Mortgage Rates Remain Stable: 30 Year Jumbo Mortgage Rates at 4.58%

Mortgage rates remain stable today just above record low rates. 30 year conforming mortgage rates are averaging 4.05%, unchanged from yesterday's average 30 year mortgage rate. 30 year rates are just above an all-time low of 4.01% set this past Friday. 15 year conforming mortgage rates are averaging 3.28%, unchanged from yesterday’s average 15 year mortgage rate.

Get a list of mortgage rates and refinance rates from several lenders by using our rate tables here: Mortgage Rates List. Unlike most websites, no personal information is needed to view a list of loan rates.

Today's jumbo mortgage rates are also unchanged from yesterday's rates. Current 30 year jumbo mortgage rates are averaging 4.58%, no change from Saturday's average 30 year jumbo mortgage rate. 15 year jumbo mortgage rates currently are averaging 3.82%, no change from yesterday’s average 15 year jumbo mortgage rate.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com this past Monday:

Mortgage Rates

Conventional Adjustable Mortgage Rates Today

1 year adjustable mortgage rates today are averaging 3.62%, unchanged from last week’s average 1 year adjustable jumbo mortgage rate.

3 year adjustable mortgage rates today are averaging 2.93%, up from last week’s average 3 year adjustable mortgage rate of 2.88%.

5 year adjustable mortgage rates are averaging 2.96%, down from the prior week’s average 5 year adjustable rate of 3.29%.

Current 7 year adjustable mortgage rates are averaging 3.24%, up from the previous week’s average 7 year adjustable mortgage rate of 3.10%.

10 year adjustable mortgage rates currently are averaging 3.66%, up from last week’s average 10 year adjustable rate of 3.52%.

Adjustable Jumbo Mortgage Interest Rates

Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.35%, down from last week’s average 3 year jumbo adjustable rate of 3.56%.

5 year adjustable jumbo mortgage rates currently are averaging 3.12%, unchanged from last week’s average jumbo adjustable rate.

7 year jumbo adjustable mortgage loan rates are averaging 3.52%, up from last week’s average 7 year adjustable home loan rate of 3.45%.

10 year jumbo loan rates are averaging 3.93%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.95%.

Conventional IO Adjustable Mortgage Rates Today

3 year interest only adjustable mortgage loan rates are averaging 3.13%, down from last week’s average interest only mortgage loan rate of 3.17%.

5 year IO adjustable loan mortgage rates are averaging 3.14%, up from last week’s average five year interest only mortgage rate of 2.95%.

7 year interest only adjustable mortgage interest rates are averaging 3.35%, up from last week’s average 7 year interest-only mortgage interest rate of 3.17%.

Today's IO Jumbo Mortgage Rates

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.44%, down from last week’s average jumbo adjustable interest only rate of 3.59%.

Current 5 year adjustable jumbo interest only rates are averaging 3.39%,   up from last week’s average IO home mortgage interest rate of 3.32%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.72%, up from last week’s average jumbo 7 year home mortgage loan rate of 3.69%.

Home Equity Loan Rates Today

10 year home equity loan rates are averaging 6.68%, down from last week’s average home equity loan rate of 6.73%.

15 year home equity rates are averaging 6.72%, up from last week’s average home equity loan rate of 6.62%.

HELOC Rates

Home equity line of credit rates currently are averaging 5.03%, unchanged from last week’s average rate HELOC rate.

 
Author: Brian McKay
September 25th, 2011