Mortgage Rates: Current Spread Between 30 Year Conforming Mortgage Rates and Jumbo Mortgage Rates at 0.44%Mortgage rates are mostly higher today as bond yields increased on the prospect of a solution to the sovereign government debt crisis in Europe. Today's mortgage rates on 30 year conforming mortgages are averaging 4.07%, up slightly from yesterday's average 30 year mortgage rate of 4.06%. The spread between 30 year conforming mortgage rates and 30 year jumbo mortgage rates is at the lowest point ever at 0.44% on MonitorBankRates' average mortgage rates index. Mortgage rates on 15 year mortgage loans are averaging 3.31%, up from yesterday's average 15 year mortgage rate of 3.24%. View current mortgage rates from several different lenders by using our rate table here: Today's Mortgage Rates. No personal information is needed to view a list of mortgage rates. Lender
APR / Rate
Fees / Points
Payment
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,138 /mo
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,216 /mo
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,216 /mo
$4,331
Includes 0.708 points for $2,832
Lender Fees: $1,499
$3,322 /mo
$4,737
Includes 0.903 points for $3,612
Lender Fees: $1,125
$3,322 /mo
$3,552
Includes 0.713 points for $2,852
Lender Fees: $700
$3,349 /mo
$5,000
Includes 0.750 points for $3,000
Lender Fees: $2,000
$2,463 /mo
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
$2,463 /mo
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,458 /mo
$4,719
Includes 0.805 points for $3,220
Lender Fees: $1,499
$2,562 /mo
$5,125
Includes 1.000 points for $4,000
Lender Fees: $1,125
$2,562 /mo
$6,840
Includes 0.940 points for $3,760
Lender Fees: $3,080
$2,562 /mo
$5,756
Includes 0.939 points for $3,756
Lender Fees: $2,000
$2,595 /mo
$3,392
Includes 0.673 points for $2,692
Lender Fees: $700
$2,628 /mo
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
$2,628 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
30 year jumbo mortgage rates are averaging 4.51%, unchanged from yesterday's average 30 year jumbo mortgage rate. Current 15 year jumbo mortgage rates are averaging 3.82%, up from last week’s average 15 year jumbo mortgage rate of 3.79%. Following is a more in-depth mortgage rate report released by MonitorBankRates.com this past Monday: Mortgage RatesConforming Adjustable Mortgage Rates Current1 year adjustable mortgage rates today are averaging 3.62%, unchanged from last week’s average 1 year adjustable jumbo mortgage rate. 3 year adjustable mortgage rates today are averaging 3.18%, up from last week’s average 3 year adjustable mortgage rate of 2.93%. 5 year adjustable mortgage rates are averaging 3.25%, up from the prior week’s average 5 year adjustable rate of 2.96%. Current 7 year adjustable mortgage rates are averaging 3.24%, unchanged from the previous week’s average 7 year adjustable mortgage rate. 10 year adjustable mortgage rates currently are averaging 3.55%, down from last week’s average 10 year adjustable rate of 3.66%. Current Adjustable Jumbo Mortgage RatesCurrent 1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate. 3 year adjustable jumbo rates today are averaging lower at 3.39%, up from last week’s average 3 year jumbo adjustable rate of 3.35%. 5 year adjustable jumbo mortgage rates currently are averaging 3.10%, down from last week’s average jumbo adjustable rate of 3.12%. 7 year jumbo adjustable mortgage loan rates are averaging 3.42%, down from last week’s average 7 year adjustable home loan rate of 3.52%. 10 year jumbo loan rates are averaging 3.94%, up from the prior week’s average 10 year jumbo home mortgage loan rate of 3.93%. Today's Conforming Interest Only Adjustable Mortgage Rates3 year interest only adjustable mortgage loan rates are averaging 3.14%, up from last week’s average interest only mortgage loan rate of 3.13%. 5 year IO adjustable loan mortgage rates are averaging 3.18%, up from last week’s average five year interest only mortgage rate of 3.14%. 7 year interest only adjustable mortgage loan rates are averaging 3.36%, up from last week’s average 7 year interest-only mortgage interest rate of 3.35%. Interest Only Jumbo Mortgage Rates TodaysToday’s 3 year jumbo interest only adjustable loan rates are averaging 3.54%, up from last week’s average jumbo adjustable interest only rate of 3.44%. Current 5 year adjustable jumbo interest only rates are averaging 3.47%, up from last week’s average IO home mortgage interest rate of 3.39%. Today’s 7 year jumbo interest only adjustable rates are averaging 3.67%, down from last week’s average jumbo 7 year home mortgage loan rate of 3.72%. Home Equity Loan Rates Currently10 year home equity loan rates are averaging 6.66%, down from last week’s average home equity loan rate of 6.68%. 15 year home equity rates are averaging 6.64%, down from last week’s average home equity loan rate of 6.72%. HELOC Rates TodayExplore Other Mortgage and Refinance Offers
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