Mortgage Rates from Asheville Savings BankCurrent mortgage rates at Asheville Savings Bank are very competitive right now. Asheville Savings Bank is based in North Carolina. The rates available from the bank are only for homes in North Carolina. 30 year conforming rates are available at 4.875%, which is just below today's national average 30 year rate of 4.91% as reported by monitorbankrates.com. Other rates available right now at the bank include 15 year rates at 4.25% which is also below the current national average 15 year rate of 4.19%. 15 year mortgages are always more preferable than 30 year mortgages - you will own your home and be paying a mortgage in half the time. The downside to a 15 year loan is the monthly mortgage payments will be higher. Lender
APR / Rate
Fees / Points
Payment
$2,416
Includes 0.604 points for $2,416
Lender Fees: $0
$3,190 /mo
$4,646
Includes 0.899 points for $3,596
Lender Fees: $1,050
$3,216 /mo
$4,949
Includes 0.749 points for $2,996
Lender Fees: $1,953
$3,216 /mo
$2,640
Includes 0.660 points for $2,640
Lender Fees: $0
$3,242 /mo
$3,092
Includes 0.773 points for $3,092
Lender Fees: $0
$3,242 /mo
$4,068
Includes 0.842 points for $3,368
Lender Fees: $700
$3,242 /mo
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,216 /mo
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$2,399 /mo
$3,716
Includes 0.929 points for $3,716
Lender Fees: $0
$2,431 /mo
$3,650
Includes 0.650 points for $2,600
Lender Fees: $1,050
$2,463 /mo
$3,676
Includes 0.919 points for $3,676
Lender Fees: $0
$2,463 /mo
$2,564
Includes 0.641 points for $2,564
Lender Fees: $0
$2,496 /mo
$3,676
Includes 0.744 points for $2,976
Lender Fees: $700
$2,496 /mo
$4,401
Includes 0.612 points for $2,448
Lender Fees: $1,953
$2,496 /mo
$4,995
Includes 0.750 points for $3,000
Lender Fees: $1,995
$2,529 /mo
$5,793
Includes 0.960 points for $3,840
Lender Fees: $1,953
$2,529 /mo
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,568 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Asheville Savings Bank is also offering adjustable mortgages. 3 year adjustable rates are 3.50% 5 year adjustable rates are 3.625% and 5 year adjustable rates are 3.75%. You can apply for a Asheville Savings Bank mortgage online here: Mortgage Application Explore Other Mortgage and Refinance Offers
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Adjustable Rate Mortgage (ARM)
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