Mortgage Refinance Rates: 15 Year Refinance Mortgage Rates at 3.29%

Mortgage refinance rates on 30 year conforming home loans are averaging 3.98%, unchanged from yesterday's average 30 year mortgage refinance rate. Mortgage refinance rates today on 15 year home mortgage loans are averaging 3.29%, down from yesterday’s average 15 year mortgage refinance rate of 3.31%.

Search and compare mortgage refinance rates from several lenders by using our rate tables here: Mortgage Refinance Rates. Unlike most websites, no personal information is needed to view a list of mortgage refinance rates.

Jumbo mortgage refinance rates today on 30 year jumbo loans are averaging 4.41%, an increase from an average 30 year jumbo mortgage refinance rate of 4.35%. Jumbo mortgage refinance rates on 15 year jumbo home loans are averaging 3.61%, up from yesterday’s average 15 year jumbo refinance mortgage rate of 3.57%.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Equity Capital Home Loans
NMLS #1689962
License: 02053435
5.524%
15-Year Fixed
5.375%
$3,904
Includes 0.976 points for $3,904
Lender Fees: $0
$3,242 /mo
District Lending
NMLS #1835285
5.604%
15-Year Fixed
5.375%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,242 /mo
Pure Rate Mortgage
NMLS #2578474
5.662%
15-Year Fixed
5.500%
$4,218
Includes 0.792 points for $3,168
Lender Fees: $1,050
$3,269 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.794%
15-Year Fixed
5.625%
$4,392
Includes 0.923 points for $3,692
Lender Fees: $700
$3,295 /mo
New American Funding, LLC.
NMLS #6606
6.132%
15-Year Fixed
5.990%
$3,644
Includes 0.911 points for $3,644
Lender Fees: $0
$3,374 /mo
Pure Rate Mortgage
NMLS #2578474
6.479%
30-Year Fixed
6.375%
$4,350
Includes 0.825 points for $3,300
Lender Fees: $1,050
$2,496 /mo
District Lending
NMLS #1835285
6.482%
30-Year Fixed
6.375%
$4,500
Includes 0.625 points for $2,500
Lender Fees: $2,000
$2,496 /mo
Equity Capital Home Loans
NMLS #1689962
License: 02053435
6.545%
30-Year Fixed
6.490%
$2,296
Includes 0.574 points for $2,296
Lender Fees: $0
$2,526 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.706%
30-Year Fixed
6.625%
$3,332
Includes 0.658 points for $2,632
Lender Fees: $700
$2,562 /mo
New American Funding, LLC.
NMLS #6606
6.833%
30-Year Fixed
6.740%
$3,828
Includes 0.957 points for $3,828
Lender Fees: $0
$2,592 /mo
Rocket Mortgage
NMLS #3030
7.035%
15-Year Fixed
6.875%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,568 /mo
District Lending
NMLS #1835285
7.143%
5-Year ARM
7.000%
$5,804
Includes 0.951 points for $3,804
Lender Fees: $2,000
$2,662 /mo
Rocket Mortgage
NMLS #3030
7.200%
30-Year Fixed
7.125%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,695 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Current Mortgage Refinance Rates on Conforming Adjustable Home Loans

Today's bank mortgage refinance rates on 1 year adjustable home loans are averaging 3.62%, up from last week’s average 1 year adjustable mortgage refinance rate of 3.61%.

3 year adjustable current credit union mortgage refinance rates today are averaging 2.84%, up from last week’s average 3 year adjustable mortgage refinance rate of 2.79%.

5 year adjustable mortgage refinance rates are averaging 2.70%, up from the prior week’s average 5 year adjustable refinance rate of 2.65%.

Current 7 year adjustable mortgage refinance rates are averaging 2.98%, up from the previous week’s average 7 year adjustable mortgage refinance rate of 3.03%.

10 year adjustable mortgage refinance rates currently are averaging 3.44%, up from last week’s average 10 year adjustable rate of 3.42%.

Mortgage Refinance Rates Today on Adjustable Jumbo Loans

Current 1 year adjustable jumbo mortgage refinance rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo refinance mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.50%, up from last week’s average 3 year jumbo adjustable refinance rate of 3.33%.

5 year adjustable jumbo mortgage refinance rates and refinance rates currently are averaging 2.91%, down from last week’s average jumbo adjustable refinance rate of 2.93%.

7 year jumbo adjustable mortgage refinance rates and refinance rates today are averaging 3.38%, down from last week’s average 7 year adjustable home loan rate of 3.43%.

10 year jumbo loan rates and refi rates are averaging 3.67%, down from the prior week’s average 10 year jumbo home mortgage refinance loan rate of 3.78%.

Conforming IO Adjustable Home Loans –Conforming Mortgage Refinance Rates Todays

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.11%, down from last week’s average interest only refinance mortgage loan rate of 3.12%.

5 year IO adjustable loan mortgage refinance rates and mortgage refinance rates are averaging 2.92%, up from last week’s average five year interest only mortgage refinance rate 2.87%.

7 year interest only adjustable mortgage refinance rates and refinance rates are averaging 3.16%, down from last week’s average 7 year interest-only mortgage interest refinance rate of 3.22%.

IO Jumbo Home Loans – Today's Jumbo Mortgage Refinance Rates

Today’s 3 year jumbo interest only adjustable loan refinance rates are averaging 3.81%, up from last week’s average jumbo adjustable mortgage refinance interest rate of 3.65%.

Current 5 year adjustable jumbo interest only rates are averaging 3.22%, down from last week’s average IO home mortgage refinance interest rate of 3.30%.

Today’s 7 year jumbo interest only adjustable mortgage refinance rates are averaging 3.48%,  down from last week’s average jumbo 7 year home mortgage refinance loan rate 3.53%.

 
Author: Brian McKay
February 4th, 2012

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