Mortgage Rates May 27: Current 30 Year Mortgage Rates at 4.57%Mortgage rates are lower today continuing the downtrend of the past two months. Fixed conforming 30 year mortgage rates are averaging 4.57%, down from yesterday's average 30 year rate of 4.62% as reported by MonitorBankRates.com. Current mortgage rates are so low you would think the housing market would be better off than it actually is. Home prices are still depressed and still declining in many markets. I just read an interesting article from Diana Olick of CNBC's Realty Check that mentions several different factors that is keeping home sales depressed. Diana says "Credit, or lack thereof, coupled with extremely weak consumer confidence is keeping potential buyers on the fence." Lender
APR / Rate
Fees / Points
Payment
$5,125
Includes 1.000 points for $4,000
Lender Fees: $1,125
$3,216 /mo
$5,395
Includes 0.974 points for $3,896
Lender Fees: $1,499
$3,216 /mo
$4,512
Includes 0.953 points for $3,812
Lender Fees: $700
$3,242 /mo
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,322 /mo
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,374 /mo
$4,535
Includes 0.759 points for $3,036
Lender Fees: $1,499
$2,431 /mo
$7,000
Includes 0.750 points for $3,000
Lender Fees: $4,000
$2,431 /mo
$4,125
Includes 0.750 points for $3,000
Lender Fees: $1,125
$2,463 /mo
$4,284
Includes 0.896 points for $3,584
Lender Fees: $700
$2,496 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Other average mortgage rates today are also lower. Fixed 15 year conforming mortgage rates are averaging 3.83%, down from yesterday's average 15 year mortgage rate of 3.87% 30 year jumbo mortgage rates are averaging 5.12 percent, down from yesterday's average jumbo mortgage rate of 5.18%. 15 year jumbo rates are down to 4.38%, down from yesterday's average of 4.41%. You can find today's mortgage rates and refinance rates by searching our rate tables at MortgageRates.MonitorBankRates.com. No personal information is needed to display rates. Explore Other Mortgage and Refinance Offers
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