Mortgage Rates Head Lower In Mortgage Survey: 30 Year Mortgage Rates Back Under 5.00% at 4.95%Current conforming fixed mortgage rates are lower in the latest mortgage survey released this morning. In this week's Primary Mortgage Market Survey released by Freddie Mac, conforming fixed 30 year mortgage rates are back under 5.00 percent averaging 4.95 percent for the week ending February 24, 2011, a decrease from the prior week’s average of 5.00 percent. Average mortgage discount points on 30 year mortgages were 0.6 points, down from the previous week's average of 0.7 points. Conforming fixed 15 year mortgage rates averaged 4.22 percent with 0.7 points for the week ending February 24 2011, down from the previous week’s survey when 15 year mortgage rates averaged 4.27 percent with 0.7 mortgage discount points. 5 year Treasury indexed adjustable mortgage rates averaged 3.80 percent for the week ending February 24, 2011, down from the previous week’s average 5 year adjustable home mortgage rate of 3.87 percent. Average mortgage discount points on 5 year adjustable mortgages were 0.6 points, unchanged from the prior week’s average. Lender
APR / Rate
Fees / Points
Payment
 NMLS #1835285
5.440%
15-Year Fixed
5.250%
$5,000
Includes 0.750 points for $3,000
Lender Fees: $2,000
$3,216 /mo
 NMLS #401822
5.535%
15-Year Fixed
5.250%
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,216 /mo
 NMLS #1025894
5.762%
15-Year Fixed
5.625%
$3,544
Includes 0.711 points for $2,844
Lender Fees: $700
$3,295 /mo
NMLS #1835285
6.128%
30-Year Fixed
6.000%
$5,500
Includes 0.875 points for $3,500
Lender Fees: $2,000
$2,399 /mo
 6.350%
30-Year Fixed
6.250%
$4,228
Includes 0.875 points for $3,500
Lender Fees: $728
$2,463 /mo
 NMLS #3030
6.407%
15-Year Fixed
6.250%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,430 /mo
NMLS #1025894
6.590%
30-Year Fixed
6.490%
$4,168
Includes 0.867 points for $3,468
Lender Fees: $700
$2,526 /mo
NMLS #401822
6.758%
30-Year Fixed
6.625%
$5,495
Includes 0.875 points for $3,500
Lender Fees: $1,995
$2,562 /mo
NMLS #1835285
6.764%
5-Year ARM
6.625%
$5,780
Includes 0.945 points for $3,780
Lender Fees: $2,000
$2,562 /mo
NMLS #3030
7.187%
30-Year Fixed
7.125%
$2,500
Includes 0.625 points for $2,500
Lender Fees: $0
$2,695 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
1 year U.S. Treasury-indexed adjustable rates averaged 3.40 percent for the week ending February 24, 2011, up slightly from the prior week’s average 1 year adjustable home mortgage rate of 3.39 percent. Average mortgage points on 1 year adjustable home loans were 0.6 points, unchanged from the prior week. Explore Other Mortgage and Refinance Offers
Current Fixed Home Mortgage Rates Lower: 30 Year Conforming Mortgage Rates at 4.30%, 30 Year Jumbo Mortgage Rates at 4.76%
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Mortgage Rates at Highest Level in 8 Months - 30 Year Mortgage Rates at 5.21%
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30 Year Mortage Rates at 4.94% According to MBA
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