Mortgage Rates: Today’s Mortgage Rates Move Higher November 1, 2011

Mortgage Rates: Today's Mortgage Rates Move Higher November 1 2011Current mortgage rates on 30 year mortgage loans are averaging 4.18%, up from yesterday's average 30 year mortgage rate of 4.13%. Today's mortgage rates on 15 year mortgage loans are averaging 3.43%, up from yesterday's average 15 year mortgage rate of 3.42%. 30 year jumbo mortgage rates are averaging 4.57%, down from yesterday's average 30 year jumbo mortgage rate of 4.61%. 15 year jumbo mortgage rates are averaging 3.79%, a decline from last week’s average 15 year jumbo mortgage rate of 3.89%.

Search and compare current mortgage rates from several lenders by using our rate tables here: Mortgage Rates Today. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Equity Capital Home Loans
NMLS #1689962
License: 02053435
5.524%
15-Year Fixed
5.375%
$3,904
Includes 0.976 points for $3,904
Lender Fees: $0
$3,242 /mo
District Lending
NMLS #1835285
5.604%
15-Year Fixed
5.375%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,242 /mo
Pure Rate Mortgage
NMLS #2578474
5.662%
15-Year Fixed
5.500%
$4,218
Includes 0.792 points for $3,168
Lender Fees: $1,050
$3,269 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.794%
15-Year Fixed
5.625%
$4,392
Includes 0.923 points for $3,692
Lender Fees: $700
$3,295 /mo
New American Funding, LLC.
NMLS #6606
6.132%
15-Year Fixed
5.990%
$3,644
Includes 0.911 points for $3,644
Lender Fees: $0
$3,374 /mo
Pure Rate Mortgage
NMLS #2578474
6.479%
30-Year Fixed
6.375%
$4,350
Includes 0.825 points for $3,300
Lender Fees: $1,050
$2,496 /mo
District Lending
NMLS #1835285
6.482%
30-Year Fixed
6.375%
$4,500
Includes 0.625 points for $2,500
Lender Fees: $2,000
$2,496 /mo
Equity Capital Home Loans
NMLS #1689962
License: 02053435
6.545%
30-Year Fixed
6.490%
$2,296
Includes 0.574 points for $2,296
Lender Fees: $0
$2,526 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.706%
30-Year Fixed
6.625%
$3,332
Includes 0.658 points for $2,632
Lender Fees: $700
$2,562 /mo
New American Funding, LLC.
NMLS #6606
6.833%
30-Year Fixed
6.740%
$3,828
Includes 0.957 points for $3,828
Lender Fees: $0
$2,592 /mo
Rocket Mortgage
NMLS #3030
7.035%
15-Year Fixed
6.875%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,568 /mo
District Lending
NMLS #1835285
7.143%
5-Year ARM
7.000%
$5,804
Includes 0.951 points for $3,804
Lender Fees: $2,000
$2,662 /mo
Rocket Mortgage
NMLS #3030
7.200%
30-Year Fixed
7.125%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,695 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates

Conforming Adjustable Home Loans - Mortgage Rates Current

1 year adjustable mortgage rates today are averaging 3.79%, up from last week’s average 1 year adjustable jumbo mortgage rate of 3.77%.

3 year adjustable mortgage rates today are averaging 2.60%, down from last week’s average 3 year adjustable mortgage rate of 2.74%.

5 year adjustable mortgage rates are averaging 2.78%, a decrease from the prior week’s average 5 year adjustable rate of 2.82%.

Current 7 year adjustable mortgage rates currently are averaging 3.12%, no changed from the previous week’s average 7 year adjustable mortgage rate.

10 year adjustable mortgage rates currently are averaging 3.60%, unchanged from last week’s average 10 year adjustable rate.

Adjustable Jumbo Mortgage Loans – Current Mortgage Rates

Current 1 year jumbo adjustable mortgage rates are averaging 4.50%, up from last week’s average adjustable jumbo mortgage rate of 4.05%.

3 year adjustable jumbo rates today are averaging lower at 3.42%, down from last week’s average 3 year jumbo adjustable rate of 3.49%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.03%, up from last week’s average jumbo adjustable rate of 3.02%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.57%, unchanged from last week’s average 7 year adjustable home loan rate.

10 year jumbo loan rates and refi rates are averaging 3.97%, up from the prior week’s average 10 year jumbo home mortgage loan rate of 3.96%.

Conforming Interest Only Adjustable Loans - Mortgage Rates Todays

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.85%, down from last week’s average interest only mortgage loan rate of 3.15%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.93%, down from last week’s average five year interest only mortgage rate of 3.18%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.44%, down from last week’s average 7 year interest-only mortgage interest rate of 3.54%.

Interest Only Jumbo Loans – Current Mortgage Rates

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.58%, down from last week’s average jumbo adjustable interest only rate of 3.67%

Current 5 year adjustable jumbo interest only rates are averaging 3.43%, a decrease from last week’s average IO home mortgage interest rate of 3.44%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.79%, unchanged from last week’s average jumbo 7 year home mortgage loan rate.

Home Equity Loan Rates 

10 year home equity loan rates are averaging 6.45%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.41%, no change from last week’s average home equity loan rate.

Home Equity Line of Credit 

Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

 
Author: Brian McKay
November 1st, 2011

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