Mortgage Rates Tuesday, Average Mortgage Rates Higher

Mortgage rates are mostly higher today thanks to 10 year bond yields heading back above 2.00%. Current mortgage rates on 30 year home mortgage loans are averaging 4.11%, an increase from yesterday’s average 30 year mortgage rate of 3.95%. Today's mortgage rates 15 year home loans are averaging 3.38%, up from yesterday’s average 15 year mortgage rate of 3.32%.

Search and compare mortgage rates from several lenders by using our rate tables here: Today's Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Mortgage rates today on 30 year jumbo loans are averaging 4.48%, down from yesterday’s average 30 year jumbo mortgage rate of 4.53%. 15 year jumbo mortgage rates are averaging 3.84%, up from yesterday’s average 15 year jumbo mortgage rate of 3.77%.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are MRC's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #2562839

4.798%

15-Year Fixed

4.625%

$4,625

Includes 0.875 points for $3,500

Lender Fees: $1,125

$3,086 /mo

Next >

NMLS #2473786

4.888%

15-Year Fixed

4.750%

$3,671

Includes 0.644 points for $2,576

Lender Fees: $1,095

$3,112 /mo

Next >

NMLS #2126430

4.908%

15-Year Fixed

4.750%

$4,195

Includes 0.750 points for $3,000

Lender Fees: $1,195

$3,112 /mo

Next >

NMLS #135622

4.919%

15-Year Fixed

4.750%

$4,590

Includes 0.875 points for $3,500

Lender Fees: $1,090

$3,112 /mo

Next >

NMLS #1105497

License: 603L227

4.961%

15-Year Fixed

4.750%

$5,625

Includes 1.000 points for $4,000

Lender Fees: $1,625

$3,112 /mo

Next >

NMLS #2059741

4.963%

15-Year Fixed

4.750%

$5,668

Includes 0.917 points for $3,668

Lender Fees: $2,000

$3,112 /mo

Next >

NMLS #757416

5.011%

15-Year Fixed

4.875%

$3,596

Includes 0.899 points for $3,596

Lender Fees: $0

$3,138 /mo

Next >

NMLS #1067

5.014%

15-Year Fixed

4.875%

$3,688

Includes 0.922 points for $3,688

Lender Fees: $0

$3,138 /mo

Next >

NMLS #324599

License: 324599

5.026%

15-Year Fixed

4.875%

$4,070

Includes 0.750 points for $3,000

Lender Fees: $1,070

$3,138 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.050%

15-Year Fixed

4.875%

$4,695

Includes 0.897 points for $3,588

Lender Fees: $1,107

$3,138 /mo

Next >

NMLS #1025894

5.076%

15-Year Fixed

4.875%

$5,340

Includes 0.835 points for $3,340

Lender Fees: $2,000

$3,138 /mo

Next >

NMLS #613839

5.081%

15-Year Fixed

4.875%

$5,471

Includes 0.896 points for $3,584

Lender Fees: $1,887

$3,138 /mo

Next >

NMLS #2473786

5.090%

5-Year ARM

5.000%

$4,119

Includes 0.756 points for $3,024

Lender Fees: $1,095

$2,148 /mo

Next >

NMLS #2126430

5.110%

5-Year ARM

5.000%

$5,119

Includes 0.956 points for $3,824

Lender Fees: $1,295

$2,148 /mo

Next >

NMLS #1312186

5.239%

15-Year Fixed

5.125%

$3,000

Includes 0.750 points for $3,000

Lender Fees: $0

$3,190 /mo

Next >

NMLS #2562839

5.358%

5-Year ARM

5.250%

$4,849

Includes 0.931 points for $3,724

Lender Fees: $1,125

$2,209 /mo

Next >

NMLS #6606

5.392%

15-Year Fixed

5.240%

$4,000

Includes 1.000 points for $4,000

Lender Fees: $0

$3,214 /mo

Next >

NMLS #1312186

5.573%

5-Year ARM

5.500%

$3,260

Includes 0.815 points for $3,260

Lender Fees: $0

$2,272 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.609%

5-Year ARM

5.500%

$4,903

Includes 0.949 points for $3,796

Lender Fees: $1,107

$2,272 /mo

Next >

NMLS #1105497

License: 603L227

5.621%

5-Year ARM

5.500%

$5,366

Includes 0.949 points for $3,796

Lender Fees: $1,570

$2,272 /mo

Next >

NMLS #2473786

5.705%

30-Year Fixed

5.625%

$3,499

Includes 0.601 points for $2,404

Lender Fees: $1,095

$2,303 /mo

Next >

NMLS #2562839

5.719%

30-Year Fixed

5.625%

$4,125

Includes 0.750 points for $3,000

Lender Fees: $1,125

$2,303 /mo

Next >

NMLS #324599

License: 324599

5.726%

5-Year ARM

5.625%

$4,522

Includes 0.863 points for $3,452

Lender Fees: $1,070

$2,303 /mo

Next >

NMLS #2126430

5.743%

30-Year Fixed

5.625%

$5,195

Includes 1.000 points for $4,000

Lender Fees: $1,195

$2,303 /mo

Next >

NMLS #135622

5.830%

30-Year Fixed

5.750%

$3,590

Includes 0.625 points for $2,500

Lender Fees: $1,090

$2,335 /mo

Next >

NMLS #757416

5.830%

