Mortgage Rates December 1, 2011, 15 Year Mortgage Rates at 3.36%

Average mortgage rates are barely changed today. Mortgage rates today on 30 year home loans are averaging 4.09%, a slight increase from yesterday’s average 30 year mortgage rate of 4.08%. Current mortgage rates on 15 year mortgage loans are averaging 3.36%, up from yesterday’s average 15 year mortgage rate of 3.35%.

Compare a list of mortgage rates from several lenders by using our rate tables here: Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

30 year jumbo mortgage rates are averaging 4.48%, no change from yesterday’s average 30 year jumbo mortgage rate. Today's mortgage rates on 15 year jumbo home loans are averaging 3.73%, down from yesterday’s average 15 year jumbo mortgage rate 3.84%.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
PenFed Credit Union
NMLS #401822
5.157%
15-Year Fixed
4.875%
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,138 /mo
District Lending
NMLS #1835285
5.478%
15-Year Fixed
5.250%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,216 /mo
Watermark Capital
NMLS #1838
5.917%
15-Year Fixed
5.750%
$4,331
Includes 0.708 points for $2,832
Lender Fees: $1,499
$3,322 /mo
Solidify Mortgage Advisors
NMLS #1283930
License: 01970483
5.933%
15-Year Fixed
5.750%
$4,737
Includes 0.903 points for $3,612
Lender Fees: $1,125
$3,322 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.013%
15-Year Fixed
5.875%
$3,552
Includes 0.713 points for $2,852
Lender Fees: $700
$3,349 /mo
District Lending
NMLS #1835285
6.368%
30-Year Fixed
6.250%
$5,000
Includes 0.750 points for $3,000
Lender Fees: $2,000
$2,463 /mo
Rocket Mortgage
NMLS #3030
6.513%
15-Year Fixed
6.375%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,458 /mo
Watermark Capital
NMLS #1838
6.739%
30-Year Fixed
6.625%
$4,719
Includes 0.805 points for $3,220
Lender Fees: $1,499
$2,562 /mo
Solidify Mortgage Advisors
NMLS #1283930
License: 01970483
6.749%
30-Year Fixed
6.625%
$5,125
Includes 1.000 points for $4,000
Lender Fees: $1,125
$2,562 /mo
District Lending
NMLS #1835285
6.890%
5-Year ARM
6.750%
$5,756
Includes 0.939 points for $3,756
Lender Fees: $2,000
$2,595 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.958%
30-Year Fixed
6.875%
$3,392
Includes 0.673 points for $2,692
Lender Fees: $700
$2,628 /mo
PenFed Credit Union
NMLS #401822
7.034%
30-Year Fixed
6.875%
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
$2,628 /mo
Rocket Mortgage
NMLS #3030
7.313%
30-Year Fixed
7.250%
$2,500
Includes 0.625 points for $2,500
Lender Fees: $0
$2,729 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates

Conforming Adjustable Home Loans – Mortgage Rates Current

1 year home loan adjustable mortgage rates - current are averaging 3.75%, a decrease from last week’s average 1 year adjustable mortgage rate of 3.79%.

3 year adjustable mortgage rates today are averaging 2.67%, a decrease from last week’s average 3 year adjustable mortgage rate of 2.76%.

5 year adjustable mortgage rates are averaging 2.75%, a decrease from the prior week’s average 5 year adjustable rate of 2.76%.

Current 7 year adjustable mortgage rates are averaging 3.03%, a decrease from the previous week’s average 7 year adjustable mortgage rate of 3.04%.

10 year adjustable mortgage rates currently are averaging 3.58%, unchanged from last week’s average 10 year adjustable rate.

Adjustable Jumbo Home Loans – Current Mortgage Rates

Current 1 year jumbo adjustable mortgage rates are averaging 4.50%,  unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.35%, down from last week’s average 3 year jumbo adjustable rate of 3.42%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.05%, down from last week’s average jumbo adjustable rate of 3.17%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.56%, up from last week’s average 7 year adjustable home loan rate of 3.50%.

Current 10 year jumbo loan rates and refi rates are averaging 3.98%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 4.04%.

Conforming IO Adjustable Home Loans – Today's Mortgage Rates

3 year interest only adjustable mortgage loan rates today and refinancing rates are averaging 2.93%, down from last week’s average interest only mortgage loan rate of 2.96%.

Current 5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.83%, down from last week’s average five year interest only mortgage rate of 2.85%.

Today's 7 year interest only adjustable mortgage rates and refinance rates are averaging 3.15%, up from last week’s average 7 year interest-only mortgage interest rate of 3.14%.

Mortgage Rates – Current IO Jumbo Home Loans

Mortgage rates today on 3 year jumbo interest only adjustable loan rates are averaging 3.59%, up from last week’s average jumbo adjustable interest only rate of 3.56%.

Today's 5 year adjustable jumbo interest only rates are averaging 3.52%, an increase from last week’s average IO home mortgage interest rate of 3.42%.

Current 7 year jumbo interest only adjustable rates are averaging 3.78%, up from last week’s average jumbo 7 year home mortgage loan rate 3.71%.

Today's Home Equity Loan Rates

10 year home equity loan rates today are averaging 6.23%, unchanged from last week’s average home equity loan rate.

15 year home equity rates currently are averaging 6.39%, unchanged from last week’s average home equity loan rate.

Current Home Equity Line of Credit 

Current Home equity line of credit rates are averaging 4.81%, unchanged last week’s average rate HELOC rate.

Mortgage Calculators

Monitor Bank Rates offers free mortgage calculators with an amortization schedules you can use to calculate how much home you can afford. You can find the mortgage calculator under our “Calculators” section.

Mortgage Rates Widgets

Monitor Bank Rates also offers free mortgage rates widgets including state average mortgage rates that are automatically updated daily. Our mortgage rate widgets are free for anyone to use on their website, you can find the mortgage rate widgets under our “Widgets” section.

 
Author: Robert Till
December 1st, 2011

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