New Year Mortgage Loan Rates: 30 Year Jumbo Rate Mortgages at 5.33%
15 year conforming loan interest rates and refinance loan rates are averaging 4.12 percent, down from yesterday’s average 15 year conforming mortgage interest rate and 15 year conforming refinancing rate of 4.21 percent. 15 year mortgage interest rates and refi rates in Michigan higher averaging 4.23 percent. 30 year jumbo loan rates and today’s jumbo refinance loan rates are averaging 5.33 percent, down from yesterday’s average rate of 5.42 percent. Current 30 year jumbo home loan rates and jumbo refinance loan interest rates in New York are higher averaging 5.51 percent. Lender
APR / Rate
Fees / Points
Payment
 NMLS #2473786
4.894%
15-Year Fixed
4.750%
$3,839
Includes 0.686 points for $2,744
Lender Fees: $1,095
$3,112 /mo
 NMLS #757416
5.005%
15-Year Fixed
4.875%
$3,436
Includes 0.859 points for $3,436
Lender Fees: $0
$3,138 /mo
 NMLS #1025894
5.011%
15-Year Fixed
4.875%
$3,608
Includes 0.902 points for $3,608
Lender Fees: $0
$3,138 /mo
NMLS #2473786
5.104%
5-Year ARM
5.000%
$4,755
Includes 0.915 points for $3,660
Lender Fees: $1,095
$2,148 /mo
 NMLS #1928741
5.106%
15-Year Fixed
4.990%
$3,052
Includes 0.763 points for $3,052
Lender Fees: $0
$3,162 /mo
 NMLS #6606
5.398%
15-Year Fixed
5.250%
$3,884
Includes 0.971 points for $3,884
Lender Fees: $0
$3,216 /mo
NMLS #2473786
5.719%
30-Year Fixed
5.625%
$4,127
Includes 0.758 points for $3,032
Lender Fees: $1,095
$2,303 /mo
NMLS #757416
5.828%
30-Year Fixed
5.750%
$3,404
Includes 0.851 points for $3,404
Lender Fees: $0
$2,335 /mo
NMLS #1025894
5.921%
30-Year Fixed
5.875%
$2,004
Includes 0.501 points for $2,004
Lender Fees: $0
$2,367 /mo
NMLS #1928741
5.923%
30-Year Fixed
5.875%
$2,092
Includes 0.523 points for $2,092
Lender Fees: $0
$2,367 /mo
 NMLS #399799
6.086%
30-Year Fixed
6.000%
$3,831
Includes 0.626 points for $2,504
Lender Fees: $1,327
$2,399 /mo
NMLS #6606
6.091%
30-Year Fixed
6.000%
$3,904
Includes 0.976 points for $3,904
Lender Fees: $0
$2,399 /mo
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
15 year jumbo refi rates and home mortgage loan rates are averaging 4.76 percent, up from yesterday’s average 15 year jumbo home loan rate and 15 year home loan refinance rate of 4.63 percent. Current 15 year jumbo rates in Georgia are lower averaging 4.61 percent. Explore Other Mortgage and Refinance Offers
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Conforming 30 year home mortgage interest rates and refinance interest rates are averaging 4.80 percent, down slightly from yesterday’s average 30 year mortgage rate and refinance mortgage rate of 4.81 percent. 30 year refinance interest rates and home loan rates Texas are higher averaging 4.89 percent.
