Mortgage rates declined this week, current 30 year conforming mortgage rates are averaging 4.24%, down from last week's average 30 year mortgage rate of 4.28%. Conforming 15 year mortgage rates are also lower this week averaging 3.50%, down from last week's average 15 year mortgage rate of 3.56%.

Search and compare current mortgage rates by searching our mortgage rate tables here: Today’s Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Today's mortgage rates on 30 year jumbo mortgage loans are averaging 4.70%, a decline from last week's average 30 year jumbo mortgage rate of 4.75%.  15 year jumbo mortgage rates are averaging 4.08%, down slightly from last week’s average 15 year jumbo rate of 4.09%.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #2473786

4.926%

15-Year Fixed

4.750%

$4,687

Includes 0.898 points for $3,592

Lender Fees: $1,095

$3,112 /mo

Next >

NMLS #1085173

4.930%

15-Year Fixed

4.750%

$4,870

Includes 0.875 points for $3,500

Lender Fees: $1,370

$3,112 /mo

Next >

NMLS #1835285

4.988%

15-Year Fixed

4.875%

$3,000

Includes 0.750 points for $3,000

Lender Fees: $0

$3,138 /mo

Next >

NMLS #1105497

License: 603L227

5.049%

15-Year Fixed

4.875%

$4,625

Includes 0.750 points for $3,000

Lender Fees: $1,625

$3,138 /mo

Next >

NMLS #757416

5.111%

15-Year Fixed

4.990%

$3,184

Includes 0.796 points for $3,184

Lender Fees: $0

$3,162 /mo

Next >

NMLS #1067

5.124%

15-Year Fixed

4.990%

$3,536

Includes 0.884 points for $3,536

Lender Fees: $0

$3,162 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.180%

15-Year Fixed

4.990%

$5,075

Includes 0.992 points for $3,968

Lender Fees: $1,107

$3,162 /mo

Next >

NMLS #2473786

5.234%

5-Year ARM

5.125%

$4,931

Includes 0.959 points for $3,836

Lender Fees: $1,095

$2,178 /mo

Next >

NMLS #1312186

5.258%

15-Year Fixed

5.125%

$3,500

Includes 0.875 points for $3,500

Lender Fees: $0

$3,190 /mo

Next >

NMLS #2433973

5.290%

15-Year Fixed

5.125%

$4,465

Includes 0.625 points for $2,500

Lender Fees: $1,965

$3,190 /mo

Next >

NMLS #1835285

5.348%

5-Year ARM

5.250%

$4,395

Includes 0.974 points for $3,896

Lender Fees: $499

$2,209 /mo

Next >

NMLS #6606

5.399%

15-Year Fixed

5.250%

$3,904

Includes 0.976 points for $3,904

Lender Fees: $0

$3,216 /mo

Next >

NMLS #1025894

5.408%

15-Year Fixed

5.250%

$4,136

Includes 0.859 points for $3,436

Lender Fees: $700

$3,216 /mo

Next >

NMLS #1312186

5.699%

5-Year ARM

5.625%

$3,264

Includes 0.816 points for $3,264

Lender Fees: $0

$2,303 /mo

Next >

NMLS #1835285

5.714%

30-Year Fixed

5.625%

$3,907

Includes 0.852 points for $3,408

Lender Fees: $499

$2,303 /mo

Next >

NMLS #1085173

5.730%

5-Year ARM

5.625%

$4,710

Includes 0.835 points for $3,340

Lender Fees: $1,370

$2,303 /mo

Next >

NMLS #2473786

5.841%

30-Year Fixed

5.750%

$3,971

Includes 0.719 points for $2,876

Lender Fees: $1,095

$2,335 /mo

Next >

NMLS #1085173

5.849%

30-Year Fixed

5.750%

$4,370

Includes 0.750 points for $3,000

Lender Fees: $1,370

$2,335 /mo

Next >

NMLS #2561451

5.855%

30-Year Fixed

5.750%

$4,570

Includes 0.955 points for $3,820

Lender Fees: $750

$2,335 /mo

Next >

NMLS #1105497

License: 603L227

5.879%

30-Year Fixed

5.750%

$5,625

Includes 1.000 points for $4,000

Lender Fees: $1,625

$2,335 /mo

Next >

NMLS #1067

5.936%

30-Year Fixed

5.875%

$2,644

Includes 0.661 points for $2,644

Lender Fees: $0

$2,367 /mo

Next >

NMLS #757416

5.939%

30-Year Fixed

5.875%

$2,780

Includes 0.695 points for $2,780

Lender Fees: $0

$2,367 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.981%

5-Year ARM

5.875%

$4,647

Includes 0.885 points for $3,540

Lender Fees: $1,107

$2,367 /mo

Next >

NMLS #1105497

License: 603L227

5.993%

