Mortgage Rates Friday, January 13, 2012: 30 Year Mortgage Rates at 4.05%

Mortgage Rates Friday, January 13, 2012: 30 Year Mortgage Rates at 4.05%Mortgage rates today on 30 year home loans are averaging 4.05%, an increase from yesterday's average 30 year mortgage rate of 4.00%. This is the third consecutive day 30 year conforming mortgage rates are higher in our average mortgage rates survey. Today's mortgage rates on 15 year home loans are averaging 3.33%, an increase from yesterday's average 15 year mortgage rate of 3.30%.

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Current mortgage interest rates on 30 year jumbo home loans are averaging 4.39%, up from yesterday's average 30 year jumbo mortgage rate of 4.35%. 15 year jumbo mortgage rates are averaging 3.65%, an increase from yesterday's average 15 year jumbo mortgage rate of 3.61%.

Current Mortgage Rates Today

Conforming Adjustable Mortgage Loans - Today's Mortgage Interest Rates

Current mortgage rateson 1 year home loans are averaging 3.62%,  down from last week’s average 1 year adjustable mortgage rate of 3.63%.

3 year adjustable current mortgage interest rates today are averaging 2.47%, down  from last week’s average 3 year adjustable mortgage rate of 2.54%.

5 year adjustable mortgage rates and refinance rates are averaging 2.62%, down from the prior week’s average 5 year adjustable rate of 2.83%.

Current 7 year adjustable mortgage rates are averaging 2.96%, up from the previous week’s average 7 year adjustable mortgage rate of 2.91%.

10 year adjustable mortgage rates currently are averaging 3.48%, down from last week’s average 10 year adjustable rate of 3.50%.

Adjustable Jumbo Mortgage Loans – Mortgage Interest Rates

Current 1 year adjustable jumbo mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.35%, down from last week’s average 3 year jumbo adjustable rate of 3.36%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 2.86%, down from last week’s average jumbo adjustable rate of 3.00%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.46%, down from last week’s average 7 year adjustable home loan rate of 3.47%.

10 year jumbo loan rates and refi rates are averaging 3.73%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.82%.

Conforming IO Adjustable Mortgage Loans – Mortgage Rates Current

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.11%, down from last week’s average interest only mortgage loan rate of 3.21%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.89%, no change from last week’s average five year interest only mortgage rate.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.19%, up from last week’s average 7 year interest-only mortgage interest rate of 3.16%.

IO Jumbo Home Loans – Current Mortgage Rates

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.64%, down from last week’s average jumbo adjustable mortgage interest rate of 3.66%.

Current 5 year adjustable jumbo interest only rates are averaging 3.33%, down from last week’s average IO home mortgage interest rate of 3.38%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.61%,  down from last week’s average jumbo 7 year home mortgage loan rate 3.64%.

Home Equity Loan Rates

10 year home equity loan rates are averaging 6.23%, down from last week’s average home equity loan rate of 6.25%.

15 year home equity rates are averaging 6.38%, down from last week’s average home equity loan rate of 6.41%.

Home Equity Line of Credit

Home equity line of credit rates currently are averaging 4.84%, up last week’s average rate HELOC rate of 4.81%.

 
Author: Robert Till
January 13th, 2012

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