Mortgage Rates from Asheville Savings Bank

Current mortgage rates at Asheville Savings Bank are very competitive right now. Asheville Savings Bank is based in North Carolina. The rates available from the bank are only for homes in North Carolina. 30 year conforming rates are available at 4.875%, which is just below today's national average 30 year rate of 4.91% as reported by monitorbankrates.com.

Other rates available right now at the bank include 15 year rates at 4.25% which is also below the current national average 15 year rate of 4.19%. 15 year mortgages are always more preferable than 30 year mortgages - you will own your home and be paying a mortgage in half the time. The downside to a 15 year loan is the monthly mortgage payments will be higher.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.217%
15-Year Fixed
5.125%
$2,416
Includes 0.604 points for $2,416
Lender Fees: $0
$3,190 /mo
Pure Rate Mortgage
NMLS #2578474
5.427%
15-Year Fixed
5.250%
$4,646
Includes 0.899 points for $3,596
Lender Fees: $1,050
$3,216 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
5.432%
15-Year Fixed
5.250%
$4,949
Includes 0.749 points for $2,996
Lender Fees: $1,953
$3,216 /mo
Allied Mortgage Group, Inc.
NMLS #1067
5.476%
15-Year Fixed
5.375%
$2,640
Includes 0.660 points for $2,640
Lender Fees: $0
$3,242 /mo
Bison State Bank
NMLS #757416
5.493%
15-Year Fixed
5.375%
$3,092
Includes 0.773 points for $3,092
Lender Fees: $0
$3,242 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.531%
15-Year Fixed
5.375%
$4,068
Includes 0.842 points for $3,368
Lender Fees: $700
$3,242 /mo
PenFed Credit Union
NMLS #401822
5.535%
15-Year Fixed
5.250%
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,216 /mo
District Lending
NMLS #1835285
6.081%
30-Year Fixed
6.000%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$2,399 /mo
Allied Mortgage Group, Inc.
NMLS #1067
6.212%
30-Year Fixed
6.125%
$3,716
Includes 0.929 points for $3,716
Lender Fees: $0
$2,431 /mo
Pure Rate Mortgage
NMLS #2578474
6.336%
30-Year Fixed
6.250%
$3,650
Includes 0.650 points for $2,600
Lender Fees: $1,050
$2,463 /mo
District Lending
NMLS #1835285
6.337%
5-Year ARM
6.250%
$3,676
Includes 0.919 points for $3,676
Lender Fees: $0
$2,463 /mo
Bison State Bank
NMLS #757416
6.436%
30-Year Fixed
6.375%
$2,564
Includes 0.641 points for $2,564
Lender Fees: $0
$2,496 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.462%
30-Year Fixed
6.375%
$3,676
Includes 0.744 points for $2,976
Lender Fees: $700
$2,496 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
6.475%
30-Year Fixed
6.375%
$4,401
Includes 0.612 points for $2,448
Lender Fees: $1,953
$2,496 /mo
PenFed Credit Union
NMLS #401822
6.620%
30-Year Fixed
6.500%
$4,995
Includes 0.750 points for $3,000
Lender Fees: $1,995
$2,529 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
6.634%
5-Year ARM
6.500%
$5,793
Includes 0.960 points for $3,840
Lender Fees: $1,953
$2,529 /mo
Rocket Mortgage
NMLS #3030
7.015%
15-Year Fixed
6.875%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,568 /mo
Rocket Mortgage
NMLS #3030
7.476%
30-Year Fixed
7.375%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,763 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Asheville Savings Bank is also offering adjustable mortgages. 3 year adjustable rates are 3.50% 5 year adjustable rates are 3.625% and 5 year adjustable rates are 3.75%.

You can apply for a Asheville Savings Bank mortgage online here: Mortgage Application

 
Author: Brian McKay
April 15th, 2011

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