30-Year Fixed

5.750%

$3,480

Includes 0.870 points for $3,480

Lender Fees: $0

$2,335 /mo

Next >

NMLS #324599

License: 324599

5.853%

30-Year Fixed

5.750%

$4,570

Includes 0.875 points for $3,500

Lender Fees: $1,070

$2,335 /mo

Next >

NMLS #1105497

License: 603L227

5.856%

30-Year Fixed

5.750%

$4,625

Includes 0.750 points for $3,000

Lender Fees: $1,625

$2,335 /mo

Next >

NMLS #2059741

5.865%

30-Year Fixed

5.750%

$5,012

Includes 0.753 points for $3,012

Lender Fees: $2,000

$2,335 /mo

Next >

NMLS #1025894

5.874%

30-Year Fixed

5.750%

$5,400

Includes 0.850 points for $3,400

Lender Fees: $2,000

$2,335 /mo

Next >

NMLS #1067

5.924%

30-Year Fixed

5.875%

$2,116

Includes 0.529 points for $2,116

Lender Fees: $0

$2,367 /mo

Next >

NMLS #1312186

5.956%

30-Year Fixed

5.875%

$3,500

Includes 0.875 points for $3,500

Lender Fees: $0

$2,367 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.961%

30-Year Fixed

5.875%

$3,767

Includes 0.665 points for $2,660

Lender Fees: $1,107

$2,367 /mo

Next >

NMLS #613839

5.973%

30-Year Fixed

5.875%

$4,259

Includes 0.593 points for $2,372

Lender Fees: $1,887

$2,367 /mo

Next >

NMLS #6606

6.081%

30-Year Fixed

5.990%

$3,924

Includes 0.981 points for $3,924

Lender Fees: $0

$2,396 /mo

Next >

NMLS #399799

6.096%

30-Year Fixed

6.000%

$4,268

Includes 0.735 points for $2,940

Lender Fees: $1,328

$2,399 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates

Conforming Adjustable Mortgage Loans – Current Mortgage Rates Today

1 year home loan adjustable mortgage rates current are averaging 3.75%, a decrease from last week’s average 1 year adjustable mortgage rate of 3.79%.

3 year adjustable mortgage rates today are averaging 2.67%, a decrease from last week’s average 3 year adjustable mortgage rate of 2.76%.

5 year adjustable mortgage rates are averaging 2.75%, a decrease from the prior week’s average 5 year adjustable rate of 2.76%.

Current 7 year adjustable mortgage rates are averaging 3.03%, a decrease from the previous week’s average 7 year adjustable mortgage rate of 3.04%.

10 year adjustable mortgage rates currently are averaging 3.58%, unchanged from last week’s average 10 year adjustable rate.

Adjustable Jumbo Mortgage Loans – Today's Mortgage Rates

Current 1 year jumbo adjustable mortgage rates are averaging 4.50%,  unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.35%, down from last week’s average 3 year jumbo adjustable rate of 3.42%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.05%, down from last week’s average jumbo adjustable rate of 3.17%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.56%, up from last week’s average 7 year adjustable home loan rate of 3.50%.

10 year jumbo loan rates and refi rates are averaging 3.98%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 4.04%.

Conforming IO Adjustable Mortgage Loans – Mortgage Rates Today

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.93%, down from last week’s average interest only mortgage loan rate of 2.96%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.83%, down from last week’s average five year interest only mortgage rate of 2.85%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.15%, up from last week’s average 7 year interest-only mortgage interest rate of 3.14%.

Interest Only Jumbo Mortgage Loans – Mortgage Rates Todays

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.59%, up from last week’s average jumbo adjustable interest only rate of 3.56%

Current 5 year adjustable jumbo interest only rates are averaging 3.52%, an increase from last week’s average IO home mortgage interest rate of 3.42%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.78%, up from last week’s average jumbo 7 year home mortgage loan rate 3.71%.

Home Equity Loan Rates

10 year home equity loan rates are averaging 6.23%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.39%, unchanged from last week’s average home equity loan rate.

Home Equity Line of Credit 

Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

Mortgage Calculator

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Mortgage Rate Widget

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