Record Low Mortgage Rates Hold Steady TodayRecord low fixed conforming mortgage rates held steady in this week's Primary Mortgage Market Survey released by Freddie Mac this morning. Bond yields haven't moved much the past week which is why mortgage rates barely changed. Current mortgage rates today on 30 year conforming home loans are at a new all-time low averaging 3.78 percent with 0.8 mortgage discount points for the week ending today, down from the previous week's average 30 year mortgage rate of 3.79 percent. Last year 30 year mortgage interest rates were averaging 4.60 percent. If you have refinanced your mortgage in the past year you should look into refinancing again since 30 year refinance rates are 80 basis points lower. You might also want to think about refinancing to a short term mortgage like a 15 year loan since 15 year refinance rates can be found as low as 2.75 percent. Lender
APR / Rate
Fees / Points
Payment
$5,412
Includes 0.853 points for $3,412
Lender Fees: $2,000
$3,216 /mo
$7,000
Includes 0.750 points for $3,000
Lender Fees: $4,000
$3,242 /mo
$5,389
Includes 0.859 points for $3,436
Lender Fees: $1,953
$3,269 /mo
$4,692
Includes 0.998 points for $3,992
Lender Fees: $700
$3,295 /mo
$2,212
Includes 0.553 points for $2,212
Lender Fees: $0
$3,322 /mo
$3,780
Includes 0.945 points for $3,780
Lender Fees: $0
$3,322 /mo
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
$3,295 /mo
$4,504
Includes 0.626 points for $2,504
Lender Fees: $2,000
$2,463 /mo
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
$2,463 /mo
$2,384
Includes 0.596 points for $2,384
Lender Fees: $0
$2,562 /mo
$3,548
Includes 0.887 points for $3,548
Lender Fees: $0
$2,561 /mo
$3,984
Includes 0.821 points for $3,284
Lender Fees: $700
$2,562 /mo
$4,853
Includes 0.725 points for $2,900
Lender Fees: $1,953
$2,562 /mo
$5,876
Includes 0.969 points for $3,876
Lender Fees: $2,000
$2,595 /mo
$7,872
Includes 0.968 points for $3,872
Lender Fees: $4,000
$2,595 /mo
$5,495
Includes 0.875 points for $3,500
Lender Fees: $1,995
$2,628 /mo
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,594 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
15 year mortgage rates remain at a record low set last week. Current fixed conforming 15 year mortgage rates are at 3.04 percent with 0.7 mortgage points, unchanged from last week's average. This rate is an average rate you can find rates lower than the averages. Adjustable mortgage rates were mixed in this week's mortgage survey. 5 year adjustable mortgage rates today are averaging 2.83 percent with 0.6 points, unchanged from last week's average rate. Today's 1 year adjustable mortgage rates are averaging 2.75 percent with 0.4 mortgage points, down from last week's average adjustable rate of 2.78 percent. Explore Other Mortgage and Refinance Offers
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30 Year Mortgage Rates Hit New Record Low of 3.62% Today
Mortgage Rates MBA: 30 Year Mortgage Rates at 4.50%, 15 Year Mortgage Rates at 3.83%
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