Mortgage Rates This Week: 30 Year Mortgage Rates at 3.99%

Mortgage rates are mixed this week over last, fixed conforming mortgage rates are lower and fixed jumbo mortgage rates are higher. 30 year mortgage rates are now back under4.00% at 3.99%, down from last week's average 30 year mortgage rate of 4.07%. Today's mortgage rates on 15 year conforming mortgage loans are averaging 3.32%, down from last week’s average 15 year rate of 3.35%. 

Compare mortgage rates today from several lenders by using our rate tables here: Mortgage Rates Today. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Mortgage rates today on 30 year jumbo mortgage loans are averaging 4.59%, up from last week’s average 30 year jumbo mortgage rate of 4.48%. 15 year jumbo mortgage rates are averaging 3.85%, an increase from last week’s average 15 year jumbo mortgage rate of 3.79%.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.604%
15-Year Fixed
5.375%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,242 /mo
New American Funding, LLC.
NMLS #6606
6.132%
15-Year Fixed
5.990%
$3,644
Includes 0.911 points for $3,644
Lender Fees: $0
$3,374 /mo
District Lending
NMLS #1835285
6.482%
30-Year Fixed
6.375%
$4,500
Includes 0.625 points for $2,500
Lender Fees: $2,000
$2,496 /mo
New American Funding, LLC.
NMLS #6606
6.833%
30-Year Fixed
6.740%
$3,828
Includes 0.957 points for $3,828
Lender Fees: $0
$2,592 /mo
Rocket Mortgage
NMLS #3030
7.035%
15-Year Fixed
6.875%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,568 /mo
District Lending
NMLS #1835285
7.143%
5-Year ARM
7.000%
$5,804
Includes 0.951 points for $3,804
Lender Fees: $2,000
$2,662 /mo
Rocket Mortgage
NMLS #3030
7.200%
30-Year Fixed
7.125%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,695 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Today's Mortgage Rates

Conforming Adjustable Loans – Current Mortgage Rates

1 year home loan adjustable mortgage rates currently are averaging 3.79%, an increase from last week’s average 1 year adjustable mortgage rate of 3.76%.

3 year adjustable mortgage rates today are averaging 2.76%, an increase from last week’s average 3 year adjustable mortgage rate of 2.74%.

5 year adjustable mortgage rates are averaging 2.76%, a decrease from the prior week’s average 5 year adjustable rate of 2.77%.

Current 7 year adjustable mortgage rates are averaging 3.04%, a decrease from the previous week’s average 7 year adjustable mortgage rate of 3.06%.

10 year adjustable mortgage rates currently are averaging 3.58%, up from last week’s average 10 year adjustable rate of 3.57%.

Adjustable Jumbo Mortgage Loans – Mortgage Rates Currently

Current 1 year jumbo adjustable mortgage rates are averaging 4.50%,  unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.42%, up from last week’s average 3 year jumbo adjustable rate of 3.39%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.17%, up from last week’s average jumbo adjustable rate of 3.01%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.50%, up from last week’s average 7 year adjustable home loan rate of 3.47%.

10 year jumbo loan rates and refi rates are averaging 4.04%, up from the prior week’s average 10 year jumbo home mortgage loan rate of 3.89%.

Conforming Interest Only Adjustable Mortgage Loans -Current Mortgage Rates

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.96%, up from last week’s average interest only mortgage loan rate of 2.93%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.85%, down from last week’s average five year interest only mortgage rate of 2.86%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.14%, up from last week’s average 7 year interest-only mortgage interest rate of 3.07%.

Interest Only Jumbo Loans – Today's Mortgage Rates

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.59%, up from last week’s average jumbo adjustable interest only rate of 3.56%

Current 5 year adjustable jumbo interest only rates are averaging 3.42%, an increase from last week’s average IO home mortgage interest rate of 3.34%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.71%, up from last week’s average jumbo 7 year home mortgage loan rate 3.70%.

Home Equity Loan Rates

10 year home equity loan rates are averaging 6.23%, down from last week’s average home equity loan rate of 6.43%.

15 year home equity rates are averaging 6.39%, unchanged from last week’s average home equity loan rate.

Home Equity Line of Credit - Today's Current Rates

Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

Mortgage Calculator

Monitor Bank Rates offers a free mortgage calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the mortgage calculator under our “Calculators” section.

Free Mortgage Rate Widget

Monitor Bank Rates also offers several free mortgage rates widgets including state average mortgage rates that are automatically updated daily. Our mortgage rate widgets are free for anyone to use on their website, you can find the mortgage rate widgets under our “Widgets” section.

 
Author: Brian McKay
November 21st, 2011

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