Mortgage rates are headed higher this week as the markets await a Slovak vote on expanding the euro zone rescue fund. Bond yields are currently higher at 2.14%, continuing the uptrend of the past week which will send mortgage rates higher. Today's mortgage rates on 30 year mortgage loans are averaging 4.07%. 15 year mortgage rates also increased today averaging 3.38%. Average mortgage rates on 30 year mortgages reached an all-time of 3.94% late last week.

Get a list of current mortgage rates from several lenders by using our rate tables here: Current Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Today’s jumbo mortgage rates on 30 year loans are averaging 4.60%, an increase from last week’s average 30 year jumbo mortgage rate of 4.46%. 15 year jumbo mortgage rates today are averaging 3.82%, unchanged from last weeks average 15 year jumbo mortgage rate.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are MRC's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #2473786

4.894%

15-Year Fixed

4.750%

$3,839

Includes 0.686 points for $2,744

Lender Fees: $1,095

$3,112 /mo

Next >

NMLS #757416

5.005%

15-Year Fixed

4.875%

$3,436

Includes 0.859 points for $3,436

Lender Fees: $0

$3,138 /mo

Next >

NMLS #1025894

5.011%

15-Year Fixed

4.875%

$3,608

Includes 0.902 points for $3,608

Lender Fees: $0

$3,138 /mo

Next >

NMLS #2473786

5.104%

5-Year ARM

5.000%

$4,755

Includes 0.915 points for $3,660

Lender Fees: $1,095

$2,148 /mo

Next >

NMLS #1928741

5.106%

15-Year Fixed

4.990%

$3,052

Includes 0.763 points for $3,052

Lender Fees: $0

$3,162 /mo

Next >

NMLS #6606

5.398%

15-Year Fixed

5.250%

$3,884

Includes 0.971 points for $3,884

Lender Fees: $0

$3,216 /mo

Next >

NMLS #2473786

5.719%

30-Year Fixed

5.625%

$4,127

Includes 0.758 points for $3,032

Lender Fees: $1,095

$2,303 /mo

Next >

NMLS #757416

5.828%

30-Year Fixed

5.750%

$3,404

Includes 0.851 points for $3,404

Lender Fees: $0

$2,335 /mo

Next >

NMLS #1025894

5.921%

30-Year Fixed

5.875%

$2,004

Includes 0.501 points for $2,004

Lender Fees: $0

$2,367 /mo

Next >

NMLS #1928741

5.923%

30-Year Fixed

5.875%

$2,092

Includes 0.523 points for $2,092

Lender Fees: $0

$2,367 /mo

Next >

NMLS #399799

6.086%

30-Year Fixed

6.000%

$3,831

Includes 0.626 points for $2,504

Lender Fees: $1,327

$2,399 /mo

Next >

NMLS #6606

6.091%

30-Year Fixed

6.000%

$3,904

Includes 0.976 points for $3,904

Lender Fees: $0

$2,399 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Following is a more in-depth mortgage rate report released by Monitor Bank Rates this past Monday:

Mortgage Rates

Today's Conforming Adjustable Mortgage Rates

1 year adjustable mortgage rates today are averaging 3.72%, up from last week’s average 1 year adjustable jumbo mortgage rate of 3.68%.

3 year adjustable mortgage rates today are averaging 2.76%, down from last week’s average 3 year adjustable mortgage rate of 2.97%.

5 year adjustable mortgage rates are averaging 3.13%, an increase from the prior week’s average 5 year adjustable rate of 2.99%.

Current 7 year adjustable mortgage rates are averaging 3.19%, down from the previous week’s average 7 year adjustable mortgage rate of 3.30%.

10 year adjustable mortgage rates currently are averaging 3.60%, an increase from last week’s average 10 year adjustable rate of 3.59%.

Adjustable Jumbo Mortgage Rates Currently

Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.40%, down from last week’s average 3 year jumbo adjustable rate of 3.58%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.11%, a decrease from last week’s average jumbo adjustable rate of 3.21%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.69%, up from last week’s average 7 year adjustable home loan rate of 3.54%.

10 year jumbo loan rates and refi rates are averaging 4.03%, up from the prior week’s average 10 year jumbo home mortgage loan rate of 3.89%.

Conventional Interest Only Adjustable Mortgage Today

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.31%, up from last week’s average interest only mortgage loan rate of 3.21%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 3.45%, up from last week’s average five year interest only mortgage rate of 3.23%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.47%, down from last week’s average 7 year interest-only mortgage interest rate of 3.49%.

Current Interest Only Jumbo Mortgage Rates

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.57%, down from last week’s average jumbo adjustable interest only rate of 3.76%.

Current 5 year adjustable jumbo interest only rates are averaging 3.52%, an increase from last week’s average IO home mortgage interest rate of 3.46%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.82%, up from last week’s average jumbo 7 year home mortgage loan rate of 3.73%.

Today's Home Equity Loan Rates

10 year home equity loan rates are averaging 6.52%, down from last week’s average home equity loan rate of 6.60%.

15 year home equity rates are averaging 6.50, down from last week’s average home equity loan rate of 6.58%.

HELOC Rates Current