Wells Fargo Bank Mortgage Rates

Wells Fargo Bank of California is offering some of the best mortgage rates currently available. The bank is offering several types of mortgages including conforming mortgages, jumbo mortgages, adjustable rate mortgages and FHA mortgages.

The current advertised conforming 30 year mortgage rate is 5.125 percent with an annual percentage rate of 5.318 percent. Their 30 year mortgage rate beats the national average 30 year rate which is currently at 5.15 percent. FHA mortgage rates are also advertised at 5.125 percent.

Conforming 15 year mortgage rates and 15 year FHA mortgage rates are advertised at 4.375 percent with an APR of 4.70 percent.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Pure Rate Mortgage
NMLS #2578474
5.427%
15-Year Fixed
5.250%
$4,646
Includes 0.899 points for $3,596
Lender Fees: $1,050
$3,216 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
5.432%
15-Year Fixed
5.250%
$4,949
Includes 0.749 points for $2,996
Lender Fees: $1,953
$3,216 /mo
Allied Mortgage Group, Inc.
NMLS #1067
5.476%
15-Year Fixed
5.375%
$2,640
Includes 0.660 points for $2,640
Lender Fees: $0
$3,242 /mo
Bison State Bank
NMLS #757416
5.493%
15-Year Fixed
5.375%
$3,092
Includes 0.773 points for $3,092
Lender Fees: $0
$3,242 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.531%
15-Year Fixed
5.375%
$4,068
Includes 0.842 points for $3,368
Lender Fees: $700
$3,242 /mo
PenFed Credit Union
NMLS #401822
5.535%
15-Year Fixed
5.250%
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,216 /mo
Allied Mortgage Group, Inc.
NMLS #1067
6.212%
30-Year Fixed
6.125%
$3,716
Includes 0.929 points for $3,716
Lender Fees: $0
$2,431 /mo
Pure Rate Mortgage
NMLS #2578474
6.336%
30-Year Fixed
6.250%
$3,650
Includes 0.650 points for $2,600
Lender Fees: $1,050
$2,463 /mo
Bison State Bank
NMLS #757416
6.436%
30-Year Fixed
6.375%
$2,564
Includes 0.641 points for $2,564
Lender Fees: $0
$2,496 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.462%
30-Year Fixed
6.375%
$3,676
Includes 0.744 points for $2,976
Lender Fees: $700
$2,496 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
6.475%
30-Year Fixed
6.375%
$4,401
Includes 0.612 points for $2,448
Lender Fees: $1,953
$2,496 /mo
PenFed Credit Union
NMLS #401822
6.620%
30-Year Fixed
6.500%
$4,995
Includes 0.750 points for $3,000
Lender Fees: $1,995
$2,529 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
6.634%
5-Year ARM
6.500%
$5,793
Includes 0.960 points for $3,840
Lender Fees: $1,953
$2,529 /mo
Rocket Mortgage
NMLS #3030
7.015%
15-Year Fixed
6.875%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,568 /mo
Rocket Mortgage
NMLS #3030
7.476%
30-Year Fixed
7.375%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,763 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Current Wells Fargo Mortgage Rates

Conforming and FHA Mortgage Rates

  • 30-Year Fixed 5.125% Rate 5.318% APR
  • 30-Year Fixed FHA 5.25% Rate 6.028% APR
  • 15-Year Fixed 4.375% Rate 4.7% APR
  • 5-Year ARM 3.75% Rate 3.519% APR
  • 5-Year ARM FHA 3.75% Rate 3.384% APR

Jumbo Conforming and FHA Mortgage Rates

  • 30-Year Fixed 5.250% Rate 5.390% APR
  • 30-Year Fixed FHA 5.250% Rate 5.971% APR
  • 5-Year ARM 4.125% Rate 3.606% APR

Jumbo Mortgage Rates

  • 30-Year Fixed 5.500% Rate 5.643% APY
  • 5-Year ARM 4.875% Rate 3.883% APY

For current mortgage rates visit wellsfargo.com.

 
Author: Brian McKay
April 8th, 2010

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