Pinnacle Bank Mortgage Rates

Pinnacle Bank Mortgage RatesPinnacle Bank mortgage rates on fixed conforming loans are really competitive right now with low fees. 30 year mortgage rates at Pinnacle Bank are currently quoted at 4.75 percent with 1 mortgage point and only $898 in fees. Paying points up front allows a borrower to get a lower mortgage rate from Pinnacle Bank or other lenders. 15 year mortgage rates from Pinnacle Bank are quoted at 4.25 percent with the same points and fees as the bank's 30 year loan.

Less popular loan terms with competitive mortgage rates are also offered at Pinnacle. Current 10 year mortgage rates from Pinnacle are quoted at 4.25 percent with 1.125 points and the same $898 in fees. 20 year mortgage rates from Pinnacle are at 4.50 percent with the same points and fees as the 10 year loan.

To get the best deal on a home loan, you need to compare the mortgage rate, mortgage points you have to pay up front, and the total amount of fees. See how other lenders' rates compare with Pinnacle Bank's mortgage rates.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.240%
15-Year Fixed
5.125%
$3,012
Includes 0.753 points for $3,012
Lender Fees: $0
$3,190 /mo
HomePlus Mortgage
NMLS #78669
5.269%
15-Year Fixed
5.000%
$7,318
Includes 0.725 points for $2,900
Lender Fees: $4,418
$3,164 /mo
Pure Rate Mortgage
NMLS #2578474
5.413%
15-Year Fixed
5.250%
$4,282
Includes 0.808 points for $3,232
Lender Fees: $1,050
$3,216 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
5.418%
15-Year Fixed
5.250%
$4,585
Includes 0.658 points for $2,632
Lender Fees: $1,953
$3,216 /mo
PenFed Credit Union
NMLS #401822
5.478%
15-Year Fixed
5.250%
$6,000
Includes 0.500 points for $2,000
Lender Fees: $4,000
$3,216 /mo
Bison State Bank
NMLS #757416
5.494%
15-Year Fixed
5.375%
$3,112
Includes 0.778 points for $3,112
Lender Fees: $0
$3,242 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.515%
15-Year Fixed
5.375%
$3,660
Includes 0.740 points for $2,960
Lender Fees: $700
$3,242 /mo
HomePlus Mortgage
NMLS #78669
5.678%
5-Year ARM
5.500%
$8,098
Includes 0.920 points for $3,680
Lender Fees: $4,418
$2,272 /mo
District Lending
NMLS #1835285
6.093%
30-Year Fixed
6.000%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,399 /mo
HomePlus Mortgage
NMLS #78669
6.184%
30-Year Fixed
6.000%
$8,106
Includes 0.922 points for $3,688
Lender Fees: $4,418
$2,399 /mo
District Lending
NMLS #1835285
6.208%
5-Year ARM
6.125%
$3,540
Includes 0.885 points for $3,540
Lender Fees: $0
$2,431 /mo
Pure Rate Mortgage
NMLS #2578474
6.325%
30-Year Fixed
6.250%
$3,150
Includes 0.525 points for $2,100
Lender Fees: $1,050
$2,463 /mo
Bison State Bank
NMLS #757416
6.332%
30-Year Fixed
6.250%
$3,460
Includes 0.865 points for $3,460
Lender Fees: $0
$2,463 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
6.375%
5-Year ARM
6.250%
$5,489
Includes 0.884 points for $3,536
Lender Fees: $1,953
$2,463 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.454%
30-Year Fixed
6.375%
$3,336
Includes 0.659 points for $2,636
Lender Fees: $700
$2,496 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
6.470%
30-Year Fixed
6.375%
$4,165
Includes 0.553 points for $2,212
Lender Fees: $1,953
$2,496 /mo
HSBC Bank USA, N.A.
NMLS #399799
6.486%
30-Year Fixed
6.375%
$4,804
Includes 0.869 points for $3,476
Lender Fees: $1,328
$2,496 /mo
PenFed Credit Union
NMLS #401822
6.506%
30-Year Fixed
6.375%
$5,495
Includes 0.875 points for $3,500
Lender Fees: $1,995
$2,496 /mo
Rocket Mortgage
NMLS #3030
6.658%
15-Year Fixed
6.500%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,485 /mo
Rocket Mortgage
NMLS #3030
7.338%
30-Year Fixed
7.250%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$2,729 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

 

 
Author: Brian McKay
March 7th, 2019

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