Mortgage Rates for Thursday, Nov. 19, 2011

Mortgage rates are lower today, 30 year mortgage rates are almost back down to the 4.00% level at 4.03%, down from yesterday's average 30 year mortgage rate of 4.07%. 15 year mortgage rates today are also lower averaging 3.33%, down from yesterday’s average 15 year mortgage rate of 3.35%.  

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Jumbo mortgage rates on 30 year jumbo home loans are averaging 4.52% up slightly from yesterday’s average 30 year jumbo mortgage rate of 4.49%. 15 year jumbo mortgage rates are averaging 3.79%, unchanged from yesterday’s average 15 year jumbo mortgage rate.

Mortgage Rates

Conforming Adjustable Home Mortgage Loans – Current Mortgage Rates

Current mortgage rates on 1 year adjustable home loans are averaging 3.76%, an increase from last week’s average 1 year adjustable mortgage rate of 3.67%.

3 year adjustable mortgage rates today are averaging 2.74%, an increase from last week’s average 3 year adjustable mortgage rate of 2.60%.

5 year adjustable mortgage rates are averaging 2.77%, an increase from the prior week’s average 5 year adjustable rate of 2.73%.

Current 7 year adjustable mortgage rates are averaging 3.06%, an increase from the previous week’s average 7 year adjustable mortgage rate of 3.30%.

10 year adjustable mortgage rates currently are averaging 3.57%, up from last week’s average 10 year adjustable rate of 3.53%.

Adjustable Jumbo Home Mortgage Loans – Today's Mortgage Rates

Current 1 year jumbo adjustable mortgage rates are averaging 4.50%,  unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo mortgage rates today are averaging lower at 3.39%, down from last week’s average 3 year jumbo adjustable rate of 3.41%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.01%, up from last week’s average jumbo adjustable rate of 2.94%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.47%, up from last week’s average 7 year adjustable home loan rate of 3.44%.

10 year jumbo loan rates and refi rates are averaging 3.89%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.95%.

Conforming IO Home Mortgage Loans – Current Mortgage Rates

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.93%, up from last week’s average interest only mortgage loan rate of 2.87%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.86%, up from last week’s average five year interest only mortgage rate of 2.84%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.07%, down from last week’s average 7 year interest-only mortgage interest rate of 3.16%.

Interest Only Jumbo Home Mortgage Loans –Mortgage Rates Today

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.56%, down from last week’s average jumbo adjustable interest only rate of 3.65%.

Current 5 year adjustable jumbo interest only rates are averaging 3.34%, a decrease from last week’s average IO home mortgage interest rate of 3.38%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.70%, up from last week’s average jumbo 7 year home mortgage loan rate 3.65%.

Home Equity Loan Rates Current

10 year home equity loan rates are averaging 6.43%, down from last week’s average home equity loan rate of 6.48%.

15 year home equity rates are averaging 6.39%, unchanged from last week’s average home equity loan rate.

Home Equity Line of Credit Rates Today

Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

Mortgage Loan Calculator

Monitor Bank Rates offers a free mortgage loan calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the mortgage loan calculator under our “Calculators” section.

 
Author: Jason P. Jones
November 17th, 2011

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