Tomo Mortgage Rates: 30-Year 4.875%, 15-Year 4.00%

Tomo mortgage rates are very competitive right now and are also some of the best mortgage rates available. Current 30-year mortgage rates at Tomo are at 4.875 percent with an APR of 4.95%. If you find a better mortgage rate, Tomo will match that rate.

Tomo Mortgage 30-Year Mortgage Summary

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.456%
15-Year Fixed
5.250%
$5,412
Includes 0.853 points for $3,412
Lender Fees: $2,000
$3,216 /mo
Price Mortgage, LLC
NMLS #1429043
License: DBO - 60DBO85836
5.642%
15-Year Fixed
5.375%
$7,000
Includes 0.750 points for $3,000
Lender Fees: $4,000
$3,242 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
5.700%
15-Year Fixed
5.500%
$5,389
Includes 0.859 points for $3,436
Lender Fees: $1,953
$3,269 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.806%
15-Year Fixed
5.625%
$4,692
Includes 0.998 points for $3,992
Lender Fees: $700
$3,295 /mo
Bison State Bank
NMLS #757416
5.836%
15-Year Fixed
5.750%
$2,212
Includes 0.553 points for $2,212
Lender Fees: $0
$3,322 /mo
FBC Mortgage
NMLS #152859
5.896%
15-Year Fixed
5.750%
$3,780
Includes 0.945 points for $3,780
Lender Fees: $0
$3,322 /mo
PenFed Credit Union
NMLS #401822
5.932%
15-Year Fixed
5.625%
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
$3,295 /mo
District Lending
NMLS #1835285
6.356%
30-Year Fixed
6.250%
$4,504
Includes 0.626 points for $2,504
Lender Fees: $2,000
$2,463 /mo
Price Mortgage, LLC
NMLS #1429043
License: DBO - 60DBO85836
6.403%
30-Year Fixed
6.250%
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
$2,463 /mo
FBC Mortgage
NMLS #152859
6.683%
30-Year Fixed
6.625%
$2,384
Includes 0.596 points for $2,384
Lender Fees: $0
$2,562 /mo
Bison State Bank
NMLS #757416
6.710%
30-Year Fixed
6.624%
$3,548
Includes 0.887 points for $3,548
Lender Fees: $0
$2,561 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.721%
30-Year Fixed
6.625%
$3,984
Includes 0.821 points for $3,284
Lender Fees: $700
$2,562 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
6.738%
30-Year Fixed
6.625%
$4,853
Includes 0.725 points for $2,900
Lender Fees: $1,953
$2,562 /mo
District Lending
NMLS #1835285
6.893%
5-Year ARM
6.750%
$5,876
Includes 0.969 points for $3,876
Lender Fees: $2,000
$2,595 /mo
Price Mortgage, LLC
NMLS #1429043
License: DBO - 60DBO85836
6.941%
5-Year ARM
6.750%
$7,872
Includes 0.968 points for $3,872
Lender Fees: $4,000
$2,595 /mo
PenFed Credit Union
NMLS #401822
7.010%
30-Year Fixed
6.875%
$5,495
Includes 0.875 points for $3,500
Lender Fees: $1,995
$2,628 /mo
Rocket Mortgage
NMLS #3030
7.130%
15-Year Fixed
6.990%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,594 /mo
Rocket Mortgage
NMLS #3030
7.200%
30-Year Fixed
7.125%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,695 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

  • 4.875% plus $3,140 points charge
  • 5.00% plus $892 points charge
  • 5.125 with $0 points charge
  • 5.25% with -$892 points credit
  • 5.375% with -$3,176 points credit

Tomo Mortgage 15-Year Mortgage Summary

  • 4.00% plus $2,112 points charge
  • 4.125% plus $1,340 points charge
  • 4.25% with $0 points charge
  • 4.275% with -$2,036 points credit
  • 4.50% with -$3,820 points credit

The Tomo mortgage rates listed above are for a $500,000 loan with 20% down, on a single-family home, primary residence with a 740-credit score. You can search for and compare Tomo mortgage rates with other lender's rates here: Current Mortgage Rates.

 
Author: Brian McKay
July 3rd, 2022

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