Mortgage Rates Mixed in Latest Mortgage Survey: 30 Year Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.12%The average contract rate on fixed long term mortgage rates is mixed in the latest survey released this morning by the Mortgage Bankers Association. The average contract 30 year mortgage rate increased to 4.80 percent for the week ending January 21, 2011, up from the previous week’s average of 4.77 percent. Average mortgage points on 30 year mortgages was 1.19 points, down from the previous week’s average of 1.20 points. The average contract rate on 15 year mortgages decreased slightly for the week ending January 21, 2011. 15 year mortgage rates averaged 4.12 percent, down from the prior week’s average 15 year rate of 4.16 percent. Mortgage discount points averaged 1.26 points, up from the prior week’s average of 0.90 points. Lender
APR / Rate
Fees / Points
Payment
$3,624
Includes 0.906 points for $3,624
Lender Fees: $0
$3,242 /mo
$7,000
Includes 0.750 points for $3,000
Lender Fees: $4,000
$3,216 /mo
$4,606
Includes 0.889 points for $3,556
Lender Fees: $1,050
$3,242 /mo
$4,909
Includes 0.739 points for $2,956
Lender Fees: $1,953
$3,242 /mo
$2,652
Includes 0.663 points for $2,652
Lender Fees: $0
$3,267 /mo
$3,572
Includes 0.718 points for $2,872
Lender Fees: $700
$3,267 /mo
$4,650
Includes 0.900 points for $3,600
Lender Fees: $1,050
$2,463 /mo
$2,596
Includes 0.649 points for $2,596
Lender Fees: $0
$2,496 /mo
$3,208
Includes 0.802 points for $3,208
Lender Fees: $0
$2,496 /mo
$5,501
Includes 0.887 points for $3,548
Lender Fees: $1,953
$2,496 /mo
$5,897
Includes 0.986 points for $3,944
Lender Fees: $1,953
$2,496 /mo
$3,296
Includes 0.649 points for $2,596
Lender Fees: $700
$2,526 /mo
$4,995
Includes 0.750 points for $3,000
Lender Fees: $1,995
$2,529 /mo
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,512 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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