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Wells Fargo Bank Mortgage Rates

Wells Fargo Bank of California is offering some of the best mortgage rates currently available. The bank is offering several types of mortgages including conforming mortgages, jumbo mortgages, adjustable rate mortgages and FHA mortgages.

The current advertised conforming 30 year mortgage rate is 5.125 percent with an annual percentage rate of 5.318 percent. Their 30 year mortgage rate beats the national average 30 year rate which is currently at 5.15 percent. FHA mortgage rates are also advertised at 5.125 percent.

Conforming 15 year mortgage rates and 15 year FHA mortgage rates are advertised at 4.375 percent with an APR of 4.70 percent.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
4.900%
15-Year Fixed
4.750%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,112 /mo
Home Simply
NMLS #2473786
5.019%
15-Year Fixed
4.875%
$3,811
Includes 0.679 points for $2,716
Lender Fees: $1,095
$3,138 /mo
Bison State Bank
NMLS #757416
5.118%
15-Year Fixed
4.990%
$3,372
Includes 0.843 points for $3,372
Lender Fees: $0
$3,162 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.184%
15-Year Fixed
4.990%
$5,136
Includes 0.784 points for $3,136
Lender Fees: $2,000
$3,162 /mo
Home Simply
NMLS #2473786
5.225%
5-Year ARM
5.125%
$4,519
Includes 0.856 points for $3,424
Lender Fees: $1,095
$2,178 /mo
District Lending
NMLS #1835285
5.329%
5-Year ARM
5.250%
$3,575
Includes 0.769 points for $3,076
Lender Fees: $499
$2,209 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
5.427%
15-Year Fixed
5.250%
$4,707
Includes 0.900 points for $3,600
Lender Fees: $1,107
$3,216 /mo
District Lending
NMLS #1835285
5.591%
30-Year Fixed
5.500%
$4,015
Includes 0.879 points for $3,516
Lender Fees: $499
$2,272 /mo
Bison State Bank
NMLS #757416
5.828%
30-Year Fixed
5.750%
$3,408
Includes 0.852 points for $3,408
Lender Fees: $0
$2,335 /mo
Home Simply
NMLS #2473786
5.841%
30-Year Fixed
5.750%
$3,955
Includes 0.715 points for $2,860
Lender Fees: $1,095
$2,335 /mo
DECO Mortgage
NMLS #2561451
5.866%
30-Year Fixed
5.750%
$5,202
Includes 0.855 points for $3,420
Lender Fees: $1,782
$2,335 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.960%
30-Year Fixed
5.875%
$3,696
Includes 0.424 points for $1,696
Lender Fees: $2,000
$2,367 /mo
HSBC Bank USA, N.A.
NMLS #399799
6.097%
30-Year Fixed
6.000%
$4,344
Includes 0.754 points for $3,016
Lender Fees: $1,328
$2,399 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
6.103%
5-Year ARM
5.990%
$4,915
Includes 0.952 points for $3,808
Lender Fees: $1,107
$2,396 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
6.105%
30-Year Fixed
5.990%
$5,007
Includes 0.975 points for $3,900
Lender Fees: $1,107
$2,396 /mo
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Current Wells Fargo Mortgage Rates

Conforming and FHA Mortgage Rates

  • 30-Year Fixed 5.125% Rate 5.318% APR
  • 30-Year Fixed FHA 5.25% Rate 6.028% APR
  • 15-Year Fixed 4.375% Rate 4.7% APR
  • 5-Year ARM 3.75% Rate 3.519% APR
  • 5-Year ARM FHA 3.75% Rate 3.384% APR

Jumbo Conforming and FHA Mortgage Rates

  • 30-Year Fixed 5.250% Rate 5.390% APR
  • 30-Year Fixed FHA 5.250% Rate 5.971% APR
  • 5-Year ARM 4.125% Rate 3.606% APR

Jumbo Mortgage Rates

  • 30-Year Fixed 5.500% Rate 5.643% APY
  • 5-Year ARM 4.875% Rate 3.883% APY

For current mortgage rates visit wellsfargo.com.

 
Author: Brian McKay
April 8th, 2010

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