Mortgage Rates: Overnight Mortgage Rates, Current 30 Year Rates at 4.16%

Mortgage rates are mixed today on both conforming mortgages and jumbo mortgages, no major moves in average mortgage rates overnight. Today's mortgage rates on 30 year fixed conforming mortgages are averaging 4.16%, a decline from yesterday's average 30 year mortgage rate of 4.18%. 15 year fixed conforming mortgage rates are higher today averaging 3.46%, an increase from yesterday's average 15 year mortgage rate of 3.42%.

Search and compare mortgage rates from several lenders by using our rate tables here: Today's Mortgage Rates . Unlike most websites, no personal information is needed to view a list of mortgage rates.

Current jumbo mortgage rates today on 30 year jumbo loans are averaging 4.54%, down from yesterday’s average 30 year jumbo mortgage rate of 4.59%. Today's jumbo mortgage rates on 15 year mortgages are averaging 3.79%, an increase from yesterday’s average 15 year jumbo mortgage rate of 3.76%.

Mortgage Rates

Conforming Adjustable – Mortgage Rates Today

1 year adjustable mortgage rates today are averaging 3.77%, up from last week’s average 1 year adjustable jumbo mortgage rate of 3.75%.

3 year adjustable mortgage rates today are averaging 2.74%, down from last week’s average 3 year adjustable mortgage rate of 2.75%.

5 year adjustable mortgage rates are averaging 2.82%, a decrease from the prior week’s average 5 year adjustable rate of 3.06%.

Current 7 year adjustable mortgage rates are averaging 3.12%, up from the previous week’s average 7 year adjustable mortgage rate of 3.11%.

10 year adjustable mortgage rates currently are averaging 3.60%, up from last week’s average 10 year adjustable rate of 3.58%.

Adjustable Jumbo – Mortgage Rates Current

Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.49%, down from last week’s average 3 year jumbo adjustable rate of 3.56%.

5 year adjustable jumbo mortgage rates currently are averaging 3.02%, no change from last week’s average jumbo adjustable rate.

7 year jumbo adjustable mortgage rates today are averaging 3.57%, down from last week’s average 7 year adjustable home loan rate of 3.66%.

10 year jumbo loan rates and refi rates are averaging 3.96%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.97%.

Interest Only Conventional Adjustable – Mortgage Rates Todays

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.15%, up from last week’s average interest only mortgage loan rate of 3.11%.

5 year IO adjustable loan mortgage rates are averaging 3.18%, down from last week’s average five year interest only mortgage rate of 3.24%.

7 year interest only adjustable mortgage rates are averaging 3.54%, up from last week’s average 7 year interest-only mortgage interest rate of 3.45%.

Interest Only – Jumbo Current Mortgage Rates

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.67%, down from last week’s average jumbo adjustable interest only rate of 3.78%

Current 5 year adjustable jumbo interest only rates are averaging 3.44%, a decrease from last week’s average IO home mortgage interest rate of 3.53%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.79%, down from last week’s average jumbo 7 year home mortgage loan rate of 3.88%.

Home Equity Loan Rates Today

10 year home equity loan rates are averaging 6.45%, down from last week’s average home equity loan rate of 6.51%

15 year home equity rates are averaging 6.41%, down from last week’s average home equity loan rate of 6.48%.

Current Home Equity Line of Credit Rates

Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

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Author: Lisa Graham
October 26th, 2011

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