New Year Mortgage Loan Rates: 30 Year Jumbo Rate Mortgages at 5.33%
15 year conforming loan interest rates and refinance loan rates are averaging 4.12 percent, down from yesterday’s average 15 year conforming mortgage interest rate and 15 year conforming refinancing rate of 4.21 percent. 15 year mortgage interest rates and refi rates in Michigan higher averaging 4.23 percent. 30 year jumbo loan rates and today’s jumbo refinance loan rates are averaging 5.33 percent, down from yesterday’s average rate of 5.42 percent. Current 30 year jumbo home loan rates and jumbo refinance loan interest rates in New York are higher averaging 5.51 percent. Lender
APR / Rate
Fees / Points
Payment
 NMLS #1689962
License: 02053435
5.680%
15-Year Fixed
5.500%
$4,694
Includes 0.911 points for $3,644
Lender Fees: $1,050
$3,269 /mo
 NMLS #2006915
License: 60DBO-149268
5.685%
15-Year Fixed
5.500%
$4,821
Includes 0.719 points for $2,876
Lender Fees: $1,945
$3,269 /mo
 NMLS #1105497
License: 603L227
5.713%
15-Year Fixed
5.500%
$5,619
Includes 1.000 points for $4,000
Lender Fees: $1,619
$3,269 /mo
 NMLS #401822
5.768%
15-Year Fixed
5.500%
$7,000
Includes 0.750 points for $3,000
Lender Fees: $4,000
$3,269 /mo
 NMLS #1025894
5.781%
15-Year Fixed
5.625%
$4,056
Includes 0.839 points for $3,356
Lender Fees: $700
$3,295 /mo
 NMLS #2326098
License: 60DBO-181478
5.787%
15-Year Fixed
5.625%
$4,381
Includes 0.607 points for $2,428
Lender Fees: $1,953
$3,295 /mo
 NMLS #757416
5.833%
15-Year Fixed
5.750%
$2,156
Includes 0.539 points for $2,156
Lender Fees: $0
$3,322 /mo
NMLS #2326098
License: 60DBO-181478
6.379%
5-Year ARM
6.250%
$5,673
Includes 0.930 points for $3,720
Lender Fees: $1,953
$2,463 /mo
NMLS #2006915
License: 60DBO-149268
6.507%
5-Year ARM
6.375%
$5,537
Includes 0.898 points for $3,592
Lender Fees: $1,945
$2,496 /mo
 NMLS #2561451
6.588%
30-Year Fixed
6.490%
$4,151
Includes 0.539 points for $2,156
Lender Fees: $1,995
$2,526 /mo
NMLS #2006915
License: 60DBO-149268
6.642%
30-Year Fixed
6.500%
$5,945
Includes 1.000 points for $4,000
Lender Fees: $1,945
$2,529 /mo
NMLS #757416
6.714%
30-Year Fixed
6.624%
$3,704
Includes 0.926 points for $3,704
Lender Fees: $0
$2,561 /mo
NMLS #1689962
License: 02053435
6.727%
30-Year Fixed
6.624%
$4,266
Includes 0.804 points for $3,216
Lender Fees: $1,050
$2,561 /mo
NMLS #1025894
6.732%
30-Year Fixed
6.625%
$4,440
Includes 0.935 points for $3,740
Lender Fees: $700
$2,562 /mo
NMLS #2326098
License: 60DBO-181478
6.840%
30-Year Fixed
6.750%
$3,861
Includes 0.477 points for $1,908
Lender Fees: $1,953
$2,595 /mo
NMLS #1105497
License: 603L227
6.849%
30-Year Fixed
6.750%
$4,119
Includes 0.625 points for $2,500
Lender Fees: $1,619
$2,595 /mo
 NMLS #399799
6.856%
30-Year Fixed
6.750%
$4,512
Includes 0.796 points for $3,184
Lender Fees: $1,328
$2,595 /mo
NMLS #401822
6.896%
30-Year Fixed
6.750%
$5,995
Includes 1.000 points for $4,000
Lender Fees: $1,995
$2,595 /mo
 NMLS #330511
6.941%
30-Year Fixed
6.875%
$2,700
Includes 0.675 points for $2,700
Lender Fees: $0
$2,628 /mo
 NMLS #3030
6.995%
15-Year Fixed
6.875%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$3,568 /mo
NMLS #3030
7.689%
30-Year Fixed
7.625%
$2,500
Includes 0.625 points for $2,500
Lender Fees: $0
$2,832 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
15 year jumbo refi rates and home mortgage loan rates are averaging 4.76 percent, up from yesterday’s average 15 year jumbo home loan rate and 15 year home loan refinance rate of 4.63 percent. Current 15 year jumbo rates in Georgia are lower averaging 4.61 percent. Explore Other Mortgage and Refinance Offers
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Conforming 30 year home mortgage interest rates and refinance interest rates are averaging 4.80 percent, down slightly from yesterday’s average 30 year mortgage rate and refinance mortgage rate of 4.81 percent. 30 year refinance interest rates and home loan rates Texas are higher averaging 4.89 percent.
