Refinance Rates: Today’s Refinancing Rates October 12, 30 Year Jumbo Refi Rates at 4.61%

Refinance Rates: Today's Refinancing Rates October 12, 30 Year Jumbo Refi Rates at 4.61%Refinance rates are higher today as 10 year Treasury yields continue higher. Today's refinance rates on 30 year home loans are averaging 4.16%, an increase from yesterday's average 30 year refinance rate of 4.06%. Refinancing rates are so low these days most home owners have taken advantage of ultra low rates and refinanced their home loan. Refinance rates currently on 30 year jumbo loans are averaging 4.61%, an increase from yesterday's average 30 year refinance rate of 4.46%.

Compare refinance rates from many different lenders by using our refinance rates table here:  Refinance Rates. Unlike most websites, no personal information is needed to view a list of refinance rates.

Today’s refinance rates on conforming 15 year refinance loans are averaging 3.84%, up from yesterday's average 15 year refi rate of 3.82%. Since rates are so low which make 15 year loans more affordable many home owners refinance a 30 year loan to a 15 year loan. Doing so will save you tens or hundreds of thousands of dollars over the life of the loan. 15 year jumbo refinance rates today are averaging 3.85%, unchanged from yesterday’s average 15 year jumbo refinance rate.

Refinance Rates

Today’s Conforming Adjustable Refinance Rates

1 year adjustable refinance rates today are averaging 3.72%, up from last week’s average 1 year adjustable jumbo refinance rate of 3.68%.

3 year adjustable refinance rates currently are averaging 2.76%, down from last week’s average 3 year adjustable refinance rate of 2.97%.

5 year adjustable refinancing rates are averaging 3.13%, an increase from the prior week’s average 5 year adjustable refinance rate of 2.99%.

Current 7 year adjustable mortgage refi rates are averaging 3.19%, down from the previous week’s average 7 year adjustable mortgage rate of 3.30%.

10 year adjustable refi mortgage rates currently are averaging 3.60%, an increase from last week’s average 10 year adjustable rate of 3.59%.

Adjustable Jumbo Refinance Rates Current

Current 1 year jumbo adjustable mortgage loan refinance rates are at 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate refinance.

3 year adjustable jumbo refinance rates today are averaging lower at 3.40%, a decrease from last week’s average 3 year jumbo adjustable refinance rate of 3.58%.

5 year adjustable jumbo refinance mortgage rates currently are averaging 3.11%, down from last week’s average jumbo adjustable refinance loans rate of 3.21%.

7 year jumbo adjustable refinance home loan rates today are averaging 3.69%, up from last week’s average 7 year adjustable refinance home mortgage rate of 3.54%.

10 year jumbo home loan refinance rates are averaging 4.03%, an increase from the prior week’s average 10 year jumbo mortgage refinance rates of 3.89%.

Conventional Interest Only Adjustable Refinance Rates Today

3 year interest only adjustable mortgage refinance rates and are averaging 3.31%, up from last week’s average interest only mortgage refinance rate of 3.21%.

5 year IO adjustable loan refinance mortgage rates are averaging 3.45%, up from last week’s average five year interest only home refinance rate of 3.23%.

7 year interest only adjustable loan refinance rates are averaging 3.47%, down from last week’s average 7 year interest-only refinance rates of 3.49%.

Today’s Jumbo Interest Only Refinance Rates 

Today’s 3 year jumbo refinancing rates are averaging 3.57%, down from last week’s average jumbo adjustable interest only refinance rate of 3.76%.

Current 5 year adjustable jumbo interest only mortgage refinance rates are averaging 3.52%, up from last week’s average IO home refinance mortgage rate of 3.46%.

Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.82%, up from last week’s average jumbo 7 year home refinance loan rate of 3.73%.

 
Author: Lisa Graham
October 12th, 2011

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