Mortgage Rates – Today’s Mortgage Interest Rates at 4.95%Today's mortgage interest rates are up slightly compared last week's average mortgage rates. 30 year conforming mortgage rates rose to 4.95 percent, up from the near record lows set last week. 15 year conforming mortgage rates are up to 4.40 percent this week. 30 year jumbo mortgage rates and 15 year jumbo mortgage rates were also up this week over last. Looking for mortgage rates? Find current mortgage rates in your state by using our Mortgage Rate Tables: Search for mortgage rates here Prior to this week, average mortgage interest rates have been declining for several weeks. I expect mortgage interest rates to remain in a tight range until the first quarter of 2010 when the Fed completes its purchases of mortgage-backed securities. Lender
APR / Rate
Fees / Points
Payment
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,138 /mo
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,216 /mo
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,216 /mo
$4,331
Includes 0.708 points for $2,832
Lender Fees: $1,499
$3,322 /mo
$4,737
Includes 0.903 points for $3,612
Lender Fees: $1,125
$3,322 /mo
$3,552
Includes 0.713 points for $2,852
Lender Fees: $700
$3,349 /mo
$5,000
Includes 0.750 points for $3,000
Lender Fees: $2,000
$2,463 /mo
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
$2,463 /mo
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,458 /mo
$4,719
Includes 0.805 points for $3,220
Lender Fees: $1,499
$2,562 /mo
$5,125
Includes 1.000 points for $4,000
Lender Fees: $1,125
$2,562 /mo
$6,840
Includes 0.940 points for $3,760
Lender Fees: $3,080
$2,562 /mo
$5,756
Includes 0.939 points for $3,756
Lender Fees: $2,000
$2,595 /mo
$3,392
Includes 0.673 points for $2,692
Lender Fees: $700
$2,628 /mo
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
$2,628 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Today's Mortgage Interest RatesAverage 30 year mortgage rates increased to 4.95 percent this week, up from the prior week’s average 30 year interest loan rate of 4.85 percent. Average 15 year mortgage rates are up to 4.40 percent this week, up from last week’s average home loan rate of 4.35 percent. Jumbo Mortgage Interest RatesAverage 30 year jumbo home loans are at 5.74 percent this week, an increase from last week’s home loan of 5.65 percent. The average rate on a 15 year jumbo home loan is at 5.18 percent this week, up from the previous interest loan rate of 5.12 percent. Conforming Adjustable Mortgage Interest RatesThe average 0ne year adjustable mortgage rate jumped to 4.51 percent this week, up from the prior week’s one year home loan mortgage rate of 4.11 percent. Average three year adjustable rate mortgages are at 4.42 percent, an increase from last week’s average mortgage rate of 4.20 percent. The average five year ARM is at 4.19 percent this week, up from the prior week’s average loan rate of 4.11 percent. Seven year ARMs are averaging 4.58 percent this week, up from the previous week’s average bank loan rate of 4.52 percent. The average ten year mortgage is back above 5.00 percent at 5.07 percent, up from last week's average 10 year mortgage interest rate of 4.86 percent. Jumbo Adjustable Mortgage RatesAverage 1 year jumbo ARMs are at 5.48 percent this week, unchanged from last week’s average loan interest rate. The average three year jumbo mortgage loan is at 5.26 percent this week, down from last week’s average rate of 5.40 percent. Current five year jumbo rates are at 5.07 percent this week, down from last week’s average home interest loan rate 0f 5.41 percent. Today's seven year jumbo mortgages are averaging 5.53 percent, up from the prior week’s average mortgage loan interest rate of 5.39 percent. The average 10 year jumbo ARM is at 5.96 percent this week, a big drop from last week's average interest rate of 6.65 percent. Conforming Interest Only Mortgage Rates (IO Loan)Three year interest only mortgage loan rates are averaging 4.56 percent this week, up from the prior week’s average three year home loan rate of 4.40 percent. The average five year interest only loan is at 4.32 percent, up from the last week’s average five year interest rate of 4.23 percent. Seven year IO mortgage rates are averaging 4.79 percent, an increase from last week’s average IO rate of 4.71 percent. Jumbo Interest Only Mortgage Rates (IO Loans)Average rates on a three year jumbo interest only mortgage is at 5.38 percent this week, down from the previous week's average of 5.53 percent. Average five year jumbo IO mortgage are at 5.47 percent this week, down .50 percent from last week's average IO rate of 5.97 percent. The average seven year jumbo IO mortgage rate is at 5.89 percent, up from last week’s average jumbo rate of 5.66 percent. Home Equity Loan RatesAverage rates on a 10 year home equity loan is down slightly to 7.488 percent, down slightly from the prior week’s average equity home loan rate of 7.494 percent. Average 15 year home equity rates decreased to 7.615 percent this week, down from the last week’s average home equity loan rate of 7.624 percent. Home Equity Line of Credit Rates (HELOC)The average home equity line of credit rate was down slightly to 4.900 percent this week, down from last week’s average HELOC rate of 4.904 percent. Looking for the best mortgage rates? Current mortgage rates including jumbo rates can be found in your state or zip code by using our bank mortgage rate tables. Find Mortgage Rates Here. Real Estate Agents, display average mortgage rates on your website by using our free mortgage rates widgets that now include jumbo mortgage rates. Get mortgage widget code here Explore Other Mortgage and Refinance Offers
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