Mortgage rates are mixed in this week's Mortgage Rate Survey released by MonitorBankRates.com. Renewed concerns about Europe's debt crisis will way down on mortgage rates in the coming weeks. Today's conforming 30 year mortgage rates are averaging 4.72%, up from last week's average 30 year mortgage rate of 4.60%.

Find current mortgage rates in your state by searching our mortgage rate tables at MortgageRates.MonitorBankRates.com. You can view rates instantly and unlike most other websites no personal information is needed to display a list of rates.

Greece's debt rating was lowered last week by the Fitch rating agency. Fitch lowered Greece's debt rating three more notches into junk status. This sent interest rates on Greece's debt soaring to 17 percent. Concerns of Greece's debt and other nations debt in the European Union sent the Euro down under $1.40.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #2641203

5.492%

15-Year Fixed

5.375%

$3,056

Includes 0.764 points for $3,056

Lender Fees: $0

$3,242 /mo

Next >

NMLS #401822

5.554%

15-Year Fixed

5.250%

$8,000

Includes 1.000 points for $4,000

Lender Fees: $4,000

$3,216 /mo

Next >

NMLS #274058

5.556%

15-Year Fixed

5.375%

$4,746

Includes 0.664 points for $2,656

Lender Fees: $2,090

$3,242 /mo

Next >

NMLS #757416

5.631%

15-Year Fixed

5.500%

$3,404

Includes 0.851 points for $3,404

Lender Fees: $0

$3,269 /mo

Next >

NMLS #1067

5.648%

15-Year Fixed

5.500%

$3,844

Includes 0.961 points for $3,844

Lender Fees: $0

$3,269 /mo

Next >

NMLS #1025894

5.670%

15-Year Fixed

5.490%

$4,684

Includes 0.996 points for $3,984

Lender Fees: $700

$3,267 /mo

Next >

NMLS #181106

License: Licensed

5.741%

15-Year Fixed

5.625%

$2,995

Includes 0.500 points for $2,000

Lender Fees: $995

$3,295 /mo

Next >

NMLS #1701910

5.933%

15-Year Fixed

5.875%

$1,490

Includes 0.000 points for $0

Lender Fees: $1,490

$3,349 /mo

Next >

NMLS #2561451

6.509%

30-Year Fixed

6.375%

$5,703

Includes 0.927 points for $3,708

Lender Fees: $1,995

$2,496 /mo

Next >

NMLS #1067

6.585%

30-Year Fixed

6.490%

$3,964

Includes 0.991 points for $3,964

Lender Fees: $0

$2,526 /mo

Next >

NMLS #2641203

6.682%

30-Year Fixed

6.625%

$2,352

Includes 0.588 points for $2,352

Lender Fees: $0

$2,562 /mo

Next >

NMLS #181106

License: Licensed

6.697%

30-Year Fixed

6.625%

$2,995

Includes 0.500 points for $2,000

Lender Fees: $995

$2,562 /mo

Next >

NMLS #757416

6.715%

30-Year Fixed

6.624%

$3,780

Includes 0.945 points for $3,780

Lender Fees: $0

$2,561 /mo

Next >

NMLS #1025894

6.715%

30-Year Fixed

6.625%

$3,716

Includes 0.754 points for $3,016

Lender Fees: $700

$2,562 /mo

Next >

NMLS #274058

6.742%

30-Year Fixed

6.625%

$4,842

Includes 0.688 points for $2,752

Lender Fees: $2,090

$2,562 /mo

Next >

NMLS #399799

6.749%

30-Year Fixed

6.625%

$5,300

Includes 0.993 points for $3,972

Lender Fees: $1,328

$2,562 /mo

Next >

NMLS #274058

6.750%

5-Year ARM

6.625%

$5,190

Includes 0.775 points for $3,100

Lender Fees: $2,090

$2,562 /mo

Next >

NMLS #3030

6.869%

15-Year Fixed

6.750%

$3,000

Includes 0.750 points for $3,000

Lender Fees: $0

$3,540 /mo

Next >

NMLS #401822

6.884%

30-Year Fixed

6.750%

$5,495

Includes 0.875 points for $3,500

Lender Fees: $1,995

$2,595 /mo

Next >

NMLS #1701910

6.912%

30-Year Fixed

6.875%

$1,490

Includes 0.000 points for $0

Lender Fees: $1,490

$2,628 /mo

Next >

NMLS #3030

7.589%

30-Year Fixed

7.500%

$3,500

Includes 0.875 points for $3,500

Lender Fees: $0

$2,797 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

These concerns are sending world stock prices lower today as investors flee the markets into the safety of U.S. Treasuries. Current 10 year bond yields are down averaging 3.11 percent. Lower bond yields will send current mortgage rates lower this coming week.

Today's 30 year jumbo mortgage rates are averaging 5.18%, up from last week's average jumbo rate of 5.14%. The yield spread between conforming and jumbo mortgage rates is now below 0.50% at 0.46%. This is the first time this year that the yield spread on our average rate table is below 0.50%.

Average 15 year mortgage rates today are at 3.86%, down slightly from last week's average 15 year loan rate of 3.87%. 15 year jumbo mortgage rates are also lower averaging 4.46%, down from last week's average 15 year jumbo rate of 4.47%.

Today's Mortgage Rates

Fixed Rates

30 Year Fixed Conforming 4.72%

30 Year Fixed Jumbo 5.19%

15 Year Fixed Conforming 3.87%

15 Year fixed Jumbo 4.46%

Adjustable Rates

1 Year ARM Conforming 6.13%

1 Year ARM Jumbo 4.05%

3/1 Year ARM Conforming 3.42%

3/1 Year ARM Jumbo 3.98%

5/1 Year ARM Conforming 3.37%

5/1 Year ARM Jumbo 3.48%

7/1 Year ARM Conforming 3.55%

7/1 Year ARM Jumbo 4.15%

10/1 Year ARM Conforming 4.04%

10/1 Year ARM Jumbo 4.56%

Interest Only Rates

Interest Only: 3/1 Year ARM Conforming 3.16%

Interest Only: 3/1 Year ARM Jumbo 4.18%

Interest Only: 5/1 Year ARM Conforming 3.27%

Interest Only: 5/1 Year ARM Jumbo 3.89%

Interest Only: 7/1 Year ARM Conforming 3.73%

Interest Only: 7/1 Year ARM Jumbo 4.55%

Home Equity Rates and HELOC Rates

Home Equity Line of Credit 4.95%

Home Equity Loan - 10 Years 6.77%

Home Equity Loan - 15 Years 6.87%

Average mortgage rates are as reported by MonitorBankRates.com. You can display national average mortgage rates and state average mortgage rates on your website by using our mortgage rate widgets: Get free widgets here: Mortgage Rates Widgets.