Nationwide Bank Mortgage Rates – 15 Year Rates at 3.00 Percent

Nationwide Bank (NMLS #769318), a federally chartered savings bank, is offering some very competitive mortgage rates. Nationwide Bank's 15 year mortgage rate is particularly appealing at 3.00 percent with 0.5 mortgage points. The 3.00 percent rate is for both home purchases and refinancing.

Getting a shorter term mortgage, such as a 15 year instead of a 30 year loan, can save you a lot of money. Depending on the loan amount, you can save tens of thousands or even hundreds of thousands of dollars in interest payments over the life of the loan. The only downside is your monthly mortgage payments will be somewhat higher.

The current lowest advertised rate on Nationwide Bank's website is on their 5 year adjustable jumbo loan. Today's advertised rate is at 2.625 percent with 1 mortgage point. The bank's highest advertised rate today is at 5.00 percent with 0.25 percent for a 30 year jumbo loan.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Surety Home Loans
NMLS #1981224
5.300%
15-Year Fixed
5.000%
$7,944
Includes 0.986 points for $3,944
Lender Fees: $4,000
$3,164 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.631%
15-Year Fixed
5.490%
$3,676
Includes 0.744 points for $2,976
Lender Fees: $700
$3,267 /mo
Bison State Bank
NMLS #757416
5.637%
15-Year Fixed
5.490%
$3,820
Includes 0.955 points for $3,820
Lender Fees: $0
$3,267 /mo
Farmers Bank of Kansas City
NMLS #613839
5.680%
15-Year Fixed
5.490%
$4,955
Includes 0.767 points for $3,068
Lender Fees: $1,887
$3,267 /mo
Ease Mortgage
NMLS #2273319
License: CA-DOC902467
5.681%
15-Year Fixed
5.500%
$4,722
Includes 0.658 points for $2,632
Lender Fees: $2,090
$3,269 /mo
Loansteady
NMLS #1701910
5.808%
15-Year Fixed
5.750%
$1,490
Includes 0.000 points for $0
Lender Fees: $1,490
$3,322 /mo
Surety Home Loans
NMLS #1981224
6.057%
5-Year ARM
5.875%
$7,880
Includes 0.970 points for $3,880
Lender Fees: $4,000
$2,367 /mo
PenFed Credit Union
NMLS #401822
6.214%
15-Year Fixed
6.000%
$5,495
Includes 0.875 points for $3,500
Lender Fees: $1,995
$3,376 /mo
Surety Home Loans
NMLS #1981224
6.312%
30-Year Fixed
6.125%
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
$2,431 /mo
Home Simply
NMLS #2473786
6.483%
30-Year Fixed
6.375%
$4,539
Includes 0.861 points for $3,444
Lender Fees: $1,095
$2,496 /mo
DECO Mortgage
NMLS #2561451
6.484%
30-Year Fixed
6.375%
$4,671
Includes 0.669 points for $2,676
Lender Fees: $1,995
$2,496 /mo
Bison State Bank
NMLS #757416
6.577%
30-Year Fixed
6.490%
$3,624
Includes 0.906 points for $3,624
Lender Fees: $0
$2,526 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.599%
30-Year Fixed
6.490%
$4,548
Includes 0.962 points for $3,848
Lender Fees: $700
$2,526 /mo
Farmers Bank of Kansas City
NMLS #613839
6.610%
30-Year Fixed
6.490%
$5,019
Includes 0.783 points for $3,132
Lender Fees: $1,887
$2,526 /mo
Ease Mortgage
NMLS #2273319
License: CA-DOC902467
6.646%
5-Year ARM
6.500%
$6,086
Includes 0.999 points for $3,996
Lender Fees: $2,090
$2,529 /mo
HSBC Bank USA, N.A.
NMLS #399799
6.719%
30-Year Fixed
6.625%
$4,032
Includes 0.676 points for $2,704
Lender Fees: $1,328
$2,562 /mo
Ease Mortgage
NMLS #2273319
License: CA-DOC902467
6.741%
30-Year Fixed
6.625%
$4,818
Includes 0.682 points for $2,728
Lender Fees: $2,090
$2,562 /mo
PenFed Credit Union
NMLS #401822
6.746%
30-Year Fixed
6.625%
$4,995
Includes 0.750 points for $3,000
Lender Fees: $1,995
$2,562 /mo
Loansteady
NMLS #1701910
6.786%
30-Year Fixed
6.750%
$1,490
Includes 0.000 points for $0
Lender Fees: $1,490
$2,595 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Nationwide Bank MortgagesCurrent Mortgage Rates at Nationwide Bank

Conforming Loans

  • 30 year fixed 3.875% with 0.5 points
  • 15 year fixed 3.00% with 0.5 points
  • 5 year ARM 3.00% no points
  • 7 year ARM 3.00% with 0.25 points
  • 10 year ARM 3.125% with 0.25 points

Jumbo Loans

  • 30 Year fixed 4.88% with 1 point
  • 15 Year fixed 3.88% with 0.75 points
  • 7 year ARM 2.75% with 0.875 points
  • 5 Year ARM 2.63% with 1 point

You can check a complete listing of mortgage rates on the bank's website at Nationwide Bank Mortgages.

 
Author: Brian McKay
November 6th, 2015

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