Mortgage rates are lower this week on the lowest bond yields in 60 years. Current mortgage rates will also head lower this coming week if bond yields continue to head lower. Today's mortgage rates on 30 year conforming mortgages are averaging 4.15%, down from last week's average 30 year mortgage rate of 4.30%. We might see 30 year mortgage rates break 4.00% this week since 10 year bond yields have broken 2.00% and are currently at 1.93%.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #2578474

5.389%

15-Year Fixed

5.250%

$3,650

Includes 0.650 points for $2,600

Lender Fees: $1,050

$3,216 /mo

Next >

NMLS #2059741

5.510%

15-Year Fixed

5.375%

$3,520

Includes 0.880 points for $3,520

Lender Fees: $0

$3,242 /mo

Next >

NMLS #1025894

5.632%

15-Year Fixed

5.490%

$3,688

Includes 0.747 points for $2,988

Lender Fees: $700

$3,267 /mo

Next >

NMLS #6606

5.767%

15-Year Fixed

5.625%

$3,696

Includes 0.924 points for $3,696

Lender Fees: $0

$3,295 /mo

Next >

NMLS #2578474

6.360%

30-Year Fixed

6.250%

$4,650

Includes 0.900 points for $3,600

Lender Fees: $1,050

$2,463 /mo

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NMLS #2059741

6.548%

30-Year Fixed

6.490%

$2,412

Includes 0.603 points for $2,412

Lender Fees: $0

$2,526 /mo

Next >

NMLS #1025894

6.597%

30-Year Fixed

6.490%

$4,460

Includes 0.940 points for $3,760

Lender Fees: $700

$2,526 /mo

Next >

NMLS #401822

6.758%

30-Year Fixed

6.625%

$5,495

Includes 0.875 points for $3,500

Lender Fees: $1,995

$2,562 /mo

Next >

NMLS #6606

6.823%

30-Year Fixed

6.740%

$3,392

Includes 0.848 points for $3,392

Lender Fees: $0

$2,592 /mo

Next >

NMLS #401822

7.764%

15-Year Fixed

7.500%

$6,500

Includes 0.625 points for $2,500

Lender Fees: $4,000

$3,709 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Search and compare mortgage rates today by using our mortgage rate tables here: Mortgage Rates Today. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Conforming mortgage rates currently on 15 year mortgages are averaging 3.39%, down from last week's average 15 year mortgage rate of 3.51%. 15 year mortgage rates will probably hit 3.20% this coming week. You can display average mortgage rates on your website by using our free mortgage rate widget which is automatically updated daily.

Jumbo mortgage rates are also lower this week over last. Current jumbo mortgage rates on 30 year loans are averaging 4.54%, a decline from last week's average 30 year jumbo mortgage rate of 4.68%. 15 year jumbo mortgage rates today are averaging 3.83%, down from last week's average 15 year jumbo mortgage rate of 3.98%.

Mortgage Rates - Today's

Conventional Adjustable Mortgage Rates Today

1 year adjustable mortgage rates today are averaging 3.63%, down from last week’s average 1 year adjustable jumbo mortgage rate of 3.68%.

Current 3 year adjustable mortgage rates today are averaging 3.11%, down from last week’s average 3 year adjustable mortgage rate of 3.14%.

5 year adjustable mortgage rates are averaging 3.03%, down from the prior week’s average 5 year adjustable rate of 3.05%.

Today’s 7 year adjustable mortgage rates are averaging 3.16%, down from the previous week’s average 7 year adjustable mortgage rate of 3.19%.

10 year adjustable mortgage rates currently are averaging 3.58%, down from last week’s average 10 year adjustable rate of 3.67%.

Current Adjustable Jumbo Mortgage Rates

Current 1 year jumbo adjustable mortgage rates are averaging 3.46%, down from last week’s average adjustable jumbo mortgage rate of 3.51%.

3 year adjustable jumbo rates today are averaging lower at 3.36%, down from last week’s average 3 year jumbo adjustable rate of 3.46%.

5 year adjustable jumbo mortgage rates current are averaging 3.17%, down from last week’s average jumbo adjustable rate of 3.25%.

7 year jumbo adjustable mortgage loan rates are averaging 3.49%, down from last week’s average 7 year adjustable home loan rate of 3.58%.

10 year jumbo loan rates are averaging 4.03%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 4.10%.

Conventional Interest Only Adjustable Mortgage Rates Currently Lower

3 year interest only adjustable mortgage loan rates are averaging 3.21%, down from last week’s average interest only mortgage loan rate of 3.39%.

5 year IO adjustable loan mortgage rates are averaging 3.09%, down from last week’s average five year interest only mortgage rate of 3.14%.

7 year interest only adjustable mortgage loan rates are averaging 3.20%, down from last week’s average 7 year interest-only mortgage interest rate of 3.32%.

Interest Only Jumbo Mortgage Rates - Today's

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.64%, down from last week’s average jumbo adjustable interest only rate of 3.72%.

Current 5 year adjustable jumbo interest only rates are averaging 3.30%, down from last week’s average IO home mortgage interest rate of 3.51%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.71%, down from last week’s average jumbo 7 year home mortgage loan rate of 3.78%.

Home Equity Loan Rates

10 year home equity loan rates are averaging 6.72%, up from last week’s average home equity loan rate of 6.88%.

15 year home equity rates are averaging 6.67%, up from last week’s average home equity loan rate of 6.66%.

Home Equity Line of Credit Rates

Home equity line of credit rates are averaging 5.03%, down from last week’s average rate HELOC rate of 5.04%.