adjustable mortgage rate of 3.08%.

Current 7 year adjustable mortgage rates are averaging 3.11%, a decrease from the previous week’s average 7 year adjustable mortgage rate of 3.19%.

10 year adjustable mortgage rates current are averaging 3.58%, down from last week’s average 10 year adjustable rate of 3.60%.

Adjustable Jumbo Current Mortgage Rates

Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo mortgage rates today are averaging higher at 3.56%, up from last week’s average 3 year jumbo adjustable rate of 3.40%.

5 year adjustable jumbo mortgage rates currently are averaging 3.02%, a decrease from last week’s average jumbo adjustable rate of 3.11%.

7 year jumbo adjustable mortgage rates today are averaging 3.66%, down from last week’s average 7 year adjustable home loan rate of 3.69%.

10 year jumbo loan rates are averaging 3.97%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 4.03%.

Conforming Interest Only Adjustable Today's Mortgage Rates

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.11%, down from last week’s average interest only mortgage loan rate of 3.31%.

5 year IO adjustable loan mortgage rates are averaging 3.24%, down from last week’s average five year interest only mortgage rate of 3.45%.

7 year interest only adjustable mortgage rates are averaging 3.45%, down from last week’s average 7 year interest-only mortgage interest rate of 3.47%.

Interest Only Jumbo Today Mortgage Rates

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.78%, an increase from last week’s average jumbo adjustable interest only rate of 3.58%

Current 5 year adjustable jumbo interest only rates are averaging 3.53%, an increase from last week’s average IO home mortgage interest rate of 3.52%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.88%, up from last week’s average jumbo 7 year home mortgage loan rate of 3.82%.

Current Home Equity Loan Rates

10 year home equity loan rates are averaging 6.51%, down from last week’s average home equity loan rate of 6.52%

15 year home equity rates are averaging 6.48, down from last week’s average home equity loan rate of 6.50%.

HELOC Rates Today

Home equity line of credit rates currently are averaging 4.81%, down from last week’s average rate HELOC rate of 5.00%.

Use our mortgage calculator to calculate how much home you can afford.

 
Author: Lisa Graham
October 21st, 2011

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