Mortgage rates continue to drift lower as the equity markets rallied for the fourth straight day on the hope Greece won't default on its debt. After the markets closed the Greek Prime Minister survived a confidence vote which will fuel another rally tomorrow. Current 30 year mortgage rates are averaging 4.47%, up from yesterday’s average 30 year mortgage rate of 4.46%.
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Today's 15 year conforming mortgage rates are averaging 3.72%, a slight increase from yesterday’s average 15 year mortgage rate of 3.71%.
The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.
5.456%
15-Year Fixed
5.250%
$5,412
Includes 0.853 points for $3,412
Lender Fees: $2,000
NMLS #1429043
License: DBO - 60DBO85836
5.642%
15-Year Fixed
5.375%
$7,000
Includes 0.750 points for $3,000
Lender Fees: $4,000
NMLS #2326098
License: 60DBO-181478
5.700%
15-Year Fixed
5.500%
$5,389
Includes 0.859 points for $3,436
Lender Fees: $1,953
5.806%
15-Year Fixed
5.625%
$4,692
Includes 0.998 points for $3,992
Lender Fees: $700
5.836%
15-Year Fixed
5.750%
$2,212
Includes 0.553 points for $2,212
Lender Fees: $0
5.896%
15-Year Fixed
5.750%
$3,780
Includes 0.945 points for $3,780
Lender Fees: $0
5.932%
15-Year Fixed
5.625%
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
6.356%
30-Year Fixed
6.250%
$4,504
Includes 0.626 points for $2,504
Lender Fees: $2,000
NMLS #1429043
License: DBO - 60DBO85836
6.403%
30-Year Fixed
6.250%
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
6.683%
30-Year Fixed
6.625%
$2,384
Includes 0.596 points for $2,384
Lender Fees: $0
6.710%
30-Year Fixed
6.624%
$3,548
Includes 0.887 points for $3,548
Lender Fees: $0
6.721%
30-Year Fixed
6.625%
$3,984
Includes 0.821 points for $3,284
Lender Fees: $700
NMLS #2326098
License: 60DBO-181478
6.738%
30-Year Fixed
6.625%
$4,853
Includes 0.725 points for $2,900
Lender Fees: $1,953
$5,876
Includes 0.969 points for $3,876
Lender Fees: $2,000
NMLS #1429043
License: DBO - 60DBO85836
$7,872
Includes 0.968 points for $3,872
Lender Fees: $4,000
7.010%
30-Year Fixed
6.875%
$5,495
Includes 0.875 points for $3,500
Lender Fees: $1,995
7.130%
15-Year Fixed
6.990%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
7.200%
30-Year Fixed
7.125%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Current 30 year jumbo mortgage rates are averaging 4.91%, down from yesterday’s average 30 year jumbo mortgage rate of 5.00%.
15 year jumbo mortgage rates today are averaging 4.33%, down from yesterday’s average 15 year jumbo mortgage rate of 4.39%.
Today's Mortgage Rates
Conforming Adjustable Mortgage Rates Current
The current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 2.95%, no change from last week’s average 1 year adjustable home mortgage refi rate and loan rate.
Today’s 3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.09%, down from last week’s average 3 year adjustable mortgage rate of 3.29%.
Refinance rates and mortgage rates today on 5 year adjustable mortgages are averaging 3.40%, up from the prior week’s average rate of 3.03%.
Refinance mortgage rates and mortgage rates currently on 7 year adjustable home loans are averaging 3.37%, up from the previous week’s average 7 year loan rate of 3.31%.
10 year adjustable mortgage loan rates are averaging 3.90% this week, up from last week’s average 10 year adjustable rate of 3.83%. Current mortgage refinance rates on 10 year home loans are also averaging 3.90%.
Adjustable Jumbo Mortgage Rates
1 year jumbo adjustable loan rates are averaging 4.05%, unchanged from the prior week’s average 1 year jumbo adjustable loan interest rate. Refinance rates on 1 year jumbo mortgage loans are also averaging 4.05%.
3 year adjustable jumbo rates are averaging higher at 3.82%, down from last week’s average 3 year jumbo adjustable rate of 3.89%. Today’s refinance interest rates on 3 year jumbo loans are also lower, averaging 3.82%.
5 year adjustable jumbo rates today are averaging 3.40%, an increase from last week’s average jumbo adjustable rate of 3.30%. Today’s refinancing mortgage interest rates are also averaging 3.40%.
Current 7 year jumbo adjustable loan rates are averaging 3.37%, down from last week’s average 7 year adjustable home loan rate of 3.91%. 7 year jumbo refinance loan rates are also lower at 3.37%.
10 year jumbo loan rates are averaging 3.90%, down from the prior week’s average 10 year jumbo home loan rate of 4.36%. 10 year jumbo refinance interest rates are also lower, averaging 3.90%.
Conforming Interest Only Adjustable Mortgage Rates Current
3 year interest only adjustable mortgage loan rates are averaging 3.19%, down from last week’s average interest only mortgage loan rate of 3.22%. 3 year interest only adjustable refinance mortgage rates are also averaging 3.19%.
5 year IO adjustable loan rates are averaging 3.15%, no change last week’s average five year interest only mortgage loan rate. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.15%.
7 year interest only adjustable mortgage loan rates are averaging 3.61% percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.45%. 7 year adjustable refi loan rates are averaging 3.61%.
Today's Interest Only Jumbo Mortgage Rates
3 year jumbo interest only adjustable loan rates are averaging 4.31%, down from last week’s average jumbo adjustable interest only rate of 4.38%. 3 year interest only adjustable jumbo refi rates are also averaging 4.31%.
5 year adjustable jumbo interest only rates are averaging 3.87%, up from last week’s average IO home mortgage interest rate of 3.74%. 5 year jumbo adjustable IO loan rates are also averaging at 3.87%.
7 year jumbo interest only adjustable rates are averaging 4.41%, up from last week’s average jumbo 7 year home loan rate of 4.09%. Current 7 year jumbo adjustable interest-only rates are also averaging 4.41%.
Home Equity Loan Rates Current
10 year home equity loan rates are averaging 6.77%, unchanged from last week’s average home equity loan rate.
15 year home equity rates are averaging 6.87%, unchanged from the prior week’s average home equity loan rate.
HELOC Rates Today
Home equity line of credit rates are averaging 4.95%, unchanged from last week’s average rate HELOC rate.