Mortgage Rates MBA: 30 Year Mortgage Rates at 4.50%, 15 Year Mortgage Rates at 3.83%Home mortgage rates are mixed in the most recent mortgage rates survey released by the Mortgage Bankers Association (MBA). 30 year fixed mortgage rates are higher and 15 year fixed mortgage rates are lower. The average contract rate on 30 year home mortgages is 4.50 percent for the week ending November 19, 2010, up from the prior week’s average 30 year mortgage rate of 4.46 percent. 30 year mortgage rates haven't been higher since September 3, 2010. Average mortgage discount points on 30 year home mortgage loans decreased to 0.88 points, down from the prior week’s average of 1.12 points. 15 year home mortgage rates are averaging 3.83 percent for the week ending November 19, 2010, down from the previous week’s average 15 year home mortgage rate of 3.87 percent. Average mortgage discount points on 15 year home mortgage loans was 1.04 points, up from the previous week’s average of 0.91 points. Lender
APR / Rate
Fees / Points
Payment
$4,500
Includes 0.625 points for $2,500
Lender Fees: $2,000
$3,112 /mo
$5,125
Includes 1.000 points for $4,000
Lender Fees: $1,125
$3,112 /mo
$2,672
Includes 0.668 points for $2,672
Lender Fees: $0
$3,190 /mo
$2,792
Includes 0.698 points for $2,792
Lender Fees: $0
$3,190 /mo
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$3,216 /mo
$3,732
Includes 0.933 points for $3,732
Lender Fees: $0
$3,214 /mo
$3,348
Includes 0.662 points for $2,648
Lender Fees: $700
$3,242 /mo
$5,524
Includes 0.881 points for $3,524
Lender Fees: $2,000
$2,272 /mo
$4,997
Includes 0.968 points for $3,872
Lender Fees: $1,125
$2,303 /mo
$3,532
Includes 0.883 points for $3,532
Lender Fees: $0
$2,335 /mo
$4,000
Includes 0.500 points for $2,000
Lender Fees: $2,000
$2,335 /mo
$4,625
Includes 0.875 points for $3,500
Lender Fees: $1,125
$2,335 /mo
$3,724
Includes 0.931 points for $3,724
Lender Fees: $0
$2,367 /mo
$1,876
Includes 0.469 points for $1,876
Lender Fees: $0
$2,396 /mo
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,399 /mo
$3,196
Includes 0.624 points for $2,496
Lender Fees: $700
$2,431 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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