Mortgage Rates Mixed in Latest Mortgage Survey: 30 Year Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.12%The average contract rate on fixed long term mortgage rates is mixed in the latest survey released this morning by the Mortgage Bankers Association. The average contract 30 year mortgage rate increased to 4.80 percent for the week ending January 21, 2011, up from the previous week’s average of 4.77 percent. Average mortgage points on 30 year mortgages was 1.19 points, down from the previous week’s average of 1.20 points. The average contract rate on 15 year mortgages decreased slightly for the week ending January 21, 2011. 15 year mortgage rates averaged 4.12 percent, down from the prior week’s average 15 year rate of 4.16 percent. Mortgage discount points averaged 1.26 points, up from the prior week’s average of 0.90 points. Lender
APR / Rate
Fees / Points
Payment
$3,839
Includes 0.686 points for $2,744
Lender Fees: $1,095
$3,112 /mo
$3,436
Includes 0.859 points for $3,436
Lender Fees: $0
$3,138 /mo
$3,608
Includes 0.902 points for $3,608
Lender Fees: $0
$3,138 /mo
$4,755
Includes 0.915 points for $3,660
Lender Fees: $1,095
$2,148 /mo
$3,052
Includes 0.763 points for $3,052
Lender Fees: $0
$3,162 /mo
$3,884
Includes 0.971 points for $3,884
Lender Fees: $0
$3,216 /mo
$4,127
Includes 0.758 points for $3,032
Lender Fees: $1,095
$2,303 /mo
$3,404
Includes 0.851 points for $3,404
Lender Fees: $0
$2,335 /mo
$2,004
Includes 0.501 points for $2,004
Lender Fees: $0
$2,367 /mo
$2,092
Includes 0.523 points for $2,092
Lender Fees: $0
$2,367 /mo
$3,831
Includes 0.626 points for $2,504
Lender Fees: $1,327
$2,399 /mo
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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