Average 30 year conforming mortgage rates and mortgage refinance rates are at 4.77 percent, down from last week’s average 30 year mortgage rate and refinance rate of 4.81 percent. 30 year mortgage rates and refinance rates in Rhode Island are even lower. Current average 30 year rates in Rhode Island are averaging 4.70 percent. Right now on our rate table in RI Absolute Mortgage Company is offering 30 year refinance rates at 4.625 with zero mortgage points.

Current average 15 year mortgages rates and refinance rates are at 4.08 percent, down from last week when 15 year mortgage rates and refinancing rates averaged 4.11 percent. 15 year mortgage and refinance rates in Louisiana are higher than the national average interest rate. Today's 15 year rates in LA are averaging 4.22 percent. Right now on our rate table in Louisiana, Capwest Mortgage is offering 15 year rates at 3.75 percent with one mortgage discount point.

Current 30 year jumbo mortgage rates are averaging 5.29 percent, down from last week’s average jumbo rate of 5.35 percent. 30 year jumbo loan rates and jumbo refi rates in Colorado are higher than the national average jumbo rate. Today's 30 year jumbo rates in CO are averaging 5.40 percent.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #2641203

5.523%

15-Year Fixed

5.375%

$3,876

Includes 0.969 points for $3,876

Lender Fees: $0

$3,242 /mo

Next >

NMLS #401822

5.554%

15-Year Fixed

5.250%

$8,000

Includes 1.000 points for $4,000

Lender Fees: $4,000

$3,216 /mo

Next >

NMLS #1025894

5.667%

15-Year Fixed

5.490%

$4,600

Includes 0.975 points for $3,900

Lender Fees: $700

$3,267 /mo

Next >

NMLS #6606

5.904%

15-Year Fixed

5.750%

$3,976

Includes 0.994 points for $3,976

Lender Fees: $0

$3,322 /mo

Next >

NMLS #2641203

6.701%

30-Year Fixed

6.625%

$3,128

Includes 0.782 points for $3,128

Lender Fees: $0

$2,562 /mo

Next >

NMLS #1025894

6.720%

30-Year Fixed

6.625%

$3,916

Includes 0.804 points for $3,216

Lender Fees: $700

$2,562 /mo

Next >

NMLS #6606

6.844%

30-Year Fixed

6.750%

$3,880

Includes 0.970 points for $3,880

Lender Fees: $0

$2,595 /mo

Next >

NMLS #3030

6.869%

15-Year Fixed

6.750%

$3,000

Includes 0.750 points for $3,000

Lender Fees: $0

$3,540 /mo

Next >

NMLS #401822

6.884%

30-Year Fixed

6.750%

$5,495

Includes 0.875 points for $3,500

Lender Fees: $1,995

$2,595 /mo

Next >

NMLS #3030

7.589%

30-Year Fixed

7.500%

$3,500

Includes 0.875 points for $3,500

Lender Fees: $0

$2,797 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

15 year jumbo rates are averaging 4.71 percent, down from the prior week’s average jumbo mortgage loan rate of 4.78 percent. 15 year jumbo mortgage rates today in New Mexico are lower than the national average. 15 year New Mexico jumbo rates are averaging 4.51 percent.

Mortgage Rates

Conventional Adjustable Mortgage Rates and Conventional Adjustable Refinancing Rates

The current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 3.14 percent, up from last week’s average 1 year adjustable home mortgage refi rate and loan rate of 3.13 percent.

3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.47 percent, up from last week’s average 3 year adjustable mortgage rate of 3.37 percent.

Current refinance rates and mortgage rates on 5 year ARMs are averaging 3.18 percent, down from the prior week’s average rate of 3.24 percent.

Today’s refinance mortgage rates and mortgage rates on 7 year adjustable home loans are averaging 3.54 percent, down from the previous week’s average 7 year loan rate of 3.71 percent.

10 year adjustable mortgage loan rates are averaging 4.18 percent this week, down from last week’s average 10 year adjustable rate of 4.22 percent. Current mortgage refinance rates on 10 year home loans are also averaging 4.22 percent.

Adjustable Jumbo Refinancing Rates and Jumbo Interest Rates Today

Today 1 year jumbo adjustable loan rates are averaging 4.05 percent, up from the prior week’s average 1 year jumbo adjustable loan rate of 3.50 percent. Refinance rates on 1 year jumbo loans are also averaging 4.05 percent.

3 year adjustable jumbo rates are averaging 4.52 percent, down from last week’s average 3 year jumbo adjustable rate of 4.60 percent. Current refinance interest rates on 3 year jumbo loans are also lower, averaging 4.52 percent.

5 year adjustable jumbo interest rates today are averaging 3.59 percent, down from last week’s average jumbo adjustable rate of 3.92 percent. Today’s refinancing mortgage interest rates are also averaging 3.59 percent.

7 year jumbo adjustable loan rates are averaging 4.25 percent, down from last week’s average 7 year adjustable home loan rate of 4.58 percent. 7 year jumbo refinance loan rates are also lower at 4.25 percent.

10 year jumbo loan rates are averaging 4.89 percent, down from the prior week’s average 10 year jumbo home loan rate of 5.28 percent. 10 year jumbo refinance interest rates are also lower, averaging 4.89 percent.

Conventional Interest Only Adjustable Mortgage Rates and Adjustable Interest Only Refinancing Rates

3 year interest only adjustable mortgage loan rates are averaging 3.57 percent, up from last week’s average interest only mortgage loan rate of 3.51 percent. 3 year interest only adjustable refinance mortgage rates are also averaging 3.57 percent.

5 year interest only ARMs are averaging 3.29 percent, down from last week’s average five year interest only mortgage loan rate of 3.48 percent. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.29 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.75 percent, down from last week’s average 7 year interest-only mortgage rate of 3.95 percent. 7 year adjustable refi loan rates are averaging 3.75 percent.

Interest Only Jumbo Mortgage Refinancing Rates and Interest Only Jumbo Mortgage Interest Rates

3 year jumbo interest only adjustable loan rates are averaging 4.71 percent, down from last week’s average jumbo adjustable interest only rate of 4.78 percent. 3 year interest only adjustable jumbo refi rates are also averaging 4.71 percent.

5 year adjustable jumbo interest only rates are averaging 4.03 percent, down from last week’s average IO home mortgage interest rate of 4.31 percent. 5 year jumbo adjustable IO loan rates are also averaging 4.03 percent.

7 year jumbo interest only adjustable rates are averaging 4.58 percent, down from last week’s average jumbo 7 year home loan rate of 4.90 percent. Current 7 year jumbo adjustable interest-only rates are also averaging 4.58 percent.

Home Equity Loan Rates

10 year home equity loan rates are averaging 6.65 percent, down from last week’s average home equity loan rate of 6.67 percent.

15 year home equity rates are averaging 6.91 percent, down from the prior week’s average home equity loan rate of 7.02 percent.

Home Equity Line of Credit Rates (HELOC)

Home equity line of credit rates are averaging 5.13 percent, unchanged from last week’s average rate HELOC rate.