Mortgage Rates Lower on St. Patrick’s Day: 30 Year Mortgage Rates at 4.76%, 15 Year Mortgage Rates at 3.97%

Mortgage rates are lower in the most recent mortgage rate survey released on St. Patrick's Day. Fixed conforming 30 year mortgage rates are averaging 4.76 percent with 0.7 discount points for the week ending March 17, 2011. 30 year rates are down from last week's average of 4.88 percent with 0.7 mortgage points.

Fixed conforming 15 year mortgage rates are also lower in this week's Primary Mortgage Market Survey released by Freddie Mac. Fixed conforming 15 year mortgage rates are back under 4.00 percent, averaging 3.97 percent with 0.7 points for the week ending March 17, 2011. Last week's survey saw 15 year mortgage rates at 4.15 percent with 0.7 points.

5 year Treasury indexed adjustable mortgage rates averaged 3.57 percent with 0.6 points for the week ending March 17, 2011, down from the previous week’s average 5 year adjustable home mortgage rate of 3.73 percent with 0.6 points.

Loan Term
Show Advertiser Disclosure
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.353%
15-Year Fixed
5.125%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,190 /mo
Next >
PenFed Credit Union
NMLS #401822
5.554%
15-Year Fixed
5.250%
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
$3,216 /mo
Next >
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.634%
15-Year Fixed
5.490%
$3,760
Includes 0.765 points for $3,060
Lender Fees: $700
$3,267 /mo
Next >
New American Funding, LLC.
NMLS #6606
5.884%
15-Year Fixed
5.740%
$3,732
Includes 0.933 points for $3,732
Lender Fees: $0
$3,320 /mo
Next >
District Lending
NMLS #1835285
6.266%
30-Year Fixed
6.125%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$2,431 /mo
Next >
District Lending
NMLS #1835285
6.371%
5-Year ARM
6.250%
$5,112
Includes 0.778 points for $3,112
Lender Fees: $2,000
$2,463 /mo
Next >
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.582%
30-Year Fixed
6.490%
$3,856
Includes 0.789 points for $3,156
Lender Fees: $700
$2,526 /mo
Next >
New American Funding, LLC.
NMLS #6606
6.715%
30-Year Fixed
6.625%
$3,708
Includes 0.927 points for $3,708
Lender Fees: $0
$2,562 /mo
Next >
PenFed Credit Union
NMLS #401822
6.746%
30-Year Fixed
6.625%
$4,995
Includes 0.750 points for $3,000
Lender Fees: $1,995
$2,562 /mo
Next >
Rocket Mortgage
NMLS #3030
6.784%
15-Year Fixed
6.625%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,512 /mo
Next >
Rocket Mortgage
NMLS #3030
7.476%
30-Year Fixed
7.375%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,763 /mo
Next >
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

1 year Treasury-indexed adjustable rates averaged 3.17 percent with 0.6 points for the week ending March 17, 2011, down from the prior week’s average 1 year adjustable home mortgage rate of 3.21 percent with 0.6 points.

 
Author: Brian McKay
March 17th, 2011

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