5-Year ARM

5.875%

$5,110

Includes 0.885 points for $3,540

Lender Fees: $1,570

$2,367 /mo

Next >

NMLS #2433973

5.999%

30-Year Fixed

5.875%

$5,465

Includes 0.875 points for $3,500

Lender Fees: $1,965

$2,367 /mo

Next >

NMLS #1312186

6.058%

30-Year Fixed

6.000%

$2,500

Includes 0.625 points for $2,500

Lender Fees: $0

$2,399 /mo

Next >

NMLS #1954591

License: 60DBO-113383

6.069%

30-Year Fixed

5.990%

$3,471

Includes 0.591 points for $2,364

Lender Fees: $1,107

$2,396 /mo

Next >

NMLS #6606

6.080%

30-Year Fixed

5.990%

$3,864

Includes 0.966 points for $3,864

Lender Fees: $0

$2,396 /mo

Next >

NMLS #1025894

6.087%

30-Year Fixed

5.990%

$4,172

Includes 0.868 points for $3,472

Lender Fees: $700

$2,396 /mo

Next >

NMLS #399799

6.098%

30-Year Fixed

6.000%

$4,360

Includes 0.758 points for $3,032

Lender Fees: $1,328

$2,399 /mo

Next >

NMLS #2433973

6.245%

5-Year ARM

6.125%

$5,213

Includes 0.812 points for $3,248

Lender Fees: $1,965

$2,431 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates

Current Conventional Adjustable Mortgage Rates

1 year adjustable mortgage rates today are averaging 3.58%, up from last week’s average 1 year adjustable jumbo mortgage rate of 3.45%.

Current 3 year adjustable mortgage refinance rates and adjustable mortgage rates today are averaging 2.95%, down from last week’s average 3 year adjustable mortgage rate of 3.01%.

5 year adjustable mortgage mortgage are averaging 3.00%, down from the prior week’s average 5 year adjustable rate of 3.25%.

Today’s 7 year adjustable mortgage rates are averaging 3.23%, down from the previous week’s average 7 year adjustable mortgage rate of 3.28%.

10 year adjustable mortgage rates currently are averaging 3.76%, up from last week’s average 10 year adjustable rate of 3.70%.

Adjustable Jumbo Mortgage Rates Today

Current 1 year jumbo adjustable mortgage rates are averaging 3.12%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging higher at 3.33%, down from last week’s average 3 year jumbo adjustable rate of 3.38%.

5 year adjustable jumbo mortgage rates current are averaging 3.25%, up from last week’s average jumbo adjustable rate of 3.21%.

7 year jumbo adjustable mortgage loan rates are averaging 3.64%, unchanged from last week’s average 7 year adjustable home loan rate.

10 year jumbo loan rates are averaging 4.15%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 4.17%. 

Today' Conventional Interest Only Adjustable Mortgage Rates

3 year interest only adjustable mortgage loan rates are averaging 3.14%, up from last week’s average interest only mortgage loan rate of 3.19%.

5 year IO adjustable loan mortgage rates are averaging 3.13%, up last week’s average five year interest only mortgage rate of 3.10%.

7 year interest only adjustable mortgage loan rates are averaging 3.39%, down from last week’s average 7 year interest-only mortgage interest rate of 3.40%. 

Interest Only Jumbo Mortgage Rates Current

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.43%, a decrease from last week’s average jumbo adjustable interest only rate of 3.90%.

5 year adjustable jumbo interest only rates are averaging 3.55%, up from last week’s average IO home mortgage interest rate of 3.52%.

7 year jumbo interest only adjustable rates are averaging 3.83%, down from last week’s average jumbo 7 year home mortgage loan rate of 3.84%.

Today's Home Equity Loan Rates

10 year home equity loan rates are averaging 6.62%, down from last week’s average home equity loan rate of 6.77%.

15 year home equity rates are averaging 6.66%, down from last week’s average home equity loan rate of 6.86%.

Today’s HELOC Rates

Home equity line of credit rates are averaging 4.97%, unchanged from last week’s average rate HELOC rate.