Mortgage Rates MBA: 30 Year Mortgage Rates at 4.28%, 15 Year Mortgage Rates at 3.64%Home mortgage rates are unchanged in the latest mortgage survey released this morning by the Mortgage Bankers Association (MBA). 30 year fixed mortgage rates are averaging 4.28 percent for the week ending November 5, 2010, unchanged from the prior week's average 30 year mortgage rate. Average mortgage discount points on 30 year home mortgage loans decreased to 1.05 points, down from the prior week’s average of 1.07 points. 15 year home mortgage rates are averaging 3.64 percent for the week ending November 5, 2010, unchanged from the previous week's average 15 year home mortgage rate. Average mortgage discount points on 15 year home mortgage loans was 1.08 points, unchanged from the previous week’s average. Although mortgage rates were unchanged in the latest mortgage survey mortgage applications increased. The MBA's Market Composite Index, which is a measure of mortgage application volume, increased 5.8 percent on a seasonally adjusted bases from one week earlier. Lender
APR / Rate
Fees / Points
Payment
$5,000
Includes 0.750 points for $3,000
Lender Fees: $2,000
$3,216 /mo
$3,032
Includes 0.758 points for $3,032
Lender Fees: $0
$3,267 /mo
$4,172
Includes 0.868 points for $3,472
Lender Fees: $700
$3,267 /mo
$4,570
Includes 0.875 points for $3,500
Lender Fees: $1,070
$3,269 /mo
$3,848
Includes 0.962 points for $3,848
Lender Fees: $0
$3,295 /mo
$5,860
Includes 0.965 points for $3,860
Lender Fees: $2,000
$2,431 /mo
$4,500
Includes 0.625 points for $2,500
Lender Fees: $2,000
$2,463 /mo
$5,070
Includes 1.000 points for $4,000
Lender Fees: $1,070
$2,496 /mo
$3,292
Includes 0.823 points for $3,292
Lender Fees: $0
$2,526 /mo
$4,592
Includes 0.973 points for $3,892
Lender Fees: $700
$2,526 /mo
$3,684
Includes 0.921 points for $3,684
Lender Fees: $0
$2,562 /mo
$4,495
Includes 0.625 points for $2,500
Lender Fees: $1,995
$2,562 /mo
$4,954
Includes 0.971 points for $3,884
Lender Fees: $1,070
$2,562 